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Learn about the costs and rules of the card. What is the annual fee and are there any costs in acquiring the credit card? What is the interest going to be after the initial 90-day teaser interest rate vanishes? What is your credit limit and what is the penalty if you go over the limit? How and when can your interest rate and credit limit be changed? All of this information is located in the fine print section of your credit card agreement and you have an obligation to pay these fees and costs if you accept and use your credit card. These terms and conditions come into effect as soon as you start to use the card. Below is a list of the different… Read More

You need to manage your credit cards wisely. Otherwise, you may end up in financial trouble. Unfortunately, there are many who donít realise that they may be making huge mistakes with the use of their credit cards. Here are top 7 credit card mistakes that card holders make: 1. Paying Just the Minimum Sum. The minimum sum is just an amount that you must pay back each month to avoid defaulting on the debt. If you pay just the minimum sum, the rest of your outstanding is subject to interest computations. Always pay back more than the minimum sum or make full payments to avoid credit card debt. 2. Making Late Payments. If you donít set up any kind… Read More