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	<title>Low Rate Credit Cards | Credit Cards Debt</title>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/being-instantly-approved-what-does-it-take-1797</link>
		<comments>http://creditcards104.com/credit_cards/being-instantly-approved-what-does-it-take-1797#comments</comments>
		<pubDate>Wed, 08 Feb 2012 23:56:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[bad credit]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/which-low-interest-credit-card-is-best-variable-or-fixed-interest-cards-1782</link>
		<comments>http://creditcards104.com/credit_cards/which-low-interest-credit-card-is-best-variable-or-fixed-interest-cards-1782#comments</comments>
		<pubDate>Sat, 04 Feb 2012 14:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[interest rate]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/which-low-interest-credit-card-is-best-variable-or-fixed-interest-cards-1782</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Which Low Interest Credit Card Is Best &#8211; Variable or Fixed Interest Cards? 733 This article describes the difference in benefits between variable and fixed interest credit [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/bad-credit-credit-card-offered-by-many-companies-1781</link>
		<comments>http://creditcards104.com/credit_cards/bad-credit-credit-card-offered-by-many-companies-1781#comments</comments>
		<pubDate>Fri, 03 Feb 2012 12:28:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[Prepaid Credit Card]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[debit cards]]></category>
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		<category><![CDATA[prepaid credit]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bad-credit-credit-card-offered-by-many-companies-1781</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Bad Credit Credit Card- Offered By Many Companies 566 Check-books and paying with cash is becoming less frequent as more people are using plastic [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/a-first-step-to-initiate-a-good-credit-rating-1780</link>
		<comments>http://creditcards104.com/credit_cards/a-first-step-to-initiate-a-good-credit-rating-1780#comments</comments>
		<pubDate>Fri, 03 Feb 2012 10:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[credit rating]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/a-first-step-to-initiate-a-good-credit-rating-1780</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.A First Step To Initiate A Good Credit Rating 408 One of [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/when-not-to-use-a-credit-card-1779</link>
		<comments>http://creditcards104.com/credit_cards/when-not-to-use-a-credit-card-1779#comments</comments>
		<pubDate>Fri, 03 Feb 2012 08:02:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[balance transfer]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/when-not-to-use-a-credit-card-1779</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.When Not To Use A Credit Card 531 Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/reduce-your-debts-improve-your-credit-score-bad-credit-consolidation-loans-1778</link>
		<comments>http://creditcards104.com/credit_cards/reduce-your-debts-improve-your-credit-score-bad-credit-consolidation-loans-1778#comments</comments>
		<pubDate>Fri, 03 Feb 2012 05:49:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[bad credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/reduce-your-debts-improve-your-credit-score-bad-credit-consolidation-loans-1778</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Reduce Your Debts, Improve Your Credit Score &#8216; Bad Credit Consolidation Loans 506 Bad [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/does-your-child-know-what-a-credit-card-is-1771</link>
		<comments>http://creditcards104.com/credit_card_debt/does-your-child-know-what-a-credit-card-is-1771#comments</comments>
		<pubDate>Tue, 31 Jan 2012 14:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/does-your-child-know-what-a-credit-card-is-1771</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Does Your Child Know What a Credit Card Is? 539 In a country of mass credit card debt, teaching children how to [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/choosing-an-airline-credit-card-1763</link>
		<comments>http://creditcards104.com/credit_cards/choosing-an-airline-credit-card-1763#comments</comments>
		<pubDate>Sat, 28 Jan 2012 20:34:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[annual fees]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/choosing-an-airline-credit-card-1763</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Choosing an Airline Credit Card 650 This article describes how consumers can select the right airline credit card for their needs. Airline Miles Credit Cards,Airline Credit Card,Airline Credit Cards Choosing an airline credit card is easier than you might think. [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/debt-consolidation-mortgage-loans-using-home-loans-to-reduce-debt-1760</link>
		<comments>http://creditcards104.com/credit_cards/debt-consolidation-mortgage-loans-using-home-loans-to-reduce-debt-1760#comments</comments>
