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	<title>Debt Management Counseling | Credit Cards Debt</title>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/get-out-of-debt-with-these-budget-building-secrets-1803</link>
		<comments>http://creditcards104.com/debt_management_counseling/get-out-of-debt-with-these-budget-building-secrets-1803#comments</comments>
		<pubDate>Sat, 11 Feb 2012 13:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[good credit]]></category>

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		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Title: Get Out Of Debt With These Budget Building Secrets 642 Many people dread the task [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/there-is-no-quick-fix-for-improving-your-credit-report-1799</link>
		<comments>http://creditcards104.com/credit_card_debt_management/there-is-no-quick-fix-for-improving-your-credit-report-1799#comments</comments>
		<pubDate>Fri, 10 Feb 2012 04:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit history]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/there-is-no-quick-fix-for-improving-your-credit-report-1799</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.There Is No Quick Fix For Improving Your Credit Report 620 It [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/taking-steps-to-repair-bad-credit-1795</link>
		<comments>http://creditcards104.com/debt_management_counseling/taking-steps-to-repair-bad-credit-1795#comments</comments>
		<pubDate>Wed, 08 Feb 2012 19:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit report]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Taking [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/take-control-of-finances-through-debt-management-1775</link>
		<comments>http://creditcards104.com/credit_card_debt_management/take-control-of-finances-through-debt-management-1775#comments</comments>
		<pubDate>Wed, 01 Feb 2012 23:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/take-control-of-finances-through-debt-management-1775</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Take Control of Finances Through Debt Management 498 Any borrower may fall into a debt trap because of rising consumerism. When debts pile [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772</link>
		<comments>http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772#comments</comments>
		<pubDate>Tue, 31 Jan 2012 16:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Use Debt Consolidation to Lower Your Monthly Payments 413 How can debt consolidation help you lower your monthly payments. Debt consolidation may be for you if [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-what-is-the-answer-1747</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-what-is-the-answer-1747#comments</comments>
		<pubDate>Mon, 23 Jan 2012 09:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[card debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-card-debt-what-is-the-answer-1747</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Credit Card Debt &#8211; What is the answer? 669 Credit card companies [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/how-good-is-your-credit-why-does-it-matter-1715</link>
		<comments>http://creditcards104.com/debt_management_counseling/how-good-is-your-credit-why-does-it-matter-1715#comments</comments>
		<pubDate>Thu, 12 Jan 2012 10:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-good-is-your-credit-why-does-it-matter-1715</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.How Good Is Your Credit? Why Does It Matter? 637 Why is [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-bureaus-who-are-they-1697</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-bureaus-who-are-they-1697#comments</comments>
		<pubDate>Thu, 05 Jan 2012 18:16:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-bureaus-who-are-they-1697</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Title: Credit Bureaus, Who are they? 426 Credit bureaus, also referred to as a credit repository or CRA&#8217;s , is an entity [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-reduction-program-and-slowing-your-spending-1693</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-reduction-program-and-slowing-your-spending-1693#comments</comments>
		<pubDate>Wed, 04 Jan 2012 09:24:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[card debt]]></category>
		<category><![CDATA[debt]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-reduction-program-and-slowing-your-spending-1693</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/expert-tips-on-choosing-a-credit-counseling-agency-1692</link>
		<comments>http://creditcards104.com/credit_card_debt_management/expert-tips-on-choosing-a-credit-counseling-agency-1692#comments</comments>
		<pubDate>Wed, 04 Jan 2012 07:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/expert-tips-on-choosing-a-credit-counseling-agency-1692</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Expert Tips On Choosing A Credit Counseling Agency 360 With the debt levels at all time high, credit counseling agencies are reaping on the boom. However, [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-solving-the-problem-1690</link>
		<comments>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-solving-the-problem-1690#comments</comments>
		<pubDate>Wed, 04 Jan 2012 02:45:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bad-credit-repair-solving-the-problem-1690</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/what-are-credit-counseling-services-1673</link>
		<comments>http://creditcards104.com/secured_credit_cards/what-are-credit-counseling-services-1673#comments</comments>
		<pubDate>Wed, 28 Dec 2011 13:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-are-credit-counseling-services-1673</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/what-are-debt-management-plans-1664</link>
