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	<title>debt management | Credit Cards Debt</title>
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	<description>Manage Your Debt With Secured Credit Cards And Wealth Management</description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/there-is-no-quick-fix-for-improving-your-credit-report-1799</link>
		<comments>http://creditcards104.com/credit_card_debt_management/there-is-no-quick-fix-for-improving-your-credit-report-1799#comments</comments>
		<pubDate>Fri, 10 Feb 2012 04:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[bad credit]]></category>
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		<category><![CDATA[credit repair]]></category>
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		<category><![CDATA[debt management]]></category>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.There Is No Quick Fix For Improving Your Credit Report 620 It [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/a-doctor-for-your-debt-problem-debt-consolidation-1785</link>
		<comments>http://creditcards104.com/credit_card_debt/a-doctor-for-your-debt-problem-debt-consolidation-1785#comments</comments>
		<pubDate>Sat, 04 Feb 2012 21:20:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[bad credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/a-doctor-for-your-debt-problem-debt-consolidation-1785</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: A Doctor for your Debt Problem&#8217;Debt Consolidation 454 Debt consolidation is like a doctor to the debt problem. And it offers a fresh start to the debtor and also provides the more healthy financial position. Debt management, debt consolidation, personal bad credit debt consolidation, [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/can-you-get-out-from-debt-1784</link>
		<comments>http://creditcards104.com/credit_card_debt/can-you-get-out-from-debt-1784#comments</comments>
		<pubDate>Sat, 04 Feb 2012 19:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/can-you-get-out-from-debt-1784</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: Can You Get Out From Debt? 554 The first principle towards settling your debt and moving towards a debt-free existence is in prioritizing your debt. What you must hold on for now to and what you must [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-plans-suggesting-ways-to-survive-the-quagmire-of-debts-1777</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-plans-suggesting-ways-to-survive-the-quagmire-of-debts-1777#comments</comments>
		<pubDate>Thu, 02 Feb 2012 03:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-management-plans-suggesting-ways-to-survive-the-quagmire-of-debts-1777</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Management Plans &#8216; Suggesting Ways to Survive the Quagmire of Debts 836 For most of us, debt consolidation loan is the only debt settlement technique available to people. The article has classified debt management plans into defensive [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/take-control-of-finances-through-debt-management-1775</link>
		<comments>http://creditcards104.com/credit_card_debt_management/take-control-of-finances-through-debt-management-1775#comments</comments>
		<pubDate>Wed, 01 Feb 2012 23:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/take-control-of-finances-through-debt-management-1775</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Take Control of Finances Through Debt Management 498 Any borrower may fall into a debt trap because of rising consumerism. When debts pile [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/your-finance-fitness-center-debt-consolidation-finance-1743</link>
		<comments>http://creditcards104.com/credit_card_debt_management/your-finance-fitness-center-debt-consolidation-finance-1743#comments</comments>
		<pubDate>Sun, 22 Jan 2012 00:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/your-finance-fitness-center-debt-consolidation-finance-1743</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: Your Finance Fitness Center&#8221;&#8217;.Debt Consolidation Finance 462 Before going for a debt consolidation finance the person should preferabily consult the credit advisor. The credit advisor will evaluate his financial status and his problem of debts. After a [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-loans-for-unemployed-preparing-for-an-end-to-debts-1702</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-loans-for-unemployed-preparing-for-an-end-to-debts-1702#comments</comments>
		<pubDate>Sun, 08 Jan 2012 05:21:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-consolidation-loans-for-unemployed-preparing-for-an-end-to-debts-1702</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Debt Consolidation Loans for Unemployed &#8216; Preparing for an End [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/repairing-bad-credit-1696</link>
		<comments>http://creditcards104.com/credit_card_debt_management/repairing-bad-credit-1696#comments</comments>
		<pubDate>Thu, 05 Jan 2012 16:03:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/repairing-bad-credit-1696</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Repairing Bad Credit 830 Building your credit after repeated interruptions is a [...]]]></description>
