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	<title>Secured Credit Cards | Credit Cards Debt</title>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/bankruptcy-2089</link>
		<comments>http://creditcards104.com/secured_credit_cards/bankruptcy-2089#comments</comments>
		<pubDate>Mon, 21 May 2012 16:56:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Secured Credit Cards]]></category>

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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Bankruptcy [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/understanding-credit-repair-building-2078</link>
		<comments>http://creditcards104.com/secured_credit_cards/understanding-credit-repair-building-2078#comments</comments>
		<pubDate>Fri, 18 May 2012 16:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<category><![CDATA[Low Rate Credit Cards]]></category>
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		<category><![CDATA[good credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/understanding-credit-repair-building-2078</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Understanding Credit Repair Building 802 Building credit is more imperative now than it has ever been. If you have bad credit, it is regularly hard to get an apartment, a mortgage loan for a home, or any form of credit [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/how-to-wipe-out-bad-credit-and-rebuild-your-credit-report-2051</link>
		<comments>http://creditcards104.com/secured_credit_cards/how-to-wipe-out-bad-credit-and-rebuild-your-credit-report-2051#comments</comments>
		<pubDate>Wed, 09 May 2012 04:42:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Secured Credit Cards]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit report]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-wipe-out-bad-credit-and-rebuild-your-credit-report-2051</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.How To Wipe Out Bad Credit And Rebuild Your Credit Report 629 Most people who have bad credit think there is nothing they can do about it. They mistakenly believe that they have to live with their bad credit for [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/will-new-bankruptcy-laws-benefit-you-2043</link>
		<comments>http://creditcards104.com/secured_credit_cards/will-new-bankruptcy-laws-benefit-you-2043#comments</comments>
		<pubDate>Sun, 06 May 2012 10:58:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[Secured Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/will-new-bankruptcy-laws-benefit-you-2043</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Will New Bankruptcy Laws Benefit You? 714 For businesses, relying on issuing credit, the new personal bankruptcy law is doing great, reducing personal bankruptcy claims from the thousands to double digits.(In the short run). However, lawyers working with [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/credit-card-advantages-and-disadvantages-1996</link>
		<comments>http://creditcards104.com/secured_credit_cards/credit-card-advantages-and-disadvantages-1996#comments</comments>
		<pubDate>Fri, 20 Apr 2012 02:47:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Secured Credit Cards]]></category>
		<category><![CDATA[annual fee]]></category>
		<category><![CDATA[cash advance]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-card-advantages-and-disadvantages-1996</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Credit card &#8211; Advantages and disadvantages 659 A credit card can be an asset to your lifestyle, but if not handled carefully it can become a liability, especially if you find it so convenient and easy to use [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/why-do-we-need-credit-card-debt-consolidation-1951</link>
		<comments>http://creditcards104.com/credit_card_debt/why-do-we-need-credit-card-debt-consolidation-1951#comments</comments>
		<pubDate>Tue, 03 Apr 2012 18:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[Secured Credit Cards]]></category>
		<category><![CDATA[card debt]]></category>
		<category><![CDATA[Credit Card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/why-do-we-need-credit-card-debt-consolidation-1951</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Why Do We Need Credit Card Debt Consolidation 421 Credit card debts can be most difficult to get rid off. It is often advisable to take [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-plans-a-way-to-survive-the-debt-and-come-on-top-1905</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-plans-a-way-to-survive-the-debt-and-come-on-top-1905#comments</comments>
		<pubDate>Mon, 19 Mar 2012 12:38:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-management-plans-a-way-to-survive-the-debt-and-come-on-top-1905</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Debt Management Plans &#8216; A Way To Survive The Debt And Come On Top 861 Debt Management Plans Debt Management Plans (DMP) is placed one step [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/manage-your-business-with-business-credit-cards-1882</link>
		<comments>http://creditcards104.com/credit_card_debt/manage-your-business-with-business-credit-cards-1882#comments</comments>
		<pubDate>Sun, 11 Mar 2012 09:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
