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	<title>Credit Cards | Credit Cards Debt</title>
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	<description>Manage Your Debt With Secured Credit Cards And Wealth Management</description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/online-credit-card-application-the-easiest-way-to-a-customer-s-heart-2095</link>
		<comments>http://creditcards104.com/credit_cards/online-credit-card-application-the-easiest-way-to-a-customer-s-heart-2095#comments</comments>
		<pubDate>Thu, 24 May 2012 06:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Online Credit Card Application: The Easiest Way To A Customer&#8217;s Heart 431 Many credit cards are offered in the market today thus, making companies [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/student-loan-consolidation-look-this-gift-horse-in-the-mouth-part-ii-2094</link>
		<comments>http://creditcards104.com/credit_card_debt/student-loan-consolidation-look-this-gift-horse-in-the-mouth-part-ii-2094#comments</comments>
		<pubDate>Thu, 24 May 2012 04:01:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: Student Loan Consolidation, look this gift horse in the mouth. Part II 751 Student loan consolidation is excellent &#8211; for for some people. Discover the hidden trap that could ruin your life, but remember that a clever animal can [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/free-annual-credit-report-from-all-3-reporting-agencies-2093</link>
		<comments>http://creditcards104.com/credit_cards/free-annual-credit-report-from-all-3-reporting-agencies-2093#comments</comments>
		<pubDate>Wed, 23 May 2012 01:48:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/free-annual-credit-report-from-all-3-reporting-agencies-2093</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Free Annual Credit Report From All 3 Reporting Agencies 485 Anyone who wishes to apply for a credit card, mortgage loan, car [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/the-route-out-of-debt-2092</link>
		<comments>http://creditcards104.com/credit_card_debt/the-route-out-of-debt-2092#comments</comments>
		<pubDate>Tue, 22 May 2012 23:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[card debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-route-out-of-debt-2092</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.The Route Out of Debt There is no question that having some credit cards is a great way to pay for things that is more convenient and even safer than always paying cash. And it really isn&#8217;t practical to [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-improve-a-low-credit-score-2091</link>
		<comments>http://creditcards104.com/credit_cards/how-to-improve-a-low-credit-score-2091#comments</comments>
		<pubDate>Tue, 22 May 2012 21:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-improve-a-low-credit-score-2091</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.How To Improve A Low Credit Score 830 Do you have a low credit score? If your credit score is below 700, you may not qualify for some of the best interest rates on credit cards, loans or mortgages. This means that just by having [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/five-things-you-should-know-about-contactless-rfid-credit-cards-2090</link>
		<comments>http://creditcards104.com/credit_cards/five-things-you-should-know-about-contactless-rfid-credit-cards-2090#comments</comments>
		<pubDate>Tue, 22 May 2012 19:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/five-things-you-should-know-about-contactless-rfid-credit-cards-2090</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Five Things You Should Know About Contactless RFID Credit Cards 476 For [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/bankruptcy-2089</link>
		<comments>http://creditcards104.com/secured_credit_cards/bankruptcy-2089#comments</comments>
		<pubDate>Mon, 21 May 2012 16:56:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bankruptcy-2089</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Bankruptcy [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-report-score-2088</link>
		<comments>http://creditcards104.com/credit_cards/credit-report-score-2088#comments</comments>
		<pubDate>Mon, 21 May 2012 14:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Credit Report Score 321 Information on free yearly credit report, online free credit report, federal credit report, consolidated credit report, credit report [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/bill-consolidation-loans-lower-high-interest-payments-and-get-out-of-debt-2087</link>
		<comments>http://creditcards104.com/credit_cards/bill-consolidation-loans-lower-high-interest-payments-and-get-out-of-debt-2087#comments</comments>
		<pubDate>Mon, 21 May 2012 12:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bill-consolidation-loans-lower-high-interest-payments-and-get-out-of-debt-2087</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Bill Consolidation Loans &#8216; Lower High Interest Payments And Get [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/time-to-start-using-those-0-credit-cards-2086</link>
		<comments>http://creditcards104.com/credit_cards/time-to-start-using-those-0-credit-cards-2086#comments</comments>
