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	<title>Credit Card Debt Management | Credit Cards Debt</title>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/there-is-no-quick-fix-for-improving-your-credit-report-1799</link>
		<comments>http://creditcards104.com/credit_card_debt_management/there-is-no-quick-fix-for-improving-your-credit-report-1799#comments</comments>
		<pubDate>Fri, 10 Feb 2012 04:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit history]]></category>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.There Is No Quick Fix For Improving Your Credit Report 620 It [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/a-doctor-for-your-debt-problem-debt-consolidation-1785</link>
		<comments>http://creditcards104.com/credit_card_debt/a-doctor-for-your-debt-problem-debt-consolidation-1785#comments</comments>
		<pubDate>Sat, 04 Feb 2012 21:20:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/a-doctor-for-your-debt-problem-debt-consolidation-1785</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: A Doctor for your Debt Problem&#8217;Debt Consolidation 454 Debt consolidation is like a doctor to the debt problem. And it offers a fresh start to the debtor and also provides the more healthy financial position. Debt management, debt consolidation, personal bad credit debt consolidation, [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-plans-suggesting-ways-to-survive-the-quagmire-of-debts-1777</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-plans-suggesting-ways-to-survive-the-quagmire-of-debts-1777#comments</comments>
		<pubDate>Thu, 02 Feb 2012 03:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-management-plans-suggesting-ways-to-survive-the-quagmire-of-debts-1777</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Management Plans &#8216; Suggesting Ways to Survive the Quagmire of Debts 836 For most of us, debt consolidation loan is the only debt settlement technique available to people. The article has classified debt management plans into defensive [...]]]></description>
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		<item>
		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/take-control-of-finances-through-debt-management-1775</link>
		<comments>http://creditcards104.com/credit_card_debt_management/take-control-of-finances-through-debt-management-1775#comments</comments>
		<pubDate>Wed, 01 Feb 2012 23:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/take-control-of-finances-through-debt-management-1775</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Take Control of Finances Through Debt Management 498 Any borrower may fall into a debt trap because of rising consumerism. When debts pile [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/how-to-get-out-of-credit-card-debt-using-self-help-techniques-and-positive-thinking-1774</link>
		<comments>http://creditcards104.com/credit_card_debt/how-to-get-out-of-credit-card-debt-using-self-help-techniques-and-positive-thinking-1774#comments</comments>
		<pubDate>Wed, 01 Feb 2012 20:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[card debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-get-out-of-credit-card-debt-using-self-help-techniques-and-positive-thinking-1774</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: How to Get out of Credit Card Debt Using Self-Help Techniques and Positive Thinking 726 Debt induced stress is one [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772</link>
		<comments>http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772#comments</comments>
		<pubDate>Tue, 31 Jan 2012 16:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[Secured Credit Cards]]></category>
		<category><![CDATA[card debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Use Debt Consolidation to Lower Your Monthly Payments 413 How can debt consolidation help you lower your monthly payments. Debt consolidation may be for you if [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/climbing-out-of-the-bottomless-pit-called-credit-card-debt-1748</link>
		<comments>http://creditcards104.com/credit_card_debt/climbing-out-of-the-bottomless-pit-called-credit-card-debt-1748#comments</comments>
		<pubDate>Mon, 23 Jan 2012 11:19:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/climbing-out-of-the-bottomless-pit-called-credit-card-debt-1748</guid>
		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Climbing Out Of The Bottomless Pit Called: Credit Card Debt 512 Credit cards are actually a [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/your-finance-fitness-center-debt-consolidation-finance-1743</link>
		<comments>http://creditcards104.com/credit_card_debt_management/your-finance-fitness-center-debt-consolidation-finance-1743#comments</comments>
