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		<title>credit history | Credit Cards Debt</title>
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		<pubDate>Tue, 22 May 2012 21:22:49 +0000</pubDate>
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		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.How To Improve A Low Credit Score 830 Do you have a low credit score? If your credit score is below 700, you may not qualify for some of the best interest rates on credit cards, loans or mortgages. This means that just by having [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/business-credit-cards-corporate-and-small-business-credit-cards-compared-2082</link>
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		<pubDate>Sun, 20 May 2012 01:25:49 +0000</pubDate>
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				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/equal-credit-opportunity-what-can-creditors-do-2072</link>
		<comments>http://creditcards104.com/credit_cards/equal-credit-opportunity-what-can-creditors-do-2072#comments</comments>
		<pubDate>Wed, 16 May 2012 03:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comEqual Credit Opportunity &#8216; What Can Creditors Do? 656 Credit is [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/adverse-credit-debt-consolidation-loan-to-mitigate-ills-of-bad-credit-2062</link>
		<comments>http://creditcards104.com/debt_management_counseling/adverse-credit-debt-consolidation-loan-to-mitigate-ills-of-bad-credit-2062#comments</comments>
		<pubDate>Sun, 13 May 2012 05:05:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Adverse Credit Debt Consolidation Loan to mitigate ills of bad credit 777 An individual&#8217;s credit rating plays a key role while borrowing money from the loan market. It becomes difficult to get a loan when you have adverse [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/improve-your-credit-score-before-buying-a-home-2057</link>
		<comments>http://creditcards104.com/credit_cards/improve-your-credit-score-before-buying-a-home-2057#comments</comments>
		<pubDate>Thu, 10 May 2012 18:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Improve Your Credit Score Before Buying a Home 1124 Before starting the home buying process, do a little homework on your credit report. home mortgage, credit report, [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/five-credit-building-tactics-2056</link>
		<comments>http://creditcards104.com/credit_cards/five-credit-building-tactics-2056#comments</comments>
		<pubDate>Thu, 10 May 2012 15:47:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Five Credit Building Tactics 519 If you are looking to apply for a credit card, than you&#8217;ll need to ensure that you have sufficient creditworthiness. In reality, this is no easy task &#8216; so if you are having problems [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-cards-for-students-the-pros-and-cons-2050</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-cards-for-students-the-pros-and-cons-2050#comments</comments>
		<pubDate>Wed, 09 May 2012 02:29:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Credit Cards For Students &#8216; The Pros And Cons 520 If you [...]]]></description>
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		<comments>http://creditcards104.com/credit_cards/student-credit-cards-what-you-need-to-know-before-you-sign-up-2049#comments</comments>
		<pubDate>Tue, 08 May 2012 00:16:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Student Credit Cards &#8212; What You Need to Know Before You Sign Up 504 This article describes some of the common perils of owning a student credit card. It also advises students on how they can avoid these traps [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/loans-for-bad-credit-2040</link>
		<comments>http://creditcards104.com/credit_cards/loans-for-bad-credit-2040#comments</comments>
		<pubDate>Sat, 05 May 2012 04:19:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/instant-credit-card-approval-is-it-truly-instant-2039</link>
		<comments>http://creditcards104.com/credit_cards/instant-credit-card-approval-is-it-truly-instant-2039#comments</comments>
		<pubDate>Sat, 05 May 2012 02:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/instant-credit-card-approval-is-it-truly-instant-2039</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Instant Credit Card Approval &#8211; Is It Truly Instant? 670 This article describes the truth behind instant credit card approval offers. Instant Credit Card [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/be-smart-with-a-credit-card-and-use-it-wisely-2028</link>
		<comments>http://creditcards104.com/credit_cards/be-smart-with-a-credit-card-and-use-it-wisely-2028#comments</comments>
		<pubDate>Tue, 01 May 2012 01:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/be-smart-with-a-credit-card-and-use-it-wisely-2028</guid>
		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Be Smart With A Credit Card And Use It Wisely 640 Owning a credit card is something that can be a very positive thing&#8217; as long as it is used responsibly. There are many ways for people [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/what-can-debt-reduction-companies-do-for-you-2026</link>