		<pubDate>Fri, 27 Jan 2012 13:55:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-consolidation-mortgage-loans-using-home-loans-to-reduce-debt-1760</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: Debt Consolidation Mortgage Loans &#8211; Using Home Loans To Reduce Debt 397 Excessive debts cause a lot of worry and anxiety. Many people hope to become debt free. However, earning enough money to care for daily living expenses, while paying down credit card balances [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-types-of-help-available-for-unsecured-debt-consolidation-1742</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-types-of-help-available-for-unsecured-debt-consolidation-1742#comments</comments>
		<pubDate>Sat, 21 Jan 2012 22:01:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-consolidation-types-of-help-available-for-unsecured-debt-consolidation-1742</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Consolidation &#8211; Types Of Help Available For Unsecured Debt Consolidation 371 There are several types of help available for unsecured debt consolidation. You can choose to take out a debt consolidation loan to lower your rates and [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/student-credit-cards/important-news-you-need-to-read-before-you-consolidate-student-loans-1737</link>
		<comments>http://creditcards104.com/student-credit-cards/important-news-you-need-to-read-before-you-consolidate-student-loans-1737#comments</comments>
		<pubDate>Thu, 19 Jan 2012 10:56:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/important-news-you-need-to-read-before-you-consolidate-student-loans-1737</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Important News You Need To Read Before You Consolidate Student Loans! 605 Are You planning to consolidate your student loans soon? I urge [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/history-of-the-cash-back-credit-card-1735</link>
		<comments>http://creditcards104.com/credit_cards/history-of-the-cash-back-credit-card-1735#comments</comments>
		<pubDate>Thu, 19 Jan 2012 06:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[cash back]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/history-of-the-cash-back-credit-card-1735</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-plan-know-what-plan-works-best-for-you-1722</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-plan-know-what-plan-works-best-for-you-1722#comments</comments>
		<pubDate>Sun, 15 Jan 2012 01:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[Student Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-management-plan-know-what-plan-works-best-for-you-1722</guid>
		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Title: Debt Management Plan &#8211; Know What Plan Works Best For You 397 Debt management plans [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/things-to-remember-when-you-apply-for-a-credit-card-1720</link>
		<comments>http://creditcards104.com/credit_card_debt/things-to-remember-when-you-apply-for-a-credit-card-1720#comments</comments>
		<pubDate>Fri, 13 Jan 2012 21:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/things-to-remember-when-you-apply-for-a-credit-card-1720</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Things To Remember When You Apply For A Credit Card 536 When you are ready to apply for a credit card, there [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/college-student-credit-cards-1714</link>
		<comments>http://creditcards104.com/credit_cards/college-student-credit-cards-1714#comments</comments>
		<pubDate>Thu, 12 Jan 2012 07:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/college-student-credit-cards-1714</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.College Student Credit Cards 556 College is the place where most of us get our [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/cherish-your-credit-card-1712</link>
		<comments>http://creditcards104.com/credit_card_debt/cherish-your-credit-card-1712#comments</comments>
		<pubDate>Wed, 11 Jan 2012 03:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/cherish-your-credit-card-1712</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Cherish Your Credit Card 813 Does your spouse or partner ever complain about you spending [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/plan-a-stress-free-life-through-a-guide-to-debt-consolidation-uk-1705</link>
		<comments>http://creditcards104.com/credit_card_debt_management/plan-a-stress-free-life-through-a-guide-to-debt-consolidation-uk-1705#comments</comments>
		<pubDate>Sun, 08 Jan 2012 12:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/balance-transfers-credit-card-primer-1699</link>
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		<pubDate>Fri, 06 Jan 2012 22:42:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Balance [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/low-interest-rate-credit-cards-saving-on-interest-expenses-1685</link>
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		<pubDate>Sun, 01 Jan 2012 15:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Low [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/cash-1683</link>