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		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[business credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/manage-your-business-with-business-credit-cards-1882</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Manage [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/credit-cards-for-people-with-bad-credit-how-to-avoid-getting-ripped-off-1842</link>
		<comments>http://creditcards104.com/secured_credit_cards/credit-cards-for-people-with-bad-credit-how-to-avoid-getting-ripped-off-1842#comments</comments>
		<pubDate>Sun, 26 Feb 2012 12:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Card Scams]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-cards-for-people-with-bad-credit-how-to-avoid-getting-ripped-off-1842</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Credit Cards for People With Bad Credit &#8216; How to Avoid Getting Ripped Off 940 Discusses the &#8220;low-end&#8221; credit card market, where banks target consumers with negative credit histories. Shows consumers how to tell the difference between a [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/building-business-credit-how-credit-cards-play-the-key-role-1810</link>
		<comments>http://creditcards104.com/secured_credit_cards/building-business-credit-how-credit-cards-play-the-key-role-1810#comments</comments>
		<pubDate>Wed, 15 Feb 2012 13:37:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
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		<category><![CDATA[personal credit]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/building-business-credit-how-credit-cards-play-the-key-role-1810</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<item>
		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772</link>
		<comments>http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772#comments</comments>
		<pubDate>Tue, 31 Jan 2012 16:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Use Debt Consolidation to Lower Your Monthly Payments 413 How can debt consolidation help you lower your monthly payments. Debt consolidation may be for you if [...]]]></description>
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		<item>
		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/10-tips-to-improving-your-credit-reports-1739</link>
		<comments>http://creditcards104.com/secured_credit_cards/10-tips-to-improving-your-credit-reports-1739#comments</comments>
		<pubDate>Fri, 20 Jan 2012 15:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/10-tips-to-improving-your-credit-reports-1739</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.10 Tips To Improving Your Credit Reports 501 Credit is something that some take lightly or give little thought to until it&#8217;s really needed. [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/debt-consolidation-is-your-future-bright-1726</link>
		<comments>http://creditcards104.com/secured_credit_cards/debt-consolidation-is-your-future-bright-1726#comments</comments>
		<pubDate>Mon, 16 Jan 2012 10:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[Student Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-consolidation-is-your-future-bright-1726</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Debt Consolidation &#8216; Is Your Future Bright? 442 Most people have taken out plenty of loans and other forms of credit, from various [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/five-factors-to-consider-when-selecting-a-personal-credit-card-1718</link>
		<comments>http://creditcards104.com/secured_credit_cards/five-factors-to-consider-when-selecting-a-personal-credit-card-1718#comments</comments>
		<pubDate>Fri, 13 Jan 2012 16:49:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/five-factors-to-consider-when-selecting-a-personal-credit-card-1718</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/what-are-credit-counseling-services-1673</link>
		<comments>http://creditcards104.com/secured_credit_cards/what-are-credit-counseling-services-1673#comments</comments>
		<pubDate>Wed, 28 Dec 2011 13:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-are-credit-counseling-services-1673</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/student-credit-cards-1648</link>
		<comments>http://creditcards104.com/secured_credit_cards/student-credit-cards-1648#comments</comments>
		<pubDate>Tue, 20 Dec 2011 05:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/student-credit-cards-1648</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/what-is-debt-consolidation-1627</link>
		<comments>http://creditcards104.com/secured_credit_cards/what-is-debt-consolidation-1627#comments</comments>
		<pubDate>Tue, 13 Dec 2011 07:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-is-debt-consolidation-1627</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: What is debt consolidation 303 This article explains how a debt consolidation service can help those experiencing debt problems by reducing their monthly payments. debt consolidation, debt [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/establishing-your-credit-from-scratch-1600</link>
		<comments>http://creditcards104.com/secured_credit_cards/establishing-your-credit-from-scratch-1600#comments</comments>