		<comments>http://creditcards104.com/credit_card_debt/what-can-debt-reduction-companies-do-for-you-2026#comments</comments>
		<pubDate>Mon, 30 Apr 2012 21:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-can-debt-reduction-companies-do-for-you-2026</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: What can debt reduction companies do for you? 510 Getting help from debt reduction companies is one of the best ways if you cannot handle your debts. debt elimination Getting help from debt reduction companies is one of the [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/getting-credit-when-you-re-over-62-2000</link>
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		<pubDate>Sat, 21 Apr 2012 11:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/getting-credit-when-you-re-over-62-2000</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Getting Credit When You&#8217;re Over 62 680 Credit is an important money management tool for both young and older consumers. Yet the elderly, particularly [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/credit-scoring-does-it-matter-1992</link>
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		<pubDate>Wed, 18 Apr 2012 17:55:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-scoring-does-it-matter-1992</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Credit Scoring &#8211; Does it Matter? 597 Borrowers with good credit history may be rated [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/4-features-to-look-for-in-an-airline-credit-card-1980</link>
		<comments>http://creditcards104.com/credit_cards/4-features-to-look-for-in-an-airline-credit-card-1980#comments</comments>
		<pubDate>Sat, 14 Apr 2012 15:19:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/4-features-to-look-for-in-an-airline-credit-card-1980</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.4 Features to Look for in an Airline Credit Card 514 This [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/5-tips-for-improving-your-credit-score-1941</link>
		<comments>http://creditcards104.com/credit_cards/5-tips-for-improving-your-credit-score-1941#comments</comments>
		<pubDate>Sat, 31 Mar 2012 20:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/5-tips-for-improving-your-credit-score-1941</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.com5 Tips For Improving Your Credit Score 504 Is your credit [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/low-interest-credit-cards-the-who-what-why-where-and-how-1937</link>
		<comments>http://creditcards104.com/credit_cards/low-interest-credit-cards-the-who-what-why-where-and-how-1937#comments</comments>
		<pubDate>Fri, 30 Mar 2012 11:34:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<category><![CDATA[low interest]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/low-interest-credit-cards-the-who-what-why-where-and-how-1937</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Low Interest Credit Cards &#8211; The Who, What, Why, Where and How 551 This article offers a glimpse at low interest credit cards and what is required to [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/using-business-credit-cards-to-finance-small-business-1929</link>
		<comments>http://creditcards104.com/credit_cards/using-business-credit-cards-to-finance-small-business-1929#comments</comments>
		<pubDate>Tue, 27 Mar 2012 17:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[business credit]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[personal credit]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/using-business-credit-cards-to-finance-small-business-1929</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Using Business Credit Cards to Finance Small Business 511 When the economy [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-report-5-secrets-credit-bureaus-don-t-want-you-to-know-1915</link>
		<comments>http://creditcards104.com/credit_cards/credit-report-5-secrets-credit-bureaus-don-t-want-you-to-know-1915#comments</comments>
		<pubDate>Thu, 22 Mar 2012 10:48:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Scams]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
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		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-report-5-secrets-credit-bureaus-don-t-want-you-to-know-1915</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Credit Report &#8212; 5 Secrets Credit Bureaus Don&#8217;t Want You to Know 1321 The credit bureaus wield a great deal of power over your financial and personal life. [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-establish-good-credit-1912</link>
		<comments>http://creditcards104.com/credit_cards/how-to-establish-good-credit-1912#comments</comments>
		<pubDate>Thu, 22 Mar 2012 04:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
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		<category><![CDATA[good credit]]></category>
		<category><![CDATA[interest]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-establish-good-credit-1912</guid>
		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.How To Establish Good Credit 324 Obtaining and maintaining a good credit history is very important [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/adverse-credit-we-ve-all-heard-of-it-but-what-does-it-mean-1911</link>