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		<pubDate>Sun, 01 Jan 2012 11:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Cash 525 When considering a reward credit card, most people prefer to get a cash back credit card. This is because, cash back credit cards provide more options and flexibility for the card holder. While not everyone frequently travels and [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/if-you-really-must-borrow-1672</link>
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		<pubDate>Wed, 28 Dec 2011 10:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.If You Really Must Borrow 649 Before you borrow, compare! Find the best deal available to you. credit, loan, home, debt, pay, equity, fees, interest, rate, mortgage loan, [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/tips-on-getting-a-good-deal-on-low-interest-debt-consolidation-loans-1668</link>
		<comments>http://creditcards104.com/credit_cards/tips-on-getting-a-good-deal-on-low-interest-debt-consolidation-loans-1668#comments</comments>
		<pubDate>Tue, 27 Dec 2011 01:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Title: Tips on [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/cheap-credit-cards-help-to-leave-fees-behind-1662</link>
		<comments>http://creditcards104.com/credit_cards/cheap-credit-cards-help-to-leave-fees-behind-1662#comments</comments>
		<pubDate>Sun, 25 Dec 2011 12:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Cheap [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/debt-consolidation-company-information-compare-debt-consolidation-companies-online-1657</link>
		<comments>http://creditcards104.com/credit_cards/debt-consolidation-company-information-compare-debt-consolidation-companies-online-1657#comments</comments>
		<pubDate>Fri, 23 Dec 2011 01:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: Debt Consolidation Company Information &#8211; Compare Debt Consolidation Companies Online 358 Not all debt consolidation companies are the same. Some are in the business of offering you a service to pay off your bills and clean up [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/are-you-a-credit-card-tart-1655</link>
		<comments>http://creditcards104.com/credit_cards/are-you-a-credit-card-tart-1655#comments</comments>
		<pubDate>Thu, 22 Dec 2011 21:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Are You A Credit Card Tart? 522 Some people use the word tart as an insult; others as a bit of [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/debt-consolidation-loans-how-to-locate-the-best-deal-1654</link>
		<comments>http://creditcards104.com/credit_cards/debt-consolidation-loans-how-to-locate-the-best-deal-1654#comments</comments>
		<pubDate>Thu, 22 Dec 2011 18:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Title: Debt Consolidation Loans &#8216; How to Locate the Best Deal 722 The following article discusses [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/skip-financial-hurdles-through-unsecured-bad-credit-debt-consolidation-1652</link>
		<comments>http://creditcards104.com/credit_cards/skip-financial-hurdles-through-unsecured-bad-credit-debt-consolidation-1652#comments</comments>
		<pubDate>Wed, 21 Dec 2011 14:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Title: Skip Financial Hurdles Through Unsecured Bad Credit Debt Consolidation 504 People like tenants or non-homeowners can eliminate debts and rejuvenate themselves [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/how-to-choose-the-best-balance-transfer-credit-card-1650</link>
		<comments>http://creditcards104.com/credit_card_debt/how-to-choose-the-best-balance-transfer-credit-card-1650#comments</comments>
		<pubDate>Wed, 21 Dec 2011 10:05:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-choose-the-best-balance-transfer-credit-card-1650</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.How To Choose The Best Balance Transfer Credit Card 612 This article focuses on the needs that an individual may have [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/choosing-a-credit-card-that-suits-your-repayment-habits-1622</link>
		<comments>http://creditcards104.com/credit_card_debt/choosing-a-credit-card-that-suits-your-repayment-habits-1622#comments</comments>
		<pubDate>Sun, 11 Dec 2011 20:01:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/the-7-rules-of-credit-card-balance-transfer-1618</link>
		<comments>http://creditcards104.com/credit_card_debt/the-7-rules-of-credit-card-balance-transfer-1618#comments</comments>
		<pubDate>Sat, 10 Dec 2011 11:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-7-rules-of-credit-card-balance-transfer-1618</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-or-debt-management-1615</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-or-debt-management-1615#comments</comments>
		<pubDate>Fri, 09 Dec 2011 04:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Debt Consolidation or Debt Management? 591 Both debt consolidation and debt management are widely advertised as solutions to debt problems. What&#8217;s the difference between them, and which one is right for you? debt consolidation,debt management,debt problems The [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/let-me-out-of-debt-please-1613</link>