		<pubDate>Sun, 22 Jan 2012 00:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/your-finance-fitness-center-debt-consolidation-finance-1743</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: Your Finance Fitness Center&#8221;&#8217;.Debt Consolidation Finance 462 Before going for a debt consolidation finance the person should preferabily consult the credit advisor. The credit advisor will evaluate his financial status and his problem of debts. After a [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-types-of-help-available-for-unsecured-debt-consolidation-1742</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-types-of-help-available-for-unsecured-debt-consolidation-1742#comments</comments>
		<pubDate>Sat, 21 Jan 2012 22:01:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-consolidation-types-of-help-available-for-unsecured-debt-consolidation-1742</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Consolidation &#8211; Types Of Help Available For Unsecured Debt Consolidation 371 There are several types of help available for unsecured debt consolidation. You can choose to take out a debt consolidation loan to lower your rates and [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-plan-know-what-plan-works-best-for-you-1722</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-plan-know-what-plan-works-best-for-you-1722#comments</comments>
		<pubDate>Sun, 15 Jan 2012 01:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-management-plan-know-what-plan-works-best-for-you-1722</guid>
		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Title: Debt Management Plan &#8211; Know What Plan Works Best For You 397 Debt management plans [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/plan-a-stress-free-life-through-a-guide-to-debt-consolidation-uk-1705</link>
		<comments>http://creditcards104.com/credit_card_debt_management/plan-a-stress-free-life-through-a-guide-to-debt-consolidation-uk-1705#comments</comments>
		<pubDate>Sun, 08 Jan 2012 12:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/plan-a-stress-free-life-through-a-guide-to-debt-consolidation-uk-1705</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-loans-for-unemployed-preparing-for-an-end-to-debts-1702</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-loans-for-unemployed-preparing-for-an-end-to-debts-1702#comments</comments>
		<pubDate>Sun, 08 Jan 2012 05:21:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-consolidation-loans-for-unemployed-preparing-for-an-end-to-debts-1702</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Debt Consolidation Loans for Unemployed &#8216; Preparing for an End [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-bureaus-who-are-they-1697</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-bureaus-who-are-they-1697#comments</comments>
		<pubDate>Thu, 05 Jan 2012 18:16:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-bureaus-who-are-they-1697</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Title: Credit Bureaus, Who are they? 426 Credit bureaus, also referred to as a credit repository or CRA&#8217;s , is an entity [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/repairing-bad-credit-1696</link>
		<comments>http://creditcards104.com/credit_card_debt_management/repairing-bad-credit-1696#comments</comments>
		<pubDate>Thu, 05 Jan 2012 16:03:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/repairing-bad-credit-1696</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Repairing Bad Credit 830 Building your credit after repeated interruptions is a [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/expert-tips-on-choosing-a-credit-counseling-agency-1692</link>
		<comments>http://creditcards104.com/credit_card_debt_management/expert-tips-on-choosing-a-credit-counseling-agency-1692#comments</comments>
		<pubDate>Wed, 04 Jan 2012 07:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Expert Tips On Choosing A Credit Counseling Agency 360 With the debt levels at all time high, credit counseling agencies are reaping on the boom. However, [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-solving-the-problem-1690</link>
		<comments>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-solving-the-problem-1690#comments</comments>
		<pubDate>Wed, 04 Jan 2012 02:45:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/to-consolidate-debts-or-not-1686</link>
		<comments>http://creditcards104.com/credit_card_debt_management/to-consolidate-debts-or-not-1686#comments</comments>
		<pubDate>Mon, 02 Jan 2012 17:53:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: To Consolidate Debts Or Not 491 Admittedly, among debt programs, debt consolidation has the most differing reputation. On the one side, it is the best debt [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/what-are-debt-management-plans-1664</link>
		<comments>http://creditcards104.com/credit_card_debt_management/what-are-debt-management-plans-1664#comments</comments>
		<pubDate>Sun, 25 Dec 2011 17:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Title: What Are Debt Management Plans? 824 If your financial problems stem from too much debt or your inability to repay your debts, a credit counseling agency may recommend that you enroll in a debt management plan [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/student-loan-debt-consolidation-students-cannot-afford-to-lose-sleep-over-debts-1660</link>