		<comments>http://creditcards104.com/credit_cards/adverse-credit-we-ve-all-heard-of-it-but-what-does-it-mean-1911#comments</comments>
		<pubDate>Wed, 21 Mar 2012 01:56:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/adverse-credit-we-ve-all-heard-of-it-but-what-does-it-mean-1911</guid>
		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Adverse Credit &#8216; We&#8217;ve All Heard Of It, But What Does It Mean? 851 If you&#8217;re [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/choosing-a-credit-card-for-the-inexperienced-1902</link>
		<comments>http://creditcards104.com/credit_cards/choosing-a-credit-card-for-the-inexperienced-1902#comments</comments>
		<pubDate>Sun, 18 Mar 2012 05:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[balance transfers]]></category>
		<category><![CDATA[cash advance]]></category>
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		<category><![CDATA[credit report]]></category>
		<category><![CDATA[excellent credit]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/choosing-a-credit-card-for-the-inexperienced-1902</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Choosing a Credit Card for the Inexperienced 660 Are you considering a credit card for the first time? Here are some important [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-safe-is-your-credibility-records-1898</link>
		<comments>http://creditcards104.com/credit_cards/how-safe-is-your-credibility-records-1898#comments</comments>
		<pubDate>Fri, 16 Mar 2012 21:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-safe-is-your-credibility-records-1898</guid>
		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.How Safe Is [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/applying-for-an-instant-approval-credit-card-online-1891</link>
		<comments>http://creditcards104.com/credit_cards/applying-for-an-instant-approval-credit-card-online-1891#comments</comments>
		<pubDate>Wed, 14 Mar 2012 05:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/applying-for-an-instant-approval-credit-card-online-1891</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/how-to-build-up-your-credit-1888</link>
		<comments>http://creditcards104.com/debt_management_counseling/how-to-build-up-your-credit-1888#comments</comments>
		<pubDate>Tue, 13 Mar 2012 22:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[bad credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-build-up-your-credit-1888</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comHow To Build Up Your Credit 631 There are many effective [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/manage-your-business-with-business-credit-cards-1882</link>
		<comments>http://creditcards104.com/credit_card_debt/manage-your-business-with-business-credit-cards-1882#comments</comments>
		<pubDate>Sun, 11 Mar 2012 09:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[Secured Credit Cards]]></category>
		<category><![CDATA[bad credit]]></category>
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		<category><![CDATA[card debt]]></category>
		<category><![CDATA[cash back]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/manage-your-business-with-business-credit-cards-1882</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Manage [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/want-to-improve-your-credit-score-1880</link>
		<comments>http://creditcards104.com/credit_cards/want-to-improve-your-credit-score-1880#comments</comments>
		<pubDate>Sun, 11 Mar 2012 05:13:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/want-to-improve-your-credit-score-1880</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Want to Improve your Credit Score 425 We all try hard to increase our credit score. Credit scoring model are complex and often vary [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/credit-reports-and-scores-often-confuse-consumers-1876</link>
		<comments>http://creditcards104.com/credit_card_debt_management/credit-reports-and-scores-often-confuse-consumers-1876#comments</comments>
		<pubDate>Fri, 09 Mar 2012 20:21:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[home equity]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-reports-and-scores-often-confuse-consumers-1876</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comCredit Reports and Scores Often Confuse Consumers 475 Most people realize [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/silver-credit-cards-1862</link>
		<comments>http://creditcards104.com/credit_cards/silver-credit-cards-1862#comments</comments>
		<pubDate>Sun, 04 Mar 2012 08:53:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/silver-credit-cards-1862</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Silver Credit Cards 285 The lowest in the hierarchy of precious metal named credit cards, silver credit cards have been around since [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/balance-transfer-credit-cards-why-switch-cards-1848</link>
		<comments>http://creditcards104.com/credit_cards/balance-transfer-credit-cards-why-switch-cards-1848#comments</comments>