		<comments>http://creditcards104.com/credit_cards/let-me-out-of-debt-please-1613#comments</comments>
		<pubDate>Thu, 08 Dec 2011 00:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/let-me-out-of-debt-please-1613</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/time-to-get-good-and-angry-about-that-credit-card-debt-1595</link>
		<comments>http://creditcards104.com/credit_card_debt/time-to-get-good-and-angry-about-that-credit-card-debt-1595#comments</comments>
		<pubDate>Fri, 02 Dec 2011 08:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/time-to-get-good-and-angry-about-that-credit-card-debt-1595</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Time to Get Good and Angry About That Credit Card Debt There is something strange about what happens to all of us psychologically when we see our credit card debt just keep climbing and climbing with no end [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-plans-how-they-can-help-you-get-out-of-debt-1593</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-plans-how-they-can-help-you-get-out-of-debt-1593#comments</comments>
		<pubDate>Thu, 01 Dec 2011 03:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-management-plans-how-they-can-help-you-get-out-of-debt-1593</guid>
		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Title: Debt Management [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/pre-approved-credit-cards-advantage-or-evil-1572</link>
		<comments>http://creditcards104.com/credit_cards/pre-approved-credit-cards-advantage-or-evil-1572#comments</comments>
		<pubDate>Thu, 24 Nov 2011 07:24:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/pre-approved-credit-cards-advantage-or-evil-1572</guid>
		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Pre-Approved Credit Cards &#8216; Advantage Or Evil? 609 Every one who has a mailbox is used to receiving tons of letters from banks that promise preapproval for fancy credit cards. People are sick of them, they throw [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/which-kind-of-credit-card-should-i-choose-1565</link>
		<comments>http://creditcards104.com/credit_cards/which-kind-of-credit-card-should-i-choose-1565#comments</comments>
		<pubDate>Mon, 21 Nov 2011 13:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/which-kind-of-credit-card-should-i-choose-1565</guid>
		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Which Kind Of Credit Card Should I Choose? 585 There are so many credit cards available [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-cards-add-that-bit-of-security-in-your-life-1560</link>
		<comments>http://creditcards104.com/credit_cards/credit-cards-add-that-bit-of-security-in-your-life-1560#comments</comments>
		<pubDate>Sun, 20 Nov 2011 02:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-cards-add-that-bit-of-security-in-your-life-1560</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Credit cards add that bit of security in your life 514 Credit cards do add a bit of extra punch to your life. Nowadays you can apply for zero interest credit cards and pay all your bills and [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/bill-consolidation-loan-tips-1554</link>
		<comments>http://creditcards104.com/credit_cards/bill-consolidation-loan-tips-1554#comments</comments>
		<pubDate>Fri, 18 Nov 2011 13:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bill-consolidation-loan-tips-1554</guid>
		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Title: Bill Consolidation [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/end-debts-without-security-unsecured-debt-consolidation-loans-1522</link>
		<comments>http://creditcards104.com/credit_cards/end-debts-without-security-unsecured-debt-consolidation-loans-1522#comments</comments>
		<pubDate>Mon, 07 Nov 2011 14:21:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/end-debts-without-security-unsecured-debt-consolidation-loans-1522</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: End debts without Security &#8216; Unsecured debt consolidation loans 459 Unsecured debt consolidation loans are for consolidating your debts into a single debt. [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/deciding-which-reward-credit-card-is-right-for-you-1519</link>
		<comments>http://creditcards104.com/credit_cards/deciding-which-reward-credit-card-is-right-for-you-1519#comments</comments>
		<pubDate>Sun, 06 Nov 2011 07:42:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/deciding-which-reward-credit-card-is-right-for-you-1519</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Deciding Which Reward Credit Card is Right for You 600 This article describes how consumers can analyze and decide on which reward credit card is right for them. [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/balance-transfer-credit-card-debt-consolidation-1517</link>
		<comments>http://creditcards104.com/credit_card_debt/balance-transfer-credit-card-debt-consolidation-1517#comments</comments>
		<pubDate>Sat, 05 Nov 2011 03:16:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/balance-transfer-credit-card-debt-consolidation-1517</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/miles-credit-card-truth-be-told-1513</link>
