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	<title>debt | Credit Cards Debt</title>
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	<link>http://creditcards104.com</link>
	<description>Manage Your Debt With Secured Credit Cards And Wealth Management</description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-college-students-can-avoid-having-bad-credit-1787</link>
		<comments>http://creditcards104.com/credit_cards/how-college-students-can-avoid-having-bad-credit-1787#comments</comments>
		<pubDate>Mon, 06 Feb 2012 01:46:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[debt]]></category>

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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/the-enticing-trap-of-credit-card-debt-1786</link>
		<comments>http://creditcards104.com/credit_card_debt/the-enticing-trap-of-credit-card-debt-1786#comments</comments>
		<pubDate>Sun, 05 Feb 2012 23:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[card debt]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[interest]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-enticing-trap-of-credit-card-debt-1786</guid>
		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.The Enticing Trap [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/a-doctor-for-your-debt-problem-debt-consolidation-1785</link>
		<comments>http://creditcards104.com/credit_card_debt/a-doctor-for-your-debt-problem-debt-consolidation-1785#comments</comments>
		<pubDate>Sat, 04 Feb 2012 21:20:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[bad credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/a-doctor-for-your-debt-problem-debt-consolidation-1785</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: A Doctor for your Debt Problem&#8217;Debt Consolidation 454 Debt consolidation is like a doctor to the debt problem. And it offers a fresh start to the debtor and also provides the more healthy financial position. Debt management, debt consolidation, personal bad credit debt consolidation, [...]]]></description>
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		<item>
		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/can-you-get-out-from-debt-1784</link>
		<comments>http://creditcards104.com/credit_card_debt/can-you-get-out-from-debt-1784#comments</comments>
		<pubDate>Sat, 04 Feb 2012 19:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/can-you-get-out-from-debt-1784</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: Can You Get Out From Debt? 554 The first principle towards settling your debt and moving towards a debt-free existence is in prioritizing your debt. What you must hold on for now to and what you must [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/debt-consolidation-loan-for-a-home-owner-3-things-to-consider-1783</link>
		<comments>http://creditcards104.com/credit_cards/debt-consolidation-loan-for-a-home-owner-3-things-to-consider-1783#comments</comments>
		<pubDate>Sat, 04 Feb 2012 16:54:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[interest]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-consolidation-loan-for-a-home-owner-3-things-to-consider-1783</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Consolidation Loan For A Home Owner &#8211; 3 Things To Consider 367 If you want to consolidate your debt&#8211;and you own your own home&#8211;you&#8217;re in luck! If you&#8217;re willing to use your house as collateral, you have [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/when-not-to-use-a-credit-card-1779</link>
		<comments>http://creditcards104.com/credit_cards/when-not-to-use-a-credit-card-1779#comments</comments>
		<pubDate>Fri, 03 Feb 2012 08:02:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[balance transfer]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/when-not-to-use-a-credit-card-1779</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.When Not To Use A Credit Card 531 Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-plans-suggesting-ways-to-survive-the-quagmire-of-debts-1777</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-plans-suggesting-ways-to-survive-the-quagmire-of-debts-1777#comments</comments>
		<pubDate>Thu, 02 Feb 2012 03:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[home equity]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-management-plans-suggesting-ways-to-survive-the-quagmire-of-debts-1777</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Management Plans &#8216; Suggesting Ways to Survive the Quagmire of Debts 836 For most of us, debt consolidation loan is the only debt settlement technique available to people. The article has classified debt management plans into defensive [...]]]></description>
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		</item>
		<item>
		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/take-control-of-finances-through-debt-management-1775</link>
		<comments>http://creditcards104.com/credit_card_debt_management/take-control-of-finances-through-debt-management-1775#comments</comments>
		<pubDate>Wed, 01 Feb 2012 23:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/take-control-of-finances-through-debt-management-1775</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Take Control of Finances Through Debt Management 498 Any borrower may fall into a debt trap because of rising consumerism. When debts pile [...]]]></description>