		<pubDate>Tue, 28 Feb 2012 01:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[balance transfers]]></category>
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		<category><![CDATA[interest rate]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/balance-transfer-credit-cards-why-switch-cards-1848</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Balance Transfer Credit Cards &#8211; Why Switch Cards? 585 This article covers the advantages and [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/follow-debt-management-advice-and-achieve-more-1847</link>
		<comments>http://creditcards104.com/credit_card_debt_management/follow-debt-management-advice-and-achieve-more-1847#comments</comments>
		<pubDate>Mon, 27 Feb 2012 23:38:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[bad credit]]></category>
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		<category><![CDATA[debt consolidation]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/follow-debt-management-advice-and-achieve-more-1847</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Follow Debt Management Advice And Achieve More 443 Why should anyone take debt management [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/credit-cards-for-people-with-bad-credit-how-to-avoid-getting-ripped-off-1842</link>
		<comments>http://creditcards104.com/secured_credit_cards/credit-cards-for-people-with-bad-credit-how-to-avoid-getting-ripped-off-1842#comments</comments>
		<pubDate>Sun, 26 Feb 2012 12:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Card Scams]]></category>
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		<category><![CDATA[annual percentage]]></category>
		<category><![CDATA[cash advances]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-cards-for-people-with-bad-credit-how-to-avoid-getting-ripped-off-1842</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Credit Cards for People With Bad Credit &#8216; How to Avoid Getting Ripped Off 940 Discusses the &#8220;low-end&#8221; credit card market, where banks target consumers with negative credit histories. Shows consumers how to tell the difference between a [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-build-credit-for-a-better-future-1840</link>
		<comments>http://creditcards104.com/credit_cards/how-to-build-credit-for-a-better-future-1840#comments</comments>
		<pubDate>Sat, 25 Feb 2012 08:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-build-credit-for-a-better-future-1840</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.How To Build Credit For A Better Future 687 Building credit is building a better future. Nowadays it takes good credit scores [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-cards-for-college-students-establishing-your-credit-1807</link>
		<comments>http://creditcards104.com/credit_cards/credit-cards-for-college-students-establishing-your-credit-1807#comments</comments>
		<pubDate>Sun, 12 Feb 2012 22:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-cards-for-college-students-establishing-your-credit-1807</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Credit Cards for College Students &#8211; Establishing Your Credit 613 This article [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-fix-your-credit-score-and-qualify-for-a-home-loan-1802</link>
		<comments>http://creditcards104.com/credit_cards/how-to-fix-your-credit-score-and-qualify-for-a-home-loan-1802#comments</comments>
		<pubDate>Sat, 11 Feb 2012 11:01:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.How to fix your credit score and qualify for a home loan 680 The importance of credit report and credit score in determining whether a mortgage application [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/there-is-no-quick-fix-for-improving-your-credit-report-1799</link>
		<comments>http://creditcards104.com/credit_card_debt_management/there-is-no-quick-fix-for-improving-your-credit-report-1799#comments</comments>
		<pubDate>Fri, 10 Feb 2012 04:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.There Is No Quick Fix For Improving Your Credit Report 620 It [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/introduction-to-credit-cards-terminology-1794</link>
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		<pubDate>Wed, 08 Feb 2012 17:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Introduction to Credit Cards Terminology 513 Credit cards use difficult words that not confuse the [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/bad-credit-credit-card-offered-by-many-companies-1781</link>
		<comments>http://creditcards104.com/credit_cards/bad-credit-credit-card-offered-by-many-companies-1781#comments</comments>
		<pubDate>Fri, 03 Feb 2012 12:28:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Bad Credit Credit Card- Offered By Many Companies 566 Check-books and paying with cash is becoming less frequent as more people are using plastic [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/reduce-your-debts-improve-your-credit-score-bad-credit-consolidation-loans-1778</link>
		<comments>http://creditcards104.com/credit_cards/reduce-your-debts-improve-your-credit-score-bad-credit-consolidation-loans-1778#comments</comments>