		<pubDate>Mon, 21 May 2012 10:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/time-to-start-using-those-0-credit-cards-2086</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Time To Start Using Those 0% Credit Cards 527 Probably the most common form of zero per cent for a credit purchase is on [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/airline-miles-credit-cards-are-they-necessary-2085</link>
		<comments>http://creditcards104.com/credit_cards/airline-miles-credit-cards-are-they-necessary-2085#comments</comments>
		<pubDate>Sun, 20 May 2012 08:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/airline-miles-credit-cards-are-they-necessary-2085</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Airline Miles Credit Cards &#8211; Are They Necessary! 491 This article describes [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/things-to-look-out-for-before-you-take-up-a-debt-consolidation-loan-2084</link>
		<comments>http://creditcards104.com/credit_cards/things-to-look-out-for-before-you-take-up-a-debt-consolidation-loan-2084#comments</comments>
		<pubDate>Sun, 20 May 2012 05:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/things-to-look-out-for-before-you-take-up-a-debt-consolidation-loan-2084</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: Things to Look Out For Before You Take Up a Debt Consolidation Loan 372 You are in debts and have decided to start afresh with a debt consolidation loan. At this time, the last thing you need [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-report-agencies-they-affect-your-personal-credit-as-part-of-their-business-2083</link>
		<comments>http://creditcards104.com/credit_cards/credit-report-agencies-they-affect-your-personal-credit-as-part-of-their-business-2083#comments</comments>
		<pubDate>Sun, 20 May 2012 03:38:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-report-agencies-they-affect-your-personal-credit-as-part-of-their-business-2083</guid>
		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Credit report agencies: they affect your personal credit as part of their business 333 Credit Reporting Agencies gather information on your financial life. When a potential lender requests this information, they send it. It is important to [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/business-credit-cards-corporate-and-small-business-credit-cards-compared-2082</link>
		<comments>http://creditcards104.com/credit_cards/business-credit-cards-corporate-and-small-business-credit-cards-compared-2082#comments</comments>
		<pubDate>Sun, 20 May 2012 01:25:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/business-credit-cards-corporate-and-small-business-credit-cards-compared-2082</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/negative-credit-can-affect-your-job-search-2080</link>
		<comments>http://creditcards104.com/credit_card_debt/negative-credit-can-affect-your-job-search-2080#comments</comments>
		<pubDate>Fri, 18 May 2012 20:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/negative-credit-can-affect-your-job-search-2080</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Negative Credit Can Affect Your Job Search 442 Many employers run credit checks before hiring new employees. credit, report, reporting, credit report, [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/home-owners-avoid-complications-in-credit-repair-2079</link>
		<comments>http://creditcards104.com/credit_cards/home-owners-avoid-complications-in-credit-repair-2079#comments</comments>
		<pubDate>Fri, 18 May 2012 18:46:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/home-owners-avoid-complications-in-credit-repair-2079</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Home [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/understanding-credit-repair-building-2078</link>
		<comments>http://creditcards104.com/secured_credit_cards/understanding-credit-repair-building-2078#comments</comments>
		<pubDate>Fri, 18 May 2012 16:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/understanding-credit-repair-building-2078</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Understanding Credit Repair Building 802 Building credit is more imperative now than it has ever been. If you have bad credit, it is regularly hard to get an apartment, a mortgage loan for a home, or any form of credit [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/free-annual-credit-reports-strategies-to-avoid-imposter-websites-2077</link>
		<comments>http://creditcards104.com/credit_cards/free-annual-credit-reports-strategies-to-avoid-imposter-websites-2077#comments</comments>
		<pubDate>Thu, 17 May 2012 14:20:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit report]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/free-annual-credit-reports-strategies-to-avoid-imposter-websites-2077</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Free Annual Credit Reports &#8211; Strategies to Avoid Imposter Websites 1209 Consumers can now request copies of their credit reports from [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/debt-and-bill-consolidation-program-lenders-help-with-your-loans-2076</link>