		<comments>http://creditcards104.com/credit_card_debt_management/student-loan-debt-consolidation-students-cannot-afford-to-lose-sleep-over-debts-1660#comments</comments>
		<pubDate>Sat, 24 Dec 2011 08:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-or-debt-management-1615</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-or-debt-management-1615#comments</comments>
		<pubDate>Fri, 09 Dec 2011 04:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Debt Consolidation or Debt Management? 591 Both debt consolidation and debt management are widely advertised as solutions to debt problems. What&#8217;s the difference between them, and which one is right for you? debt consolidation,debt management,debt problems The [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-plans-how-they-can-help-you-get-out-of-debt-1593</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-plans-how-they-can-help-you-get-out-of-debt-1593#comments</comments>
		<pubDate>Thu, 01 Dec 2011 03:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Title: Debt Management [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/bill-consolidation-company-comparing-debt-management-programs-1577</link>
		<comments>http://creditcards104.com/credit_card_debt_management/bill-consolidation-company-comparing-debt-management-programs-1577#comments</comments>
		<pubDate>Sat, 26 Nov 2011 18:29:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Bill Consolidation Company &#8211; Comparing Debt Management Programs 365 A [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-loan-how-to-avoid-downward-spiral-of-debt-1571</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-loan-how-to-avoid-downward-spiral-of-debt-1571#comments</comments>
		<pubDate>Thu, 24 Nov 2011 05:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/empty-your-debts-by-few-clicks-with-online-debt-consolidation-1570</link>
		<comments>http://creditcards104.com/credit_card_debt_management/empty-your-debts-by-few-clicks-with-online-debt-consolidation-1570#comments</comments>
		<pubDate>Thu, 24 Nov 2011 02:58:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Empty your Debts by Few Clicks with Online Debt Consolidation [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-reduction-program-finding-the-right-program-for-you-1567</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-reduction-program-finding-the-right-program-for-you-1567#comments</comments>
		<pubDate>Tue, 22 Nov 2011 18:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: Debt Reduction Program &#8211; Finding The Right Program For You 352 Find the right debt reduction program begins by asking yourself some key questions. Once you have [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-1563</link>
		<comments>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-1563#comments</comments>
		<pubDate>Mon, 21 Nov 2011 09:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Bad Credit Repair 652 If you feel bad simply because you can&#8217;t meet your bills expectations at the moment they arrive, then you are not alone. Even [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/the-best-debt-management-programs-how-to-choose-1553</link>
		<comments>http://creditcards104.com/credit_card_debt_management/the-best-debt-management-programs-how-to-choose-1553#comments</comments>
		<pubDate>Thu, 17 Nov 2011 11:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Title: The Best Debt Management Programs &#8211; How To Choose 346 There are gems and there [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-problems-learn-how-to-deal-with-them-boldly-1548</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-problems-learn-how-to-deal-with-them-boldly-1548#comments</comments>
		<pubDate>Tue, 15 Nov 2011 23:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: Debt Problems &#8211; Learn how to deal with them boldly 877 Debts become a problem when you don&#8217;t know how to manage it and the way out of it. Debt is a serious problem. It is easy to run away or to ignore a [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/how-can-debt-consolidation-really-help-you-1525</link>
		<comments>http://creditcards104.com/credit_card_debt_management/how-can-debt-consolidation-really-help-you-1525#comments</comments>
		<pubDate>Mon, 07 Nov 2011 21:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: How Can Debt Consolidation Really Help You? 495 Are you living from paycheck to paycheck? Can&#8217;t seem to make ends meet? And are you tired of being harassed by abusive calls from creditors? Then, opting for debt consolidation [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/bill-consolidation-company-basics-1507</link>
		<comments>http://creditcards104.com/credit_card_debt_management/bill-consolidation-company-basics-1507#comments</comments>