		<comments>http://creditcards104.com/credit_cards/miles-credit-card-truth-be-told-1513#comments</comments>
		<pubDate>Thu, 03 Nov 2011 18:24:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/miles-credit-card-truth-be-told-1513</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/college-student-credit-cards-the-ins-and-outs-1510</link>
		<comments>http://creditcards104.com/credit_cards/college-student-credit-cards-the-ins-and-outs-1510#comments</comments>
		<pubDate>Wed, 02 Nov 2011 07:19:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/college-student-credit-cards-the-ins-and-outs-1510</guid>
		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.College Student Credit [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-build-credit-with-a-major-credit-card-1509</link>
		<comments>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-build-credit-with-a-major-credit-card-1509#comments</comments>
		<pubDate>Wed, 02 Nov 2011 05:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bad-credit-credit-cards-build-credit-with-a-major-credit-card-1509</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Bad Credit Credit Cards &#8216; Build Credit With A Major Credit Card 426 For the millions of consumers with bad credit and no credit, getting approved for a major credit card takes a lot of effort. Unfortunately, establishing [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/putting-out-with-business-credit-cards-1508</link>
		<comments>http://creditcards104.com/credit_cards/putting-out-with-business-credit-cards-1508#comments</comments>
		<pubDate>Wed, 02 Nov 2011 02:53:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/putting-out-with-business-credit-cards-1508</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comPutting Out with Business Credit Cards 559 Business credit cards have [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/bill-consolidation-company-basics-1507</link>
		<comments>http://creditcards104.com/credit_card_debt_management/bill-consolidation-company-basics-1507#comments</comments>
		<pubDate>Tue, 01 Nov 2011 00:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bill-consolidation-company-basics-1507</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Bill Consolidation Company Basics 423 Bill consolidation companies handle payments for your accounts and lower your rates. They can also negotiate waivers for late payment fees. [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-home-loan-to-stitch-holes-in-your-financial-management-plan-1501</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-home-loan-to-stitch-holes-in-your-financial-management-plan-1501#comments</comments>
		<pubDate>Sun, 30 Oct 2011 11:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-consolidation-home-loan-to-stitch-holes-in-your-financial-management-plan-1501</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Debt consolidation home loan &#8216; to stitch holes in your financial management plan 720 Debt consolidation home loan is undoubtedly the most effective [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/buying-a-home-after-bankruptcy-how-to-improve-your-chances-of-getting-approved-1497</link>
		<comments>http://creditcards104.com/credit_cards/buying-a-home-after-bankruptcy-how-to-improve-your-chances-of-getting-approved-1497#comments</comments>
		<pubDate>Sat, 29 Oct 2011 02:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/buying-a-home-after-bankruptcy-how-to-improve-your-chances-of-getting-approved-1497</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-card-scams-are-you-at-risk-1490</link>
		<comments>http://creditcards104.com/credit_cards/credit-card-scams-are-you-at-risk-1490#comments</comments>
		<pubDate>Wed, 26 Oct 2011 10:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Card Scams]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[interest]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-card-scams-are-you-at-risk-1490</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Credit Card Scams &#8216; Are you at risk? 334 Credit Card Scams, these three words together speak about fake credit card sites cashing in your personal information. credit card scams,credit card,free credit report,credit report Credit Card Scams, these [...]]]></description>
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		<title>Low Rate Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/what-you-should-know-about-credit-card-jargon-buster-1484</link>
		<comments>http://creditcards104.com/credit_cards/what-you-should-know-about-credit-card-jargon-buster-1484#comments</comments>
		<pubDate>Mon, 24 Oct 2011 21:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-you-should-know-about-credit-card-jargon-buster-1484</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.What You Should Know About Credit Card Jargon Buster 517 Credit cards, as part of the financial industry, use a massive array of jargon. You can&#8217;t be expected to recognise all these technical terms, and some of them are quite [...]]]></description>
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