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		<item>
		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/how-to-get-out-of-credit-card-debt-using-self-help-techniques-and-positive-thinking-1774</link>
		<comments>http://creditcards104.com/credit_card_debt/how-to-get-out-of-credit-card-debt-using-self-help-techniques-and-positive-thinking-1774#comments</comments>
		<pubDate>Wed, 01 Feb 2012 20:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[card debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-get-out-of-credit-card-debt-using-self-help-techniques-and-positive-thinking-1774</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: How to Get out of Credit Card Debt Using Self-Help Techniques and Positive Thinking 726 Debt induced stress is one [...]]]></description>
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		</item>
		<item>
		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/disney-credit-cards-1773</link>
		<comments>http://creditcards104.com/credit_card_debt/disney-credit-cards-1773#comments</comments>
		<pubDate>Tue, 31 Jan 2012 18:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[annual fee]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/disney-credit-cards-1773</guid>
		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Disney Credit Cards 516 You can turn your daily purchases into a fabulous Disney vacation. Bank One offers a new Visa Disney credit card that provides you and your family with great Disney rewards in exchange for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772</link>
		<comments>http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772#comments</comments>
		<pubDate>Tue, 31 Jan 2012 16:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
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		<category><![CDATA[Secured Credit Cards]]></category>
		<category><![CDATA[card debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/use-debt-consolidation-to-lower-your-monthly-payments-1772</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Use Debt Consolidation to Lower Your Monthly Payments 413 How can debt consolidation help you lower your monthly payments. Debt consolidation may be for you if [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/does-your-child-know-what-a-credit-card-is-1771</link>
		<comments>http://creditcards104.com/credit_card_debt/does-your-child-know-what-a-credit-card-is-1771#comments</comments>
		<pubDate>Tue, 31 Jan 2012 14:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/does-your-child-know-what-a-credit-card-is-1771</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Does Your Child Know What a Credit Card Is? 539 In a country of mass credit card debt, teaching children how to [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/online-credit-card-prepaid-debit-card-1770</link>
		<comments>http://creditcards104.com/credit_card_debt/online-credit-card-prepaid-debit-card-1770#comments</comments>
		<pubDate>Tue, 31 Jan 2012 12:05:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/online-credit-card-prepaid-debit-card-1770</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/it-s-normal-to-use-credit-1766</link>
		<comments>http://creditcards104.com/credit_card_debt/it-s-normal-to-use-credit-1766#comments</comments>
		<pubDate>Mon, 30 Jan 2012 03:13:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[card debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/it-s-normal-to-use-credit-1766</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.It&#8217;s Normal To Use Credit? 737 According to a commercial that I have seen, at least once every time I turn [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/8-danger-signals-to-foretell-you-are-on-the-debt-road-1764</link>
		<comments>http://creditcards104.com/credit_cards/8-danger-signals-to-foretell-you-are-on-the-debt-road-1764#comments</comments>
		<pubDate>Sat, 28 Jan 2012 22:47:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/8-danger-signals-to-foretell-you-are-on-the-debt-road-1764</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Title: 8 Danger Signals to foretell you are on the debt road [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/student-credit-cards-why-they-really-are-necessary-1761</link>
		<comments>http://creditcards104.com/credit_cards/student-credit-cards-why-they-really-are-necessary-1761#comments</comments>
		<pubDate>Fri, 27 Jan 2012 16:08:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
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		<category><![CDATA[credit history]]></category>
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		<category><![CDATA[student credit]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/student-credit-cards-why-they-really-are-necessary-1761</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Student Credit Cards &#8216; Why They Really Are Necessary 542 A look [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/debt-consolidation-mortgage-loans-using-home-loans-to-reduce-debt-1760</link>
		<comments>http://creditcards104.com/credit_cards/debt-consolidation-mortgage-loans-using-home-loans-to-reduce-debt-1760#comments</comments>