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		<item>
		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/expert-tips-on-choosing-a-credit-counseling-agency-1692</link>
		<comments>http://creditcards104.com/credit_card_debt_management/expert-tips-on-choosing-a-credit-counseling-agency-1692#comments</comments>
		<pubDate>Wed, 04 Jan 2012 07:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/expert-tips-on-choosing-a-credit-counseling-agency-1692</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Expert Tips On Choosing A Credit Counseling Agency 360 With the debt levels at all time high, credit counseling agencies are reaping on the boom. However, [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-solving-the-problem-1690</link>
		<comments>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-solving-the-problem-1690#comments</comments>
		<pubDate>Wed, 04 Jan 2012 02:45:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bad-credit-repair-solving-the-problem-1690</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/to-consolidate-debts-or-not-1686</link>
		<comments>http://creditcards104.com/credit_card_debt_management/to-consolidate-debts-or-not-1686#comments</comments>
		<pubDate>Mon, 02 Jan 2012 17:53:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/to-consolidate-debts-or-not-1686</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: To Consolidate Debts Or Not 491 Admittedly, among debt programs, debt consolidation has the most differing reputation. On the one side, it is the best debt [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/what-are-debt-management-plans-1664</link>
		<comments>http://creditcards104.com/credit_card_debt_management/what-are-debt-management-plans-1664#comments</comments>
		<pubDate>Sun, 25 Dec 2011 17:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-are-debt-management-plans-1664</guid>
		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Title: What Are Debt Management Plans? 824 If your financial problems stem from too much debt or your inability to repay your debts, a credit counseling agency may recommend that you enroll in a debt management plan [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/student-loan-debt-consolidation-students-cannot-afford-to-lose-sleep-over-debts-1660</link>
		<comments>http://creditcards104.com/credit_card_debt_management/student-loan-debt-consolidation-students-cannot-afford-to-lose-sleep-over-debts-1660#comments</comments>
		<pubDate>Sat, 24 Dec 2011 08:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/student-loan-debt-consolidation-students-cannot-afford-to-lose-sleep-over-debts-1660</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-or-debt-management-1615</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-or-debt-management-1615#comments</comments>
		<pubDate>Fri, 09 Dec 2011 04:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Debt Consolidation or Debt Management? 591 Both debt consolidation and debt management are widely advertised as solutions to debt problems. What&#8217;s the difference between them, and which one is right for you? debt consolidation,debt management,debt problems The [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/bill-consolidation-company-comparing-debt-management-programs-1577</link>
		<comments>http://creditcards104.com/credit_card_debt_management/bill-consolidation-company-comparing-debt-management-programs-1577#comments</comments>
		<pubDate>Sat, 26 Nov 2011 18:29:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bill-consolidation-company-comparing-debt-management-programs-1577</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Bill Consolidation Company &#8211; Comparing Debt Management Programs 365 A [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-loan-how-to-avoid-downward-spiral-of-debt-1571</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-loan-how-to-avoid-downward-spiral-of-debt-1571#comments</comments>
		<pubDate>Thu, 24 Nov 2011 05:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/empty-your-debts-by-few-clicks-with-online-debt-consolidation-1570</link>
		<comments>http://creditcards104.com/credit_card_debt_management/empty-your-debts-by-few-clicks-with-online-debt-consolidation-1570#comments</comments>
		<pubDate>Thu, 24 Nov 2011 02:58:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/empty-your-debts-by-few-clicks-with-online-debt-consolidation-1570</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Empty your Debts by Few Clicks with Online Debt Consolidation [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-reduction-program-finding-the-right-program-for-you-1567</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-reduction-program-finding-the-right-program-for-you-1567#comments</comments>
		<pubDate>Tue, 22 Nov 2011 18:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-reduction-program-finding-the-right-program-for-you-1567</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: Debt Reduction Program &#8211; Finding The Right Program For You 352 Find the right debt reduction program begins by asking yourself some key questions. Once you have [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-1563</link>
