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	<title>debt | Credit Cards Debt</title>
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	<description>Manage Your Debt With Secured Credit Cards And Wealth Management</description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/eliminate-credit-card-debt-reduce-debt-without-bankruptcy-2097</link>
		<comments>http://creditcards104.com/credit_card_debt/eliminate-credit-card-debt-reduce-debt-without-bankruptcy-2097#comments</comments>
		<pubDate>Thu, 24 May 2012 10:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[interest]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/a-step-by-step-guide-to-consolidate-your-debt-yourself-2096</link>
		<comments>http://creditcards104.com/credit_cards/a-step-by-step-guide-to-consolidate-your-debt-yourself-2096#comments</comments>
		<pubDate>Thu, 24 May 2012 08:27:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[interest rate]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/a-step-by-step-guide-to-consolidate-your-debt-yourself-2096</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: A Step-by-Step Guide To Consolidate Your Debt Yourself 370 If you are in debt problems, you are not alone. Statistic has shown that in our country on an average, people have eight credit cards and an average debt of [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/student-loan-consolidation-look-this-gift-horse-in-the-mouth-part-ii-2094</link>
		<comments>http://creditcards104.com/credit_card_debt/student-loan-consolidation-look-this-gift-horse-in-the-mouth-part-ii-2094#comments</comments>
		<pubDate>Thu, 24 May 2012 04:01:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[excellent credit]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[low interest]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/student-loan-consolidation-look-this-gift-horse-in-the-mouth-part-ii-2094</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: Student Loan Consolidation, look this gift horse in the mouth. Part II 751 Student loan consolidation is excellent &#8211; for for some people. Discover the hidden trap that could ruin your life, but remember that a clever animal can [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/free-annual-credit-report-from-all-3-reporting-agencies-2093</link>
		<comments>http://creditcards104.com/credit_cards/free-annual-credit-report-from-all-3-reporting-agencies-2093#comments</comments>
		<pubDate>Wed, 23 May 2012 01:48:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[interest rate]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/free-annual-credit-report-from-all-3-reporting-agencies-2093</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Free Annual Credit Report From All 3 Reporting Agencies 485 Anyone who wishes to apply for a credit card, mortgage loan, car [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/the-route-out-of-debt-2092</link>
		<comments>http://creditcards104.com/credit_card_debt/the-route-out-of-debt-2092#comments</comments>
		<pubDate>Tue, 22 May 2012 23:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[card debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[interest rate]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-route-out-of-debt-2092</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.The Route Out of Debt There is no question that having some credit cards is a great way to pay for things that is more convenient and even safer than always paying cash. And it really isn&#8217;t practical to [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/things-to-look-out-for-before-you-take-up-a-debt-consolidation-loan-2084</link>
		<comments>http://creditcards104.com/credit_cards/things-to-look-out-for-before-you-take-up-a-debt-consolidation-loan-2084#comments</comments>
		<pubDate>Sun, 20 May 2012 05:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[interest]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/things-to-look-out-for-before-you-take-up-a-debt-consolidation-loan-2084</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: Things to Look Out For Before You Take Up a Debt Consolidation Loan 372 You are in debts and have decided to start afresh with a debt consolidation loan. At this time, the last thing you need [...]]]></description>
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		<item>
		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/business-credit-cards-corporate-and-small-business-credit-cards-compared-2082</link>
		<comments>http://creditcards104.com/credit_cards/business-credit-cards-corporate-and-small-business-credit-cards-compared-2082#comments</comments>
		<pubDate>Sun, 20 May 2012 01:25:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[business credit]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[personal credit]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/business-credit-cards-corporate-and-small-business-credit-cards-compared-2082</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/student-credit-cards/the-time-to-consolidate-your-student-loans-is-now-2081</link>
		<comments>http://creditcards104.com/student-credit-cards/the-time-to-consolidate-your-student-loans-is-now-2081#comments</comments>
		<pubDate>Fri, 18 May 2012 23:12:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Student Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[interest rate]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-time-to-consolidate-your-student-loans-is-now-2081</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: The Time To Consolidate Your Student Loans Is Now 297 I don&#8217;t know if you&#8217;re a fan of financial guru and radio show host Dave Ramsey, but [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/negative-credit-can-affect-your-job-search-2080</link>
		<comments>http://creditcards104.com/credit_card_debt/negative-credit-can-affect-your-job-search-2080#comments</comments>
		<pubDate>Fri, 18 May 2012 20:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
		<category><![CDATA[card debt]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[debt]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/negative-credit-can-affect-your-job-search-2080</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Negative Credit Can Affect Your Job Search 442 Many employers run credit checks before hiring new employees. credit, report, reporting, credit report, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/home-owners-avoid-complications-in-credit-repair-2079</link>
		<comments>http://creditcards104.com/credit_cards/home-owners-avoid-complications-in-credit-repair-2079#comments</comments>
		<pubDate>Fri, 18 May 2012 18:46:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cash advance]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/home-owners-avoid-complications-in-credit-repair-2079</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Home [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/debt-and-bill-consolidation-program-lenders-help-with-your-loans-2076</link>
		<comments>http://creditcards104.com/credit_cards/debt-and-bill-consolidation-program-lenders-help-with-your-loans-2076#comments</comments>
		<pubDate>Thu, 17 May 2012 12:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
		<category><![CDATA[debt]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-and-bill-consolidation-program-lenders-help-with-your-loans-2076</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: Debt and Bill Consolidation Program Lenders: Help With Your Loans 480 No one wants to drown in debt, but there are many people who cannot avoid it. [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/understanding-debt-management-services-2071</link>