		<pubDate>Fri, 27 Jan 2012 13:55:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-consolidation-mortgage-loans-using-home-loans-to-reduce-debt-1760</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: Debt Consolidation Mortgage Loans &#8211; Using Home Loans To Reduce Debt 397 Excessive debts cause a lot of worry and anxiety. Many people hope to become debt free. However, earning enough money to care for daily living expenses, while paying down credit card balances [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-companies-common-pitfalls-to-avoid-1758</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-companies-common-pitfalls-to-avoid-1758#comments</comments>
		<pubDate>Fri, 27 Jan 2012 09:29:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-consolidation-companies-common-pitfalls-to-avoid-1758</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Title: Debt Consolidation Companies: Common Pitfalls to Avoid 416 It&#8217;s difficult not to notice the incredible growth that there has been in [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/build-your-credit-history-with-student-credit-cards-1757</link>
		<comments>http://creditcards104.com/credit_cards/build-your-credit-history-with-student-credit-cards-1757#comments</comments>
		<pubDate>Thu, 26 Jan 2012 07:16:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/build-your-credit-history-with-student-credit-cards-1757</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Build Your Credit History with Student Credit Cards 516 There is no doubt that everyone realizes the need of getting a credit card to establish credit history. And college can be the right place to start. The sooner [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-improve-your-credit-score-even-if-you-are-not-a-financial-expert-1755</link>
		<comments>http://creditcards104.com/credit_cards/how-to-improve-your-credit-score-even-if-you-are-not-a-financial-expert-1755#comments</comments>
		<pubDate>Thu, 26 Jan 2012 02:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-improve-your-credit-score-even-if-you-are-not-a-financial-expert-1755</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/pay-off-your-credit-cards-in-record-time-1753</link>
		<comments>http://creditcards104.com/credit_card_debt/pay-off-your-credit-cards-in-record-time-1753#comments</comments>
		<pubDate>Tue, 24 Jan 2012 22:24:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Pay Off Your [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/reduce-your-student-loan-debt-in-3-easy-steps-1752</link>
		<comments>http://creditcards104.com/credit_cards/reduce-your-student-loan-debt-in-3-easy-steps-1752#comments</comments>
		<pubDate>Tue, 24 Jan 2012 20:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/reduce-your-student-loan-debt-in-3-easy-steps-1752</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Reduce Your Student Loan Debt in 3 Easy Steps 522 When the student loan payments begin to fall due, and you find yourself overwhelmed with monthly payments, you have to consider how you&#8217;re going to handle the load. [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/reduce-your-debt-how-to-use-debt-consolidation-to-get-yourself-out-of-debt-permanently-1751</link>
		<comments>http://creditcards104.com/credit_cards/reduce-your-debt-how-to-use-debt-consolidation-to-get-yourself-out-of-debt-permanently-1751#comments</comments>
		<pubDate>Tue, 24 Jan 2012 17:58:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Reduce Your Debt &#8211; How To Use Debt Consolidation To Get Yourself Out Of Debt Permanently 377 Debt consolidation can get you out of debt permanently if you make it part of a financial plan. Within five [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/debt-consolidation-lead-companies-1750</link>
		<comments>http://creditcards104.com/credit_cards/debt-consolidation-lead-companies-1750#comments</comments>
		<pubDate>Tue, 24 Jan 2012 15:45:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: Debt Consolidation Lead Companies 358 Debt Consolidation Leads are offered by several companies in an attractive package. One has to be very careful before selecting the company [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-what-is-the-answer-1747</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-what-is-the-answer-1747#comments</comments>
		<pubDate>Mon, 23 Jan 2012 09:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Credit Card Debt &#8211; What is the answer? 669 Credit card companies [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/easy-credit-repair-done-yourself-1744</link>
		<comments>http://creditcards104.com/credit_cards/easy-credit-repair-done-yourself-1744#comments</comments>
		<pubDate>Sun, 22 Jan 2012 02:27:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Easy Credit Repair Done Yourself 573 We all know that credit is important, but what should we do if we are in need of [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/your-finance-fitness-center-debt-consolidation-finance-1743</link>
		<comments>http://creditcards104.com/credit_card_debt_management/your-finance-fitness-center-debt-consolidation-finance-1743#comments</comments>