		<comments>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-1563#comments</comments>
		<pubDate>Mon, 21 Nov 2011 09:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Bad Credit Repair 652 If you feel bad simply because you can&#8217;t meet your bills expectations at the moment they arrive, then you are not alone. Even [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/the-best-debt-management-programs-how-to-choose-1553</link>
		<comments>http://creditcards104.com/credit_card_debt_management/the-best-debt-management-programs-how-to-choose-1553#comments</comments>
		<pubDate>Thu, 17 Nov 2011 11:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Title: The Best Debt Management Programs &#8211; How To Choose 346 There are gems and there [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-problems-learn-how-to-deal-with-them-boldly-1548</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-problems-learn-how-to-deal-with-them-boldly-1548#comments</comments>
		<pubDate>Tue, 15 Nov 2011 23:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: Debt Problems &#8211; Learn how to deal with them boldly 877 Debts become a problem when you don&#8217;t know how to manage it and the way out of it. Debt is a serious problem. It is easy to run away or to ignore a [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/how-can-debt-consolidation-really-help-you-1525</link>
		<comments>http://creditcards104.com/credit_card_debt_management/how-can-debt-consolidation-really-help-you-1525#comments</comments>
		<pubDate>Mon, 07 Nov 2011 21:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: How Can Debt Consolidation Really Help You? 495 Are you living from paycheck to paycheck? Can&#8217;t seem to make ends meet? And are you tired of being harassed by abusive calls from creditors? Then, opting for debt consolidation [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/bill-consolidation-company-basics-1507</link>
		<comments>http://creditcards104.com/credit_card_debt_management/bill-consolidation-company-basics-1507#comments</comments>
		<pubDate>Tue, 01 Nov 2011 00:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bill-consolidation-company-basics-1507</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Bill Consolidation Company Basics 423 Bill consolidation companies handle payments for your accounts and lower your rates. They can also negotiate waivers for late payment fees. [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/for-and-against-debt-management-1495</link>
		<comments>http://creditcards104.com/credit_card_debt_management/for-and-against-debt-management-1495#comments</comments>
		<pubDate>Thu, 27 Oct 2011 22:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: For And Against Debt Management 494 With millions of people facing serious debt problems, debt management is widely offered as a solution. But what are the pros and cons of management, and is it right for you? debt management,debt [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/help-with-debt-problems-1491</link>
		<comments>http://creditcards104.com/credit_card_debt/help-with-debt-problems-1491#comments</comments>
		<pubDate>Wed, 26 Oct 2011 13:12:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/help-with-debt-problems-1491</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: Help With Debt Problems 374 Many reputable debt management companies can help you deal with your debt problems. You can work with a credit counselor to create your own plan to pay off bills. Companies can also help you reduce your debt through debt [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-the-perfect-follow-up-to-debt-management-1478</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-the-perfect-follow-up-to-debt-management-1478#comments</comments>
		<pubDate>Sat, 22 Oct 2011 08:23:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Consolidation: The Perfect Follow Up to Debt Management 1333 Debt consolidation and debt management go hand in hand. Before you consider any type of bill consolidation loan, you should meet with a reputable debt management counselor. You [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/finding-a-company-to-consolidate-debt-1473</link>
		<comments>http://creditcards104.com/credit_card_debt_management/finding-a-company-to-consolidate-debt-1473#comments</comments>
		<pubDate>Thu, 20 Oct 2011 21:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: Finding A Company To Consolidate Debt 358 A debt management company can consolidate your debt and lower your interest rates by negotiating with your creditors. Debt management companies can also help you pay off your loans sooner. But before [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/the-two-step-dance-too-facing-your-mountain-of-debt-rather-than-running-scared-1447</link>
		<comments>http://creditcards104.com/credit_card_debt/the-two-step-dance-too-facing-your-mountain-of-debt-rather-than-running-scared-1447#comments</comments>