		<pubDate>Sat, 03 Dec 2011 19:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/establishing-your-credit-from-scratch-1600</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Establishing Your Credit From Scratch 833 Good credit is important for anyone desiring to obtain loans. Establishing credit from scratch can be very tedious. If these tips [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/the-truth-about-secured-credit-cards-1556</link>
		<comments>http://creditcards104.com/secured_credit_cards/the-truth-about-secured-credit-cards-1556#comments</comments>
		<pubDate>Fri, 18 Nov 2011 17:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-truth-about-secured-credit-cards-1556</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.The Truth About Secured Credit Cards 336 Secured credit cards are available for those with [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/credit-card-cash-advances-use-them-wisely-1524</link>
		<comments>http://creditcards104.com/secured_credit_cards/credit-card-cash-advances-use-them-wisely-1524#comments</comments>
		<pubDate>Mon, 07 Nov 2011 18:47:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-card-cash-advances-use-them-wisely-1524</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Credit card cash advances, use them wisely. 848 Credit card cash advances [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-what-you-should-know-1514</link>
		<comments>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-what-you-should-know-1514#comments</comments>
		<pubDate>Fri, 04 Nov 2011 20:37:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Bad [...]]]></description>
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		<link>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-build-credit-with-a-major-credit-card-1509</link>
		<comments>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-build-credit-with-a-major-credit-card-1509#comments</comments>
		<pubDate>Wed, 02 Nov 2011 05:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Bad Credit Credit Cards &#8216; Build Credit With A Major Credit Card 426 For the millions of consumers with bad credit and no credit, getting approved for a major credit card takes a lot of effort. Unfortunately, establishing [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-faqs-what-if-i-m-turned-down-1479</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-faqs-what-if-i-m-turned-down-1479#comments</comments>
		<pubDate>Sat, 22 Oct 2011 10:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Credit Card FAQs &#8211; What If I&#8217;m Turned Down? 572 So, you&#8217;ve filled out the [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-consolidation-loan-1441</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-consolidation-loan-1441#comments</comments>
		<pubDate>Sun, 09 Oct 2011 22:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Credit card debt consolidation loan Credit card debt consolidation loan Credit card debt consolidation is regarded as the first step towards getting rid of credit card debt. Credit card debt consolidation loan is one of the ways of [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/details-of-the-first-vineyard-mastercard-application-1415</link>
		<comments>http://creditcards104.com/secured_credit_cards/details-of-the-first-vineyard-mastercard-application-1415#comments</comments>
		<pubDate>Fri, 30 Sep 2011 08:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/details-of-the-first-vineyard-mastercard-application-1415</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Details Of The First Vineyard MasterCard Application 335 If you have a somewhat difficult time getting a credit card, the First Vineyard MasterCard may be a choice that you have. This credit line is offered to those that [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/how-to-avoid-bad-credit-1312</link>
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		<pubDate>Thu, 25 Aug 2011 19:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-avoid-bad-credit-1312</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.How [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/regain-consumer-strength-on-credit-card-debt-consolidation-1296</link>
		<comments>http://creditcards104.com/credit_card_debt/regain-consumer-strength-on-credit-card-debt-consolidation-1296#comments</comments>
		<pubDate>Sat, 20 Aug 2011 08:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/regain-consumer-strength-on-credit-card-debt-consolidation-1296</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Regain Consumer Strength on Credit Card Debt Consolidation 450 Credit cards are frequently used [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/how-to-bounce-back-from-bad-credit-ratings-starting-today-1279</link>
		<comments>http://creditcards104.com/credit_card_debt_management/how-to-bounce-back-from-bad-credit-ratings-starting-today-1279#comments</comments>
		<pubDate>Sun, 14 Aug 2011 18:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.How To Bounce Back From Bad Credit Ratings &#8211; Starting Today 492 A good credit rating is essential for many of the things we do everyday, such as, [...]]]></description>
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		<link>http://creditcards104.com/secured_credit_cards/instant-approval-credit-cards-frequently-asked-questions-1255</link>
		<comments>http://creditcards104.com/secured_credit_cards/instant-approval-credit-cards-frequently-asked-questions-1255#comments</comments>