		<pubDate>Fri, 03 Feb 2012 05:49:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Reduce Your Debts, Improve Your Credit Score &#8216; Bad Credit Consolidation Loans 506 Bad [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/does-your-child-know-what-a-credit-card-is-1771</link>
		<comments>http://creditcards104.com/credit_card_debt/does-your-child-know-what-a-credit-card-is-1771#comments</comments>
		<pubDate>Tue, 31 Jan 2012 14:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/does-your-child-know-what-a-credit-card-is-1771</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Does Your Child Know What a Credit Card Is? 539 In a country of mass credit card debt, teaching children how to [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/is-an-instant-approval-credit-card-really-instant-1768</link>
		<comments>http://creditcards104.com/credit_cards/is-an-instant-approval-credit-card-really-instant-1768#comments</comments>
		<pubDate>Mon, 30 Jan 2012 07:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Is An Instant Approval Credit Card Really Instant? 601 This article discusses the realities of instant approval credit card offers, whether or not they are truly instant. Instant Approval Credit Cards,Instant Approval Credit Card Online,Instant Approval Credit Card [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/beware-of-scams-when-repairing-your-credit-1767</link>
		<comments>http://creditcards104.com/credit_cards/beware-of-scams-when-repairing-your-credit-1767#comments</comments>
		<pubDate>Mon, 30 Jan 2012 05:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Beware of Scams When Repairing Your Credit 563 If you are in bad credit situation and [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/student-credit-cards-why-they-really-are-necessary-1761</link>
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		<pubDate>Fri, 27 Jan 2012 16:08:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/student-credit-cards-why-they-really-are-necessary-1761</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Student Credit Cards &#8216; Why They Really Are Necessary 542 A look [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/build-your-credit-history-with-student-credit-cards-1757</link>
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		<pubDate>Thu, 26 Jan 2012 07:16:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Build Your Credit History with Student Credit Cards 516 There is no doubt that everyone realizes the need of getting a credit card to establish credit history. And college can be the right place to start. The sooner [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/cool-offers-from-the-best-cash-back-credit-cards-1754</link>
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		<pubDate>Thu, 26 Jan 2012 00:37:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/cool-offers-from-the-best-cash-back-credit-cards-1754</guid>
		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Cool Offers from the Best Cash Back Credit Cards 696 This article discusses the variety of compelling features and offers of the very best cash back credit cards. Cash Back Credit Card,Best Cash Back Credit Cards,Cash Back [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/are-you-credit-worthy-1738</link>
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		<pubDate>Fri, 20 Jan 2012 13:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Are You Credit Worthy? 521 Having good credit is essential in today&#8217;s [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/how-to-use-bad-credit-debt-consolidation-uk-tips-1731</link>
		<comments>http://creditcards104.com/credit_cards/how-to-use-bad-credit-debt-consolidation-uk-tips-1731#comments</comments>
		<pubDate>Tue, 17 Jan 2012 21:38:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: How To Use Bad Credit Debt Consolidation UK &#8216; Tips 456 Debt consolidation is one of the sought after loans in UK. It not only solves the problem of loans but provides several benefits to ease the pressure [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/top-5-tips-to-fixing-your-credit-report-1725</link>
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		<pubDate>Sun, 15 Jan 2012 08:20:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Top 5 Tips To Fixing Your Credit Report 485 Never underestimate the value of good [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/comparing-0-apr-credit-cards-1723</link>
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		<pubDate>Sun, 15 Jan 2012 03:54:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Comparing 0 APR Credit Cards 481 This article describes how to compare 0 APR credit card offers. 0 Interest Credit Cards, 0 APR Credit Cards, 0 APR Credit Card With all the introductory 0 APR credit cards [...]]]></description>
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		<title>credit history | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/bad-credit-understanding-the-basics-1716</link>
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		<pubDate>Thu, 12 Jan 2012 12:23:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Bad Credit : Understanding The Basics 598 Many people have heard of bad credit, but [...]]]></description>
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