		<pubDate>Tue, 11 Oct 2011 11:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-uk-even-the-weak-become-strong-when-they-are-united-1439</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-uk-even-the-weak-become-strong-when-they-are-united-1439#comments</comments>
		<pubDate>Sat, 08 Oct 2011 17:56:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Debt Consolidation UK: Even the weak become strong when they are united. 444 Debt [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/guide-to-free-debt-consolidation-1436</link>
		<comments>http://creditcards104.com/credit_card_debt_management/guide-to-free-debt-consolidation-1436#comments</comments>
		<pubDate>Sat, 08 Oct 2011 11:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Guide to free debt consolidation 514 There are innumerable people under debt who are plagued by the pressure of paying back their dues to collection agencies. This calls for consolidating their debts. Debt consolidation is a process that [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/iva-individual-voluntary-arrangements-alternative-to-bankruptcy-1435</link>
		<comments>http://creditcards104.com/credit_card_debt_management/iva-individual-voluntary-arrangements-alternative-to-bankruptcy-1435#comments</comments>
		<pubDate>Fri, 07 Oct 2011 09:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/iva-individual-voluntary-arrangements-alternative-to-bankruptcy-1435</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-solutions-your-12-ways-out-from-debts-part-3-1434</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-solutions-your-12-ways-out-from-debts-part-3-1434#comments</comments>
		<pubDate>Fri, 07 Oct 2011 06:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Debt Solutions &#8211; Your 12 Ways Out from Debts (Part 3) 577 Being in debt is no fun, especially if you are struggling to make ends meet. Because debt is a complex issue but there may be [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/what-are-some-ways-i-can-avoid-bankruptcy-1412</link>
		<comments>http://creditcards104.com/credit_card_debt_management/what-are-some-ways-i-can-avoid-bankruptcy-1412#comments</comments>
		<pubDate>Thu, 29 Sep 2011 01:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: What Are Some Ways I Can Avoid Bankruptcy? 549 While bankruptcy may seem like an attractive, short-term solution to alleviating debt, the process usually hurts people more than it helps. It can take years for your credit [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-refinance-advice-chapter-13-bankruptcy-versus-ch-7-bk-1398</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-refinance-advice-chapter-13-bankruptcy-versus-ch-7-bk-1398#comments</comments>
		<pubDate>Sat, 24 Sep 2011 18:37:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Debt Consolidation Refinance Advice: Chapter 13 Bankruptcy versus Ch. 7 BK 365 Under the old bankruptcy laws, most debtors chose between a liquidation [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-uk-filing-for-bancruptcy-stop-think-again-1396</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-uk-filing-for-bancruptcy-stop-think-again-1396#comments</comments>
		<pubDate>Fri, 23 Sep 2011 14:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-management-uk-filing-for-bancruptcy-stop-think-again-1396</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Management UK: Filing For Bancruptcy? &#8216; Stop &#8216; &#8216;Think Again!&#8217; 784 Debt Management UK is an informal process of negotiation between creditors and borrowers to obtain a reduction in the contractual repayment. This is the last resort [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-2-1374</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-2-1374#comments</comments>
		<pubDate>Fri, 16 Sep 2011 13:25:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/consumer-credit-debt-consolidation-what-are-your-options-1367</link>
		<comments>http://creditcards104.com/credit_card_debt_management/consumer-credit-debt-consolidation-what-are-your-options-1367#comments</comments>
		<pubDate>Tue, 13 Sep 2011 21:54:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/consumer-credit-debt-consolidation-what-are-your-options-1367</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/an-introduction-to-collection-and-debt-recovery-1361</link>
		<comments>http://creditcards104.com/credit_card_debt_management/an-introduction-to-collection-and-debt-recovery-1361#comments</comments>
		<pubDate>Sun, 11 Sep 2011 08:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/an-introduction-to-collection-and-debt-recovery-1361</guid>
		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Title: An Introduction [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-settlement-debt-management-debt-termination-what-s-the-right-choice-1358</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-settlement-debt-management-debt-termination-what-s-the-right-choice-1358#comments</comments>
		<pubDate>Sun, 11 Sep 2011 01:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-keeping-a-check-on-your-finances-1356</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-keeping-a-check-on-your-finances-1356#comments</comments>