		<pubDate>Sat, 06 Aug 2011 13:38:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Instant Approval Credit Cards &#8211; Frequently Asked Questions 634 This article describes the most frequently asked questions surrounding instant approval credit cards. Instant Approval Credit Cards,Instant Approval Credit Card Online,Instant Approval Credit Card Instant approval credit cards online are becoming [...]]]></description>
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		<link>http://creditcards104.com/secured_credit_cards/getting-a-better-interest-rate-is-not-so-hard-1242</link>
		<comments>http://creditcards104.com/secured_credit_cards/getting-a-better-interest-rate-is-not-so-hard-1242#comments</comments>
		<pubDate>Mon, 01 Aug 2011 04:23:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Getting A Better Interest Rate Is Not So Hard 454 When we apply for any type [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/credit-cards-for-bad-credit-1237</link>
		<comments>http://creditcards104.com/secured_credit_cards/credit-cards-for-bad-credit-1237#comments</comments>
		<pubDate>Sat, 30 Jul 2011 17:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-cards-for-bad-credit-1237</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Credit Cards For Bad Credit 499 Having a bad credit history will make it more difficult for you to get another card, but not necessarily prevent you from getting one. This is because many banks, if they feel that an individual with a bad credit [...]]]></description>
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		<link>http://creditcards104.com/secured_credit_cards/why-do-it-yourself-credit-repair-is-the-best-option-1231</link>
		<comments>http://creditcards104.com/secured_credit_cards/why-do-it-yourself-credit-repair-is-the-best-option-1231#comments</comments>
		<pubDate>Thu, 28 Jul 2011 04:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Scams]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/why-do-it-yourself-credit-repair-is-the-best-option-1231</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<link>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-how-you-can-avoid-high-fees-1226</link>
		<comments>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-how-you-can-avoid-high-fees-1226#comments</comments>
		<pubDate>Tue, 26 Jul 2011 16:55:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-choosing-the-right-credit-card-1218</link>
		<comments>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-choosing-the-right-credit-card-1218#comments</comments>
		<pubDate>Sat, 23 Jul 2011 23:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comBad Credit Credit Cards &#8211; Choosing The Right Credit Card 391 [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/credit-cards-the-secrets-on-how-they-affect-your-credit-score-1197</link>
		<comments>http://creditcards104.com/secured_credit_cards/credit-cards-the-secrets-on-how-they-affect-your-credit-score-1197#comments</comments>
		<pubDate>Sun, 17 Jul 2011 00:38:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Credit cards the secrets on how they affect your credit score 805 How do credit [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-cards-frequently-asked-questions-1168</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-cards-frequently-asked-questions-1168#comments</comments>
		<pubDate>Thu, 07 Jul 2011 08:21:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Credit Cards: Frequently Asked Questions 653 What Are The Differences Between Unsecured And Secured Credit Cards? debt consolidation, credit counseling, debt management, credit card debt, debt, frugal living, save money A secured card is a credit card that a cardholder [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/student-credit-cards-faq-1157</link>
		<comments>http://creditcards104.com/credit_card_debt/student-credit-cards-faq-1157#comments</comments>
		<pubDate>Sun, 03 Jul 2011 07:58:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/student-credit-cards-faq-1157</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Student Credit Cards FAQ 634 This article describes frequently asked questions on student credit cards. Student Credit Cards FAQ Student credit cards can be a great way to start a student down the path of financial independence and becoming a responsible adult. Many parents of [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/the-lowdown-on-the-orchard-bank-secured-credit-card-1146</link>
		<comments>http://creditcards104.com/secured_credit_cards/the-lowdown-on-the-orchard-bank-secured-credit-card-1146#comments</comments>
		<pubDate>Wed, 29 Jun 2011 07:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.The Lowdown on the Orchard Bank Secured Credit Card 327 When your credit history is proving to be a hindrance to your financial well-being, perhaps it is time for you to get a secured credit card. One of the cards [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-consolidation-loans-dig-you-out-of-the-payment-grave-1142</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-consolidation-loans-dig-you-out-of-the-payment-grave-1142#comments</comments>
		<pubDate>Mon, 27 Jun 2011 22:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/straightforward-ways-of-getting-a-credit-card-after-bankruptcy-1125</link>