		<comments>http://creditcards104.com/credit_cards/debt-and-bill-consolidation-program-lenders-help-with-your-loans-2076#comments</comments>
		<pubDate>Thu, 17 May 2012 12:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-and-bill-consolidation-program-lenders-help-with-your-loans-2076</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: Debt and Bill Consolidation Program Lenders: Help With Your Loans 480 No one wants to drown in debt, but there are many people who cannot avoid it. [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/bestcash-back-credit-cards-earn-5-cash-back-automatically-2075</link>
		<comments>http://creditcards104.com/credit_cards/bestcash-back-credit-cards-earn-5-cash-back-automatically-2075#comments</comments>
		<pubDate>Thu, 17 May 2012 09:54:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Scams]]></category>
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		<category><![CDATA[cash back]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bestcash-back-credit-cards-earn-5-cash-back-automatically-2075</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.BestCash Back Credit Cards &#8211; Earn 5% Cash Back Automatically 591 This article describes how [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/alternatives-to-gas-credit-cards-2074</link>
		<comments>http://creditcards104.com/credit_cards/alternatives-to-gas-credit-cards-2074#comments</comments>
		<pubDate>Thu, 17 May 2012 07:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cash back]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/alternatives-to-gas-credit-cards-2074</guid>
		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Alternatives To Gas [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/travel-credit-cards-2073</link>
		<comments>http://creditcards104.com/credit_cards/travel-credit-cards-2073#comments</comments>
		<pubDate>Wed, 16 May 2012 05:28:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/travel-credit-cards-2073</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Travel Credit Cards 493 One of the best perks of using a credit card these days is earning airline miles that you can use for your next family vacation or business trip aboard. If you apply online for credit [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/equal-credit-opportunity-what-can-creditors-do-2072</link>
		<comments>http://creditcards104.com/credit_cards/equal-credit-opportunity-what-can-creditors-do-2072#comments</comments>
		<pubDate>Wed, 16 May 2012 03:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/equal-credit-opportunity-what-can-creditors-do-2072</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comEqual Credit Opportunity &#8216; What Can Creditors Do? 656 Credit is [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/understanding-debt-management-services-2071</link>
		<comments>http://creditcards104.com/credit_card_debt_management/understanding-debt-management-services-2071#comments</comments>
		<pubDate>Wed, 16 May 2012 01:02:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/understanding-debt-management-services-2071</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: Understanding Debt Management Services 645 When some people become overwhelmed with debt and find it hard to pay their bills, they often turn to a debt management service. These services can often be found through credit counselors, and you should only use a service [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/find-a-free-credit-card-it-s-not-difficult-2070</link>
		<comments>http://creditcards104.com/credit_cards/find-a-free-credit-card-it-s-not-difficult-2070#comments</comments>
		<pubDate>Tue, 15 May 2012 22:49:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
		<category><![CDATA[bad credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/find-a-free-credit-card-it-s-not-difficult-2070</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Find A Free Credit Card &#8216; It&#8217;s Not Difficult 515 Before we start talking about free credit cards, it is necessary [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/a-credit-card-company-that-you-can-trust-2069</link>
		<comments>http://creditcards104.com/credit_cards/a-credit-card-company-that-you-can-trust-2069#comments</comments>
		<pubDate>Mon, 14 May 2012 20:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[annual fees]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/a-credit-card-company-that-you-can-trust-2069</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.A Credit Card Company That You Can Trust 441 The following article lists some simple, informative tips that will help you have [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/the-playing-field-is-finally-leveled-credit-repair-secrets-revealed-2068</link>
		<comments>http://creditcards104.com/credit_cards/the-playing-field-is-finally-leveled-credit-repair-secrets-revealed-2068#comments</comments>
		<pubDate>Mon, 14 May 2012 18:23:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-playing-field-is-finally-leveled-credit-repair-secrets-revealed-2068</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.The Playing Field Is Finally Leveled &#8211; Credit Repair Secrets Revealed 626 Achieving perfect credit is a pipe dream to most consumers with negative credit and no money, or so it seems. credit repair Achieving perfect credit is a pipe dream to most consumers with [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/what-can-a-debt-collector-legally-do-2067</link>