		<pubDate>Tue, 01 Nov 2011 00:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Bill Consolidation Company Basics 423 Bill consolidation companies handle payments for your accounts and lower your rates. They can also negotiate waivers for late payment fees. [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-home-loan-to-stitch-holes-in-your-financial-management-plan-1501</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-home-loan-to-stitch-holes-in-your-financial-management-plan-1501#comments</comments>
		<pubDate>Sun, 30 Oct 2011 11:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Debt consolidation home loan &#8216; to stitch holes in your financial management plan 720 Debt consolidation home loan is undoubtedly the most effective [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/for-and-against-debt-management-1495</link>
		<comments>http://creditcards104.com/credit_card_debt_management/for-and-against-debt-management-1495#comments</comments>
		<pubDate>Thu, 27 Oct 2011 22:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: For And Against Debt Management 494 With millions of people facing serious debt problems, debt management is widely offered as a solution. But what are the pros and cons of management, and is it right for you? debt management,debt [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/help-with-debt-problems-1491</link>
		<comments>http://creditcards104.com/credit_card_debt/help-with-debt-problems-1491#comments</comments>
		<pubDate>Wed, 26 Oct 2011 13:12:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/help-with-debt-problems-1491</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: Help With Debt Problems 374 Many reputable debt management companies can help you deal with your debt problems. You can work with a credit counselor to create your own plan to pay off bills. Companies can also help you reduce your debt through debt [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-the-perfect-follow-up-to-debt-management-1478</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-the-perfect-follow-up-to-debt-management-1478#comments</comments>
		<pubDate>Sat, 22 Oct 2011 08:23:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Consolidation: The Perfect Follow Up to Debt Management 1333 Debt consolidation and debt management go hand in hand. Before you consider any type of bill consolidation loan, you should meet with a reputable debt management counselor. You [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/finding-a-company-to-consolidate-debt-1473</link>
		<comments>http://creditcards104.com/credit_card_debt_management/finding-a-company-to-consolidate-debt-1473#comments</comments>
		<pubDate>Thu, 20 Oct 2011 21:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: Finding A Company To Consolidate Debt 358 A debt management company can consolidate your debt and lower your interest rates by negotiating with your creditors. Debt management companies can also help you pay off your loans sooner. But before [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/the-two-step-dance-too-facing-your-mountain-of-debt-rather-than-running-scared-1447</link>
		<comments>http://creditcards104.com/credit_card_debt/the-two-step-dance-too-facing-your-mountain-of-debt-rather-than-running-scared-1447#comments</comments>
		<pubDate>Tue, 11 Oct 2011 11:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/can-you-negotiate-with-your-credit-card-company-1440</link>
		<comments>http://creditcards104.com/credit_card_debt/can-you-negotiate-with-your-credit-card-company-1440#comments</comments>
		<pubDate>Sun, 09 Oct 2011 20:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Can You Negotiate with Your Credit Card Company? 479 If you have more credit card debt than you can handle, it may be possible to negotiate a [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-uk-even-the-weak-become-strong-when-they-are-united-1439</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-uk-even-the-weak-become-strong-when-they-are-united-1439#comments</comments>
		<pubDate>Sat, 08 Oct 2011 17:56:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Debt Consolidation UK: Even the weak become strong when they are united. 444 Debt [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-cards-rules-and-fees-2-1437</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-cards-rules-and-fees-2-1437#comments</comments>
		<pubDate>Sat, 08 Oct 2011 13:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.CREDIT CARDS: Rules and Fees 1286 Credit cards are unsecured loans that do not require you to pledge any assets, just your signature. Most consumers are not aware of the rules and regulations imposed by the issuer of a credit [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/guide-to-free-debt-consolidation-1436</link>
		<comments>http://creditcards104.com/credit_card_debt_management/guide-to-free-debt-consolidation-1436#comments</comments>
		<pubDate>Sat, 08 Oct 2011 11:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Guide to free debt consolidation 514 There are innumerable people under debt who are plagued by the pressure of paying back their dues to collection agencies. This calls for consolidating their debts. Debt consolidation is a process that [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/iva-individual-voluntary-arrangements-alternative-to-bankruptcy-1435</link>