		<comments>http://creditcards104.com/secured_credit_cards/straightforward-ways-of-getting-a-credit-card-after-bankruptcy-1125#comments</comments>
		<pubDate>Wed, 22 Jun 2011 09:02:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<link>http://creditcards104.com/secured_credit_cards/do-it-yourself-credit-repair-1101</link>
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		<pubDate>Tue, 14 Jun 2011 03:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Do-It-Yourself Credit Repair 568 Good credit is key to economic success. You may not give to much thought to your credit report, but good credit lets you do a lot of things that most people take for granted: [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/what-sets-a-student-credit-card-apart-from-other-credit-cards-1060</link>
		<comments>http://creditcards104.com/secured_credit_cards/what-sets-a-student-credit-card-apart-from-other-credit-cards-1060#comments</comments>
		<pubDate>Tue, 31 May 2011 08:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-sets-a-student-credit-card-apart-from-other-credit-cards-1060</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comWhat Sets A Student Credit Card Apart From Other Credit Cards [...]]]></description>
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		<link>http://creditcards104.com/secured_credit_cards/bad-credit-can-t-get-a-credit-card-yes-you-can-1030</link>
		<comments>http://creditcards104.com/secured_credit_cards/bad-credit-can-t-get-a-credit-card-yes-you-can-1030#comments</comments>
		<pubDate>Fri, 20 May 2011 16:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Bad Credit? Can&#8217;t Get a Credit Card? Yes You Can! 543 Damaged credit, or no credit is not the end of the world. Many people believe that they just have to wait it out. There are some actions [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/does-credit-card-consolidation-actually-lower-the-rate-of-interest-1025</link>
		<comments>http://creditcards104.com/credit_card_debt/does-credit-card-consolidation-actually-lower-the-rate-of-interest-1025#comments</comments>
		<pubDate>Thu, 19 May 2011 05:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Does credit card [...]]]></description>
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		<link>http://creditcards104.com/secured_credit_cards/obtaining-a-credit-card-with-a-less-than-perfect-credit-history-1005</link>
		<comments>http://creditcards104.com/secured_credit_cards/obtaining-a-credit-card-with-a-less-than-perfect-credit-history-1005#comments</comments>
		<pubDate>Thu, 12 May 2011 09:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/how-do-secured-credit-cards-work-998</link>
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		<pubDate>Mon, 09 May 2011 17:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.How Do Secured Credit Cards Work? 555 In today&#8217;s society, having a credit card is no longer a luxury, it&#8217;s a necessity. You need a credit card [...]]]></description>
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		<link>http://creditcards104.com/secured_credit_cards/credit-card-options-for-rebuilding-bad-credit-994</link>
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		<pubDate>Sun, 08 May 2011 08:52:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Credit Card Options For Rebuilding Bad Credit 337 It can be hard to find a [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/what-happens-when-your-credit-is-damaged-888</link>
		<comments>http://creditcards104.com/credit_card_debt/what-happens-when-your-credit-is-damaged-888#comments</comments>
		<pubDate>Sat, 02 Apr 2011 11:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.What Happens When Your Credit is Damaged? 686 The good thing about bad credit is that you can fix it. If you [...]]]></description>
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		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/instant-approval-credit-cards-online-879</link>
		<comments>http://creditcards104.com/secured_credit_cards/instant-approval-credit-cards-online-879#comments</comments>
		<pubDate>Tue, 29 Mar 2011 15:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Secured Credit Cards]]></category>
		<category><![CDATA[business credit]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[reward credit]]></category>
		<category><![CDATA[secured credit cards]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/instant-approval-credit-cards-online-879</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Instant [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Secured Credit Cards | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/debt-consolidation-lenders-how-can-lenders-help-you-reduce-debts-830</link>
		<comments>http://creditcards104.com/secured_credit_cards/debt-consolidation-lenders-how-can-lenders-help-you-reduce-debts-830#comments</comments>
		<pubDate>Sun, 13 Mar 2011 03:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[Secured Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[low interest]]></category>
		<category><![CDATA[secured credit cards]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-consolidation-lenders-how-can-lenders-help-you-reduce-debts-830</guid>
		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Title: Debt Consolidation [...]]]></description>
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