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1.  Safeguard your credit cards and credit card account numbers.  Never give your credit card number to anyone who is soliciting you.  If you have contacted a reputable company, and wish to use your card to pay for goods or services, you may need to give them your card number by mail or phone.  Companies or individuals soliciting you may not be what or who they claim to be, and we strongly recommend you do not give them your card numbers. 2.  Safeguard your checks and checking account numbers.   Never give your checking account number to anyone except in a bonafide financial transaction such as a loan application.  Never give your checking… Read More

Article Body: It is important to check credit billing and electronic fund transfer account statements regularly because these documents may contain mistakes that could damage your credit status or reflect improper charges or transfers. If you find an error or discrepancy, notify the company and dispute the error immediately. The Fair Credit Billing Act (FCBA) and Electronic Fund Transfer Act (EFTA) establish procedures for resolving mistakes on credit billing and electronic fund transfer account statements, including: ï    charges or electronic fund transfers that you ñ or anyone you have authorized to use your account ñ have not made;… Read More