		<pubDate>Sun, 22 Jan 2012 00:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: Your Finance Fitness Center&#8221;&#8217;.Debt Consolidation Finance 462 Before going for a debt consolidation finance the person should preferabily consult the credit advisor. The credit advisor will evaluate his financial status and his problem of debts. After a [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-consolidation-types-of-help-available-for-unsecured-debt-consolidation-1742</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-consolidation-types-of-help-available-for-unsecured-debt-consolidation-1742#comments</comments>
		<pubDate>Sat, 21 Jan 2012 22:01:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Consolidation &#8211; Types Of Help Available For Unsecured Debt Consolidation 371 There are several types of help available for unsecured debt consolidation. You can choose to take out a debt consolidation loan to lower your rates and [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/loan-consolidation-did-you-make-the-right-decision-1740</link>
		<comments>http://creditcards104.com/credit_cards/loan-consolidation-did-you-make-the-right-decision-1740#comments</comments>
		<pubDate>Fri, 20 Jan 2012 17:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/loan-consolidation-did-you-make-the-right-decision-1740</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: Loan Consolidation-Did You Make the Right Decision 216 Whether it be student loans, personal loans, credit cards, or second mortgages. There is no doubt that consolidation loans [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/10-tips-to-improving-your-credit-reports-1739</link>
		<comments>http://creditcards104.com/secured_credit_cards/10-tips-to-improving-your-credit-reports-1739#comments</comments>
		<pubDate>Fri, 20 Jan 2012 15:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/10-tips-to-improving-your-credit-reports-1739</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.10 Tips To Improving Your Credit Reports 501 Credit is something that some take lightly or give little thought to until it&#8217;s really needed. [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/are-you-credit-worthy-1738</link>
		<comments>http://creditcards104.com/credit_cards/are-you-credit-worthy-1738#comments</comments>
		<pubDate>Fri, 20 Jan 2012 13:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Are You Credit Worthy? 521 Having good credit is essential in today&#8217;s [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/student-credit-cards/important-news-you-need-to-read-before-you-consolidate-student-loans-1737</link>
		<comments>http://creditcards104.com/student-credit-cards/important-news-you-need-to-read-before-you-consolidate-student-loans-1737#comments</comments>
		<pubDate>Thu, 19 Jan 2012 10:56:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Important News You Need To Read Before You Consolidate Student Loans! 605 Are You planning to consolidate your student loans soon? I urge [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/how-to-eliminate-your-credit-card-debt-1734</link>
		<comments>http://creditcards104.com/credit_card_debt/how-to-eliminate-your-credit-card-debt-1734#comments</comments>
		<pubDate>Thu, 19 Jan 2012 04:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: How to eliminate your credit card debt? 339 If you are buried under various credit card debts and it is making your financial [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/a-guide-to-credit-card-debt-1733</link>
		<comments>http://creditcards104.com/credit_card_debt/a-guide-to-credit-card-debt-1733#comments</comments>
		<pubDate>Wed, 18 Jan 2012 02:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.A Guide To Credit Card Debt 293 When talking about credit card debt, the effects of debt depend upon such factors as [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-card-payment-holidays-blessing-or-curse-1732</link>
		<comments>http://creditcards104.com/credit_cards/credit-card-payment-holidays-blessing-or-curse-1732#comments</comments>
		<pubDate>Tue, 17 Jan 2012 23:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-card-payment-holidays-blessing-or-curse-1732</guid>
		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Credit Card Payment Holidays &#8211; Blessing Or Curse? 607 If you have a credit card (most [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/how-best-to-use-a-credit-card-1729</link>
		<comments>http://creditcards104.com/credit_card_debt/how-best-to-use-a-credit-card-1729#comments</comments>
		<pubDate>Mon, 16 Jan 2012 17:12:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.How Best To Use A Credit Card 519 If you are new to the world [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/the-tax-implications-of-debt-settlement-and-why-chances-are-you-shouldn-t-care-1728</link>
		<comments>http://creditcards104.com/credit_cards/the-tax-implications-of-debt-settlement-and-why-chances-are-you-shouldn-t-care-1728#comments</comments>
		<pubDate>Mon, 16 Jan 2012 14:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-tax-implications-of-debt-settlement-and-why-chances-are-you-shouldn-t-care-1728</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: The Tax Implications of Debt Settlement and Why Chances Are You Shouldn&#8217;t Care 610 [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/debt-consolidation-is-your-future-bright-1726</link>