		<comments>http://creditcards104.com/credit_card_debt_management/what-are-debt-management-plans-1664#comments</comments>
		<pubDate>Sun, 25 Dec 2011 17:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-are-debt-management-plans-1664</guid>
		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Title: What Are Debt Management Plans? 824 If your financial problems stem from too much debt or your inability to repay your debts, a credit counseling agency may recommend that you enroll in a debt management plan [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-help-what-are-your-options-with-credit-card-debt-1647</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-help-what-are-your-options-with-credit-card-debt-1647#comments</comments>
		<pubDate>Tue, 20 Dec 2011 03:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Credit Card Debt Help &#8216; What Are Your Options With Credit Card Debt? 527 If you find yourself feeling overwhelmed by [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-negotiators-can-ruin-your-credit-score-1646</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-negotiators-can-ruin-your-credit-score-1646#comments</comments>
		<pubDate>Tue, 20 Dec 2011 01:13:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Scams]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-card-debt-negotiators-can-ruin-your-credit-score-1646</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/tips-to-avoid-getting-into-debt-1639</link>
		<comments>http://creditcards104.com/credit_card_debt/tips-to-avoid-getting-into-debt-1639#comments</comments>
		<pubDate>Sat, 17 Dec 2011 09:42:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/tips-to-avoid-getting-into-debt-1639</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Tips To Avoid Getting Into Debt 651 While many articles [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/money-management-tips-for-students-with-credit-cards-1631</link>
		<comments>http://creditcards104.com/debt_management_counseling/money-management-tips-for-students-with-credit-cards-1631#comments</comments>
		<pubDate>Wed, 14 Dec 2011 15:58:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Money Management Tips For Students With Credit Cards 460 Keeping control of your money is one of the hardest lessons we have to learn as new college and university students. For many of us it is our first time [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/credit-repair-steps-1630</link>
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		<pubDate>Wed, 14 Dec 2011 13:45:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Credit [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-services-and-information-1621</link>
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		<pubDate>Sat, 10 Dec 2011 17:48:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: Debt Consolidation Services And Information 579 The Fundamentals of Available Debt Consolidation Services Owing large sums on your credit cards [...]]]></description>
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		<link>http://creditcards104.com/debt_management_counseling/things-to-look-for-with-a-christian-debt-consolidation-company-1617</link>
		<comments>http://creditcards104.com/debt_management_counseling/things-to-look-for-with-a-christian-debt-consolidation-company-1617#comments</comments>
		<pubDate>Fri, 09 Dec 2011 08:56:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Things To Look For With A Christian Debt Consolidation Company [...]]]></description>
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		<pubDate>Mon, 05 Dec 2011 06:20:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-plans-how-they-can-help-you-get-out-of-debt-1593</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-plans-how-they-can-help-you-get-out-of-debt-1593#comments</comments>
		<pubDate>Thu, 01 Dec 2011 03:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Title: Debt Management [...]]]></description>
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		<link>http://creditcards104.com/debt_management_counseling/credit-card-danger-1584</link>
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		<pubDate>Mon, 28 Nov 2011 07:47:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<pubDate>Sat, 26 Nov 2011 20:42:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Credit card debt counseling Is &#8216;credit card debt counseling&#8217; really beneficial? Not everyone believes that credit card debt counseling is beneficial and there are various reasons for that. Some people just read articles in the newspapers or find advice on the internet and take that [...]]]></description>
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		<link>http://creditcards104.com/debt_management_counseling/get-on-the-road-to-financial-recovery-part-ii-1566</link>
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		<pubDate>Tue, 22 Nov 2011 15:53:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Get On The Road to Financial Recovery (Part II) 892 Learn how others can help you help yourself on the road back to financial recovery. bankruptcy, creditors, cccs, financial, counseling, credit, plan, debt, money, property, programs, organizations What Others Can [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt_management/the-best-debt-management-programs-how-to-choose-1553</link>
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		<pubDate>Thu, 17 Nov 2011 11:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Title: The Best Debt Management Programs &#8211; How To Choose 346 There are gems and there [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt_management/debt-problems-learn-how-to-deal-with-them-boldly-1548</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-problems-learn-how-to-deal-with-them-boldly-1548#comments</comments>