		<pubDate>Fri, 09 Sep 2011 21:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Title: Debt Management Keeping A Check On Your Finances 661 This article on debt management talks about what exactly is debt management. Why is it needed? Who needs them? How can it be utilized to its best? [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-solutions-your-12-ways-out-from-debts-part-2-1350</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-solutions-your-12-ways-out-from-debts-part-2-1350#comments</comments>
		<pubDate>Thu, 08 Sep 2011 08:13:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-solutions-your-12-ways-out-from-debts-part-2-1350</guid>
		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Title: Debt Solutions &#8211; Your 12 Ways Out from Debts (Part 2) 602 Being in debt is no fun, especially if you are struggling to make ends meet. Because debt is a complex issue but there may [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/be-an-oracle-of-sort-with-debt-counseling-1338</link>
		<comments>http://creditcards104.com/credit_card_debt_management/be-an-oracle-of-sort-with-debt-counseling-1338#comments</comments>
		<pubDate>Sun, 04 Sep 2011 05:37:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Be An Oracle Of Sort With Debt Counseling 410 Debt [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/eliminate-financial-worries-through-debt-management-help-1330</link>
		<comments>http://creditcards104.com/credit_card_debt_management/eliminate-financial-worries-through-debt-management-help-1330#comments</comments>
		<pubDate>Thu, 01 Sep 2011 11:53:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Eliminate Financial Worries Through Debt Management Help 472 Incurring debts [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/what-you-need-to-know-before-you-enroll-into-a-debt-management-plan-1328</link>
		<comments>http://creditcards104.com/credit_card_debt_management/what-you-need-to-know-before-you-enroll-into-a-debt-management-plan-1328#comments</comments>
		<pubDate>Wed, 31 Aug 2011 07:27:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Title: What You Need To Know Before You Enroll Into a Debt Management Plan 511 Don&#8217;t drown in your debts, manage them [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/all-about-debt-management-services-1306</link>
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		<pubDate>Wed, 24 Aug 2011 06:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Title: All About: Debt Management Services 284 Are your loads of debts bothering you? Do your [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-management-for-effective-debt-control-1304</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-management-for-effective-debt-control-1304#comments</comments>
		<pubDate>Tue, 23 Aug 2011 02:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Title: Debt Management [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/bill-consolidation-company-the-best-time-to-consolidate-debts-1299</link>
		<comments>http://creditcards104.com/credit_card_debt/bill-consolidation-company-the-best-time-to-consolidate-debts-1299#comments</comments>
		<pubDate>Sun, 21 Aug 2011 15:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: Bill Consolidation Company &#8216; The Best Time To Consolidate Debts 381 Choosing the best time to consolidate debts depends on many factors. Although debt consolidation companies are [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/credit-counseling-can-it-get-you-into-more-trouble-1260</link>
		<comments>http://creditcards104.com/credit_card_debt_management/credit-counseling-can-it-get-you-into-more-trouble-1260#comments</comments>
		<pubDate>Mon, 08 Aug 2011 00:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-counseling-can-it-get-you-into-more-trouble-1260</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Credit Counseling &#8216; Can It Get You Into More Trouble? 667 Does your heart skip [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-negotiation-vs-debt-management-1259</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-negotiation-vs-debt-management-1259#comments</comments>
		<pubDate>Sun, 07 Aug 2011 22:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-negotiation-vs-debt-management-1259</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: Debt Negotiation Vs. Debt Management 385 Debt negotiation and debt management/consolidation both help consumers pay off their debts through two different approaches. Each affects your credit score, payoff period, and taxes differently. Before choosing either options, be sure you [...]]]></description>
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		<title>debt management | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/long-term-debt-problems-1252</link>
		<comments>http://creditcards104.com/credit_card_debt_management/long-term-debt-problems-1252#comments</comments>
		<pubDate>Fri, 05 Aug 2011 06:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt management]]></category>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Long Term Debt Problems 876 Long tem debt problems are [...]]]></description>
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