		<comments>http://creditcards104.com/secured_credit_cards/debt-consolidation-is-your-future-bright-1726#comments</comments>
		<pubDate>Mon, 16 Jan 2012 10:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Debt Consolidation &#8216; Is Your Future Bright? 442 Most people have taken out plenty of loans and other forms of credit, from various [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-plan-know-what-plan-works-best-for-you-1722</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-plan-know-what-plan-works-best-for-you-1722#comments</comments>
		<pubDate>Sun, 15 Jan 2012 01:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Title: Debt Management Plan &#8211; Know What Plan Works Best For You 397 Debt management plans [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-bill-consolidation-can-help-eliminate-your-debt-1721</link>
		<comments>http://creditcards104.com/credit_cards/how-bill-consolidation-can-help-eliminate-your-debt-1721#comments</comments>
		<pubDate>Fri, 13 Jan 2012 23:28:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/consolidating-student-loans-1713</link>
		<comments>http://creditcards104.com/credit_cards/consolidating-student-loans-1713#comments</comments>
		<pubDate>Wed, 11 Jan 2012 05:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Consolidating Student Loans 530 With higher education costs on the rise, many people these [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/cherish-your-credit-card-1712</link>
		<comments>http://creditcards104.com/credit_card_debt/cherish-your-credit-card-1712#comments</comments>
		<pubDate>Wed, 11 Jan 2012 03:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Cherish Your Credit Card 813 Does your spouse or partner ever complain about you spending [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/using-a-credit-card-to-fund-your-business-1711</link>
		<comments>http://creditcards104.com/credit_cards/using-a-credit-card-to-fund-your-business-1711#comments</comments>
		<pubDate>Wed, 11 Jan 2012 01:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Using A Credit Card To Fund Your Business 569 More and more people are using their own personal credit card to fund their businesses. While this may [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/choose-your-credit-repair-company-with-caution-1710</link>
		<comments>http://creditcards104.com/credit_cards/choose-your-credit-repair-company-with-caution-1710#comments</comments>
		<pubDate>Tue, 10 Jan 2012 23:05:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Choose Your Credit Repair Company With Caution 510 Almost everyone has some kind of debt. Most people have credit cards, student loans, a mortgage, or car payments. Your timeliness in paying off these loans make up your [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/recover-your-finances-with-debt-consolidation-loans-uk-1708</link>
		<comments>http://creditcards104.com/credit_card_debt/recover-your-finances-with-debt-consolidation-loans-uk-1708#comments</comments>
		<pubDate>Mon, 09 Jan 2012 18:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/taking-credit-card-debt-down-the-way-you-ran-it-up-1707</link>
		<comments>http://creditcards104.com/credit_card_debt/taking-credit-card-debt-down-the-way-you-ran-it-up-1707#comments</comments>
		<pubDate>Mon, 09 Jan 2012 16:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/taking-credit-card-debt-down-the-way-you-ran-it-up-1707</guid>
		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.Taking Credit Card Debt Down the Way You Ran it Up. Sometimes we don&#8217;t take the [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/5-ways-to-try-and-reduce-your-debts-and-outgoings-1706</link>
		<comments>http://creditcards104.com/credit_cards/5-ways-to-try-and-reduce-your-debts-and-outgoings-1706#comments</comments>
		<pubDate>Mon, 09 Jan 2012 14:13:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: 5 Ways To Try And Reduce Your Debts And Outgoings 579 Anyone that has a high level of debt or a number of creditors to pay off each month will know how stressful and difficult financial management [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/get-a-start-to-end-your-debt-with-debt-consolidation-loan-1703</link>
		<comments>http://creditcards104.com/credit_cards/get-a-start-to-end-your-debt-with-debt-consolidation-loan-1703#comments</comments>
		<pubDate>Sun, 08 Jan 2012 07:34:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-loans-for-unemployed-preparing-for-an-end-to-debts-1702</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-loans-for-unemployed-preparing-for-an-end-to-debts-1702#comments</comments>
		<pubDate>Sun, 08 Jan 2012 05:21:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Debt Consolidation Loans for Unemployed &#8216; Preparing for an End [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/a-guide-to-online-debt-consolidation-1701</link>
		<comments>http://creditcards104.com/credit_cards/a-guide-to-online-debt-consolidation-1701#comments</comments>
		<pubDate>Sat, 07 Jan 2012 03:08:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: A Guide To Online Debt Consolidation 265 Many people face financial constraints in their lives and are often burdened with [...]]]></description>
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