		<comments>http://creditcards104.com/credit_cards/what-can-a-debt-collector-legally-do-2067#comments</comments>
		<pubDate>Mon, 14 May 2012 16:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-can-a-debt-collector-legally-do-2067</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: What Can A Debt Collector Legally Do? 411 Can the collection agency call you at all hours and at your [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/in-college-find-the-best-student-credit-card-2066</link>
		<comments>http://creditcards104.com/credit_cards/in-college-find-the-best-student-credit-card-2066#comments</comments>
		<pubDate>Mon, 14 May 2012 13:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/in-college-find-the-best-student-credit-card-2066</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comIn College? Find the Best Student Credit Card 287 Credit card [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/can-you-get-a-credit-card-if-you-have-bad-credit-2065</link>
		<comments>http://creditcards104.com/credit_cards/can-you-get-a-credit-card-if-you-have-bad-credit-2065#comments</comments>
		<pubDate>Sun, 13 May 2012 11:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[bad credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/can-you-get-a-credit-card-if-you-have-bad-credit-2065</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comCan You Get A Credit Card If You Have Bad Credit? [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/how-to-repair-your-credit-with-credit-counseling-2064</link>
		<comments>http://creditcards104.com/debt_management_counseling/how-to-repair-your-credit-with-credit-counseling-2064#comments</comments>
		<pubDate>Sun, 13 May 2012 09:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Scams]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-repair-your-credit-with-credit-counseling-2064</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/deciding-to-consolidate-debt-2063</link>
		<comments>http://creditcards104.com/credit_cards/deciding-to-consolidate-debt-2063#comments</comments>
		<pubDate>Sun, 13 May 2012 07:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[excellent credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/deciding-to-consolidate-debt-2063</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: Deciding To Consolidate Debt? 638 What is the point of consolidating debt and when should you do it? What are [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/adverse-credit-debt-consolidation-loan-to-mitigate-ills-of-bad-credit-2062</link>
		<comments>http://creditcards104.com/debt_management_counseling/adverse-credit-debt-consolidation-loan-to-mitigate-ills-of-bad-credit-2062#comments</comments>
		<pubDate>Sun, 13 May 2012 05:05:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Adverse Credit Debt Consolidation Loan to mitigate ills of bad credit 777 An individual&#8217;s credit rating plays a key role while borrowing money from the loan market. It becomes difficult to get a loan when you have adverse [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/what-have-you-done-to-protect-your-identity-2061</link>
		<comments>http://creditcards104.com/credit_cards/what-have-you-done-to-protect-your-identity-2061#comments</comments>
		<pubDate>Sat, 12 May 2012 02:52:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-have-you-done-to-protect-your-identity-2061</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.What Have You Done To Protect Your Identity? 751 Identity theft is on the rise throughout the United States, but that [...]]]></description>
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		<title>Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/stop-creditor-harassment-2060</link>
		<comments>http://creditcards104.com/credit_cards/stop-creditor-harassment-2060#comments</comments>
		<pubDate>Sat, 12 May 2012 00:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/stop-creditor-harassment-2060</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Stop Creditor Harassment 539 Before the opportunity slips away from your hand and affects you life seriously. Put a stop. Research ways to pay off all the dues. You will find many ways to Stop Creditor Harassment. Stop Creditor Harassment, creditor harassment laws, debt reduction [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/how-to-find-good-balance-transfer-cards-2059</link>
		<comments>http://creditcards104.com/credit_cards/how-to-find-good-balance-transfer-cards-2059#comments</comments>
		<pubDate>Fri, 11 May 2012 22:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.How To Find Good Balance Transfer Cards 508 If you have a credit card you&#8217;re [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/debt-consolidation-refinance-is-it-good-ms-and-what-works-best-for-you-2058</link>
		<comments>http://creditcards104.com/credit_cards/debt-consolidation-refinance-is-it-good-ms-and-what-works-best-for-you-2058#comments</comments>