		<comments>http://creditcards104.com/credit_card_debt_management/iva-individual-voluntary-arrangements-alternative-to-bankruptcy-1435#comments</comments>
		<pubDate>Fri, 07 Oct 2011 09:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/iva-individual-voluntary-arrangements-alternative-to-bankruptcy-1435</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-solutions-your-12-ways-out-from-debts-part-3-1434</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-solutions-your-12-ways-out-from-debts-part-3-1434#comments</comments>
		<pubDate>Fri, 07 Oct 2011 06:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Debt Solutions &#8211; Your 12 Ways Out from Debts (Part 3) 577 Being in debt is no fun, especially if you are struggling to make ends meet. Because debt is a complex issue but there may be [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/make-more-money-to-eliminate-your-debt-1427</link>
		<comments>http://creditcards104.com/credit_card_debt/make-more-money-to-eliminate-your-debt-1427#comments</comments>
		<pubDate>Tue, 04 Oct 2011 15:20:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Title: Make More Money To Eliminate your Debt. 325 Eliminate your debts [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/what-are-some-ways-i-can-avoid-bankruptcy-1412</link>
		<comments>http://creditcards104.com/credit_card_debt_management/what-are-some-ways-i-can-avoid-bankruptcy-1412#comments</comments>
		<pubDate>Thu, 29 Sep 2011 01:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: What Are Some Ways I Can Avoid Bankruptcy? 549 While bankruptcy may seem like an attractive, short-term solution to alleviating debt, the process usually hurts people more than it helps. It can take years for your credit [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-help-online-how-to-rebuild-your-credit-by-consolidating-debt-1401</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-help-online-how-to-rebuild-your-credit-by-consolidating-debt-1401#comments</comments>
		<pubDate>Sun, 25 Sep 2011 01:16:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Title: Debt Help Online &#8211; How To Rebuild Your Credit By Consolidating Debt 355 By consolidating [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-refinance-advice-chapter-13-bankruptcy-versus-ch-7-bk-1398</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-refinance-advice-chapter-13-bankruptcy-versus-ch-7-bk-1398#comments</comments>
		<pubDate>Sat, 24 Sep 2011 18:37:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Debt Consolidation Refinance Advice: Chapter 13 Bankruptcy versus Ch. 7 BK 365 Under the old bankruptcy laws, most debtors chose between a liquidation [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-uk-filing-for-bancruptcy-stop-think-again-1396</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-uk-filing-for-bancruptcy-stop-think-again-1396#comments</comments>
		<pubDate>Fri, 23 Sep 2011 14:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-management-uk-filing-for-bancruptcy-stop-think-again-1396</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Management UK: Filing For Bancruptcy? &#8216; Stop &#8216; &#8216;Think Again!&#8217; 784 Debt Management UK is an informal process of negotiation between creditors and borrowers to obtain a reduction in the contractual repayment. This is the last resort [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-for-the-normal-joe-1379</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-for-the-normal-joe-1379#comments</comments>
		<pubDate>Sun, 18 Sep 2011 00:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-management-for-the-normal-joe-1379</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Debt Management For The Normal Joe 589 In today&#8217;s money orientated society it is [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-2-1374</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-2-1374#comments</comments>
		<pubDate>Fri, 16 Sep 2011 13:25:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
		<category><![CDATA[card debt]]></category>
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		<category><![CDATA[interest]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-card-debt-2-1374</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>Credit Card Debt Management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/consumer-credit-debt-consolidation-what-are-your-options-1367</link>
		<comments>http://creditcards104.com/credit_card_debt_management/consumer-credit-debt-consolidation-what-are-your-options-1367#comments</comments>
		<pubDate>Tue, 13 Sep 2011 21:54:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/consumer-credit-debt-consolidation-what-are-your-options-1367</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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