		<pubDate>Tue, 15 Nov 2011 23:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: Debt Problems &#8211; Learn how to deal with them boldly 877 Debts become a problem when you don&#8217;t know how to manage it and the way out of it. Debt is a serious problem. It is easy to run away or to ignore a [...]]]></description>
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		<link>http://creditcards104.com/debt_management_counseling/two-ways-to-begin-repairing-your-credit-1544</link>
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		<pubDate>Mon, 14 Nov 2011 15:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Two Ways To Begin Repairing Your Credit 500 Credit is a necessary tool for many people&#8217;s day-to-day lives. Good credit allows for many advantages that we sometimes [...]]]></description>
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		<link>http://creditcards104.com/debt_management_counseling/what-you-must-know-about-christian-debt-consolidation-1532</link>
		<comments>http://creditcards104.com/debt_management_counseling/what-you-must-know-about-christian-debt-consolidation-1532#comments</comments>
		<pubDate>Thu, 10 Nov 2011 12:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: What You Must Know About Christian Debt Consolidation 497 Though many people fall in debt, the Christians are rather uncomfortable with the idea of having debt. They feel that debt is unacceptable, even for essential uses as a [...]]]></description>
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		<link>http://creditcards104.com/debt_management_counseling/beware-of-debt-counseling-frauds-1505</link>
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		<pubDate>Mon, 31 Oct 2011 20:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Beware of Debt Counseling Frauds 523 Everywhere in the world today, people are becoming [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/how-credit-card-counseling-agency-works-1482</link>
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		<pubDate>Sun, 23 Oct 2011 17:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: How Credit Card Counseling Agency Works 1129 Before you go about getting yourself involved in a credit counseling service or agency be sure that it is the perfect fit for your particular situation. After that make sure that the service that you go with [...]]]></description>
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		<link>http://creditcards104.com/debt_management_counseling/secrets-of-credit-repair-1469</link>
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		<pubDate>Wed, 19 Oct 2011 12:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comSecrets Of Credit Repair 620 Rick Miller: Helping Credit Ridden Individuals [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/5-simple-tips-for-getting-out-of-debt-in-2006-1468</link>
		<comments>http://creditcards104.com/credit_card_debt/5-simple-tips-for-getting-out-of-debt-in-2006-1468#comments</comments>
		<pubDate>Wed, 19 Oct 2011 10:13:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/5-simple-tips-for-getting-out-of-debt-in-2006-1468</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.com5 Simple Tips For Getting Out Of Debt In 2006! 904 [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/debt-counseling-presents-a-systematic-method-of-clearing-debt-load-1465</link>
		<comments>http://creditcards104.com/debt_management_counseling/debt-counseling-presents-a-systematic-method-of-clearing-debt-load-1465#comments</comments>
		<pubDate>Tue, 18 Oct 2011 03:34:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-counseling-presents-a-systematic-method-of-clearing-debt-load-1465</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Debt Counseling &#8216; Presents A Systematic Method Of Clearing Debt Load 789 Debt counseling [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/get-rid-of-credit-card-debt-with-credit-counseling-1459</link>
		<comments>http://creditcards104.com/credit_card_debt/get-rid-of-credit-card-debt-with-credit-counseling-1459#comments</comments>
		<pubDate>Sat, 15 Oct 2011 14:16:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Title: Get Rid Of Credit Card Debt with Credit Counseling 577 Credit card debt has been an ongoing problem ever since the [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/can-you-negotiate-with-your-credit-card-company-1440</link>
		<comments>http://creditcards104.com/credit_card_debt/can-you-negotiate-with-your-credit-card-company-1440#comments</comments>
		<pubDate>Sun, 09 Oct 2011 20:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Can You Negotiate with Your Credit Card Company? 479 If you have more credit card debt than you can handle, it may be possible to negotiate a [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-cards-rules-and-fees-2-1437</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-cards-rules-and-fees-2-1437#comments</comments>
		<pubDate>Sat, 08 Oct 2011 13:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-cards-rules-and-fees-2-1437</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.CREDIT CARDS: Rules and Fees 1286 Credit cards are unsecured loans that do not require you to pledge any assets, just your signature. Most consumers are not aware of the rules and regulations imposed by the issuer of a credit [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-solutions-your-12-ways-out-from-debts-part-3-1434</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-solutions-your-12-ways-out-from-debts-part-3-1434#comments</comments>
		<pubDate>Fri, 07 Oct 2011 06:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-solutions-your-12-ways-out-from-debts-part-3-1434</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Debt Solutions &#8211; Your 12 Ways Out from Debts (Part 3) 577 Being in debt is no fun, especially if you are struggling to make ends meet. Because debt is a complex issue but there may be [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-refinance-advice-chapter-13-bankruptcy-versus-ch-7-bk-1398</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-refinance-advice-chapter-13-bankruptcy-versus-ch-7-bk-1398#comments</comments>