		<pubDate>Fri, 11 May 2012 20:13:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/improve-your-credit-score-before-buying-a-home-2057</link>
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		<pubDate>Thu, 10 May 2012 18:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Improve Your Credit Score Before Buying a Home 1124 Before starting the home buying process, do a little homework on your credit report. home mortgage, credit report, [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/five-credit-building-tactics-2056</link>
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		<pubDate>Thu, 10 May 2012 15:47:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Five Credit Building Tactics 519 If you are looking to apply for a credit card, than you&#8217;ll need to ensure that you have sufficient creditworthiness. In reality, this is no easy task &#8216; so if you are having problems [...]]]></description>
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		<link>http://creditcards104.com/debt_management_counseling/credit-counseling-services-checklist-2055</link>
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		<pubDate>Thu, 10 May 2012 13:34:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Credit Counseling Services [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/simple-methods-to-reduce-credit-card-debt-2054</link>
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		<pubDate>Thu, 10 May 2012 11:21:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comSimple Methods To Reduce Credit Card Debt 538 The best thing [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/bad-credit-debt-consolidation-loans-lessen-loan-load-2053</link>
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		<pubDate>Wed, 09 May 2012 09:08:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Title: Bad Credit [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/details-of-the-worldperks-visa-application-2052</link>
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		<pubDate>Wed, 09 May 2012 06:55:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Details of the WorldPerks Visa Application 323 The WorldPerks Visa is the perfect visa for anyone who loves to travel and already has a [...]]]></description>
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		<link>http://creditcards104.com/secured_credit_cards/how-to-wipe-out-bad-credit-and-rebuild-your-credit-report-2051</link>
		<comments>http://creditcards104.com/secured_credit_cards/how-to-wipe-out-bad-credit-and-rebuild-your-credit-report-2051#comments</comments>
		<pubDate>Wed, 09 May 2012 04:42:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.How To Wipe Out Bad Credit And Rebuild Your Credit Report 629 Most people who have bad credit think there is nothing they can do about it. They mistakenly believe that they have to live with their bad credit for [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/credit-cards-for-students-the-pros-and-cons-2050</link>
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		<pubDate>Wed, 09 May 2012 02:29:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Credit Cards For Students &#8216; The Pros And Cons 520 If you [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/student-credit-cards-what-you-need-to-know-before-you-sign-up-2049</link>
		<comments>http://creditcards104.com/credit_cards/student-credit-cards-what-you-need-to-know-before-you-sign-up-2049#comments</comments>
		<pubDate>Tue, 08 May 2012 00:16:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Student Credit Cards &#8212; What You Need to Know Before You Sign Up 504 This article describes some of the common perils of owning a student credit card. It also advises students on how they can avoid these traps [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/introduction-to-consumer-credit-2048</link>
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		<pubDate>Mon, 07 May 2012 22:03:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Introduction to Consumer [...]]]></description>
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		<link>http://creditcards104.com/debt_management_counseling/are-unsecured-debt-consolidation-loans-right-for-you-2047</link>
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		<pubDate>Mon, 07 May 2012 19:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Are Unsecured Debt Consolidation Loans Right For You? 611 When it comes right down to it, there are very few situations in which bankruptcy has to be the answer. Often times, when it comes to debt issues, [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt_management/what-is-a-specialized-debt-management-program-2046</link>
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		<pubDate>Mon, 07 May 2012 17:37:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: What is a Specialized Debt Management Program 526 Normal-traditional debt management program is designed [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/the-debt-negotiation-process-2045</link>
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		<pubDate>Sun, 06 May 2012 15:24:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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