		<pubDate>Sat, 24 Sep 2011 18:37:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Debt Consolidation Refinance Advice: Chapter 13 Bankruptcy versus Ch. 7 BK 365 Under the old bankruptcy laws, most debtors chose between a liquidation [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-uk-filing-for-bancruptcy-stop-think-again-1396</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-uk-filing-for-bancruptcy-stop-think-again-1396#comments</comments>
		<pubDate>Fri, 23 Sep 2011 14:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-management-uk-filing-for-bancruptcy-stop-think-again-1396</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Management UK: Filing For Bancruptcy? &#8216; Stop &#8216; &#8216;Think Again!&#8217; 784 Debt Management UK is an informal process of negotiation between creditors and borrowers to obtain a reduction in the contractual repayment. This is the last resort [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/4-debt-reduction-tips-for-you-1383</link>
		<comments>http://creditcards104.com/credit_card_debt/4-debt-reduction-tips-for-you-1383#comments</comments>
		<pubDate>Mon, 19 Sep 2011 09:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/4-debt-reduction-tips-for-you-1383</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: 4 Debt Reduction Tips For You 325 If you are in debt and owe money, you can tackle the problem head on by choosing one or more of four solutions outlined. tax debt, equity loans, equity line of [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/what-is-the-credit-repair-organizations-act-1365</link>
		<comments>http://creditcards104.com/credit_card_debt_management/what-is-the-credit-repair-organizations-act-1365#comments</comments>
		<pubDate>Mon, 12 Sep 2011 17:28:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.What Is The Credit Repair Organizations Act? 654 Do you know what your credit rights are? credit, counseling, credit counseling, credit repair, repair, organization, contract, organizations, services, state, money, consumer, bankruptcy By law, credit repair organizations must give [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/bad-credit-debt-consolidation-loans-choosing-the-right-lender-1363</link>
		<comments>http://creditcards104.com/debt_management_counseling/bad-credit-debt-consolidation-loans-choosing-the-right-lender-1363#comments</comments>
		<pubDate>Mon, 12 Sep 2011 13:02:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Scams]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-settlement-debt-management-debt-termination-what-s-the-right-choice-1358</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-settlement-debt-management-debt-termination-what-s-the-right-choice-1358#comments</comments>
		<pubDate>Sun, 11 Sep 2011 01:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-keeping-a-check-on-your-finances-1356</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-keeping-a-check-on-your-finances-1356#comments</comments>
		<pubDate>Fri, 09 Sep 2011 21:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Title: Debt Management Keeping A Check On Your Finances 661 This article on debt management talks about what exactly is debt management. Why is it needed? Who needs them? How can it be utilized to its best? [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/who-to-go-to-for-debt-advice-1351</link>
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		<pubDate>Thu, 08 Sep 2011 10:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: Who To Go To For Debt Advice? 945 Personal debt is not only a very common problem in Western countries; it is a very difficult problem to [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt_management/be-an-oracle-of-sort-with-debt-counseling-1338</link>
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		<pubDate>Sun, 04 Sep 2011 05:37:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Be An Oracle Of Sort With Debt Counseling 410 Debt [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/is-debt-consolidation-the-answer-to-your-debt-problem-1334</link>
		<comments>http://creditcards104.com/credit_card_debt/is-debt-consolidation-the-answer-to-your-debt-problem-1334#comments</comments>
		<pubDate>Fri, 02 Sep 2011 20:45:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: Is Debt Consolidation The Answer To Your Debt Problem? 496 If you are deep in debt you need to do [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/debt-consolidation-when-is-it-right-for-you-1333</link>
		<comments>http://creditcards104.com/debt_management_counseling/debt-consolidation-when-is-it-right-for-you-1333#comments</comments>
		<pubDate>Thu, 01 Sep 2011 18:32:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[debt]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Debt Consolidation &#8211; When Is It Right For You? 545 Do you have many [...]]]></description>
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		<title>Debt Management Counseling | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/7-tips-to-help-reduce-your-debt-1331</link>
		<comments>http://creditcards104.com/debt_management_counseling/7-tips-to-help-reduce-your-debt-1331#comments</comments>
		<pubDate>Thu, 01 Sep 2011 14:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/7-tips-to-help-reduce-your-debt-1331</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: 7 Tips To Help Reduce Your Debt 627 As debt continues to increase in many households across America, more families each year are finding themselves looking for ways to reduce their overall household debt. For some, this may be easier said than done. Debt [...]]]></description>
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