		<comments>http://creditcards104.com/credit_card_debt_management/understanding-debt-management-services-2071#comments</comments>
		<pubDate>Wed, 16 May 2012 01:02:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/understanding-debt-management-services-2071</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Title: Understanding Debt Management Services 645 When some people become overwhelmed with debt and find it hard to pay their bills, they often turn to a debt management service. These services can often be found through credit counselors, and you should only use a service [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/the-playing-field-is-finally-leveled-credit-repair-secrets-revealed-2068</link>
		<comments>http://creditcards104.com/credit_cards/the-playing-field-is-finally-leveled-credit-repair-secrets-revealed-2068#comments</comments>
		<pubDate>Mon, 14 May 2012 18:23:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-playing-field-is-finally-leveled-credit-repair-secrets-revealed-2068</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.The Playing Field Is Finally Leveled &#8211; Credit Repair Secrets Revealed 626 Achieving perfect credit is a pipe dream to most consumers with negative credit and no money, or so it seems. credit repair Achieving perfect credit is a pipe dream to most consumers with [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/what-can-a-debt-collector-legally-do-2067</link>
		<comments>http://creditcards104.com/credit_cards/what-can-a-debt-collector-legally-do-2067#comments</comments>
		<pubDate>Mon, 14 May 2012 16:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-can-a-debt-collector-legally-do-2067</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: What Can A Debt Collector Legally Do? 411 Can the collection agency call you at all hours and at your [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/how-to-repair-your-credit-with-credit-counseling-2064</link>
		<comments>http://creditcards104.com/debt_management_counseling/how-to-repair-your-credit-with-credit-counseling-2064#comments</comments>
		<pubDate>Sun, 13 May 2012 09:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Scams]]></category>
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		<category><![CDATA[credit rating]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-repair-your-credit-with-credit-counseling-2064</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/deciding-to-consolidate-debt-2063</link>
		<comments>http://creditcards104.com/credit_cards/deciding-to-consolidate-debt-2063#comments</comments>
		<pubDate>Sun, 13 May 2012 07:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[excellent credit]]></category>
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		<category><![CDATA[interest]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/deciding-to-consolidate-debt-2063</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: Deciding To Consolidate Debt? 638 What is the point of consolidating debt and when should you do it? What are [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/stop-creditor-harassment-2060</link>
		<comments>http://creditcards104.com/credit_cards/stop-creditor-harassment-2060#comments</comments>
		<pubDate>Sat, 12 May 2012 00:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Low Rate Credit Cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[interest]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/stop-creditor-harassment-2060</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.Stop Creditor Harassment 539 Before the opportunity slips away from your hand and affects you life seriously. Put a stop. Research ways to pay off all the dues. You will find many ways to Stop Creditor Harassment. Stop Creditor Harassment, creditor harassment laws, debt reduction [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/debt-consolidation-refinance-is-it-good-ms-and-what-works-best-for-you-2058</link>
		<comments>http://creditcards104.com/credit_cards/debt-consolidation-refinance-is-it-good-ms-and-what-works-best-for-you-2058#comments</comments>
		<pubDate>Fri, 11 May 2012 20:13:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/credit-counseling-services-checklist-2055</link>
		<comments>http://creditcards104.com/debt_management_counseling/credit-counseling-services-checklist-2055#comments</comments>
		<pubDate>Thu, 10 May 2012 13:34:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Credit Counseling Services [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/simple-methods-to-reduce-credit-card-debt-2054</link>
		<comments>http://creditcards104.com/credit_card_debt/simple-methods-to-reduce-credit-card-debt-2054#comments</comments>
		<pubDate>Thu, 10 May 2012 11:21:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comSimple Methods To Reduce Credit Card Debt 538 The best thing [...]]]></description>
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		<link>http://creditcards104.com/debt_management_counseling/are-unsecured-debt-consolidation-loans-right-for-you-2047</link>
		<comments>http://creditcards104.com/debt_management_counseling/are-unsecured-debt-consolidation-loans-right-for-you-2047#comments</comments>
		<pubDate>Mon, 07 May 2012 19:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Are Unsecured Debt Consolidation Loans Right For You? 611 When it comes right down to it, there are very few situations in which bankruptcy has to be the answer. Often times, when it comes to debt issues, [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/what-is-a-specialized-debt-management-program-2046</link>
		<comments>http://creditcards104.com/credit_card_debt_management/what-is-a-specialized-debt-management-program-2046#comments</comments>
		<pubDate>Mon, 07 May 2012 17:37:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: What is a Specialized Debt Management Program 526 Normal-traditional debt management program is designed [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/the-debt-negotiation-process-2045</link>
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		<pubDate>Sun, 06 May 2012 15:24:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/swimming-in-bills-a-debt-consolidation-loan-may-be-the-answer-2044</link>
		<comments>http://creditcards104.com/credit_card_debt/swimming-in-bills-a-debt-consolidation-loan-may-be-the-answer-2044#comments</comments>
		<pubDate>Sun, 06 May 2012 13:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<link>http://creditcards104.com/secured_credit_cards/will-new-bankruptcy-laws-benefit-you-2043</link>
		<comments>http://creditcards104.com/secured_credit_cards/will-new-bankruptcy-laws-benefit-you-2043#comments</comments>
		<pubDate>Sun, 06 May 2012 10:58:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Will New Bankruptcy Laws Benefit You? 714 For businesses, relying on issuing credit, the new personal bankruptcy law is doing great, reducing personal bankruptcy claims from the thousands to double digits.(In the short run). However, lawyers working with [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-freedom-is-possible-2037</link>
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		<pubDate>Thu, 03 May 2012 21:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comCredit Card Debt Freedom Is Possible 453 Credit card debt have [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/credit-cards-for-college-students-sensible-use-2036</link>
		<comments>http://creditcards104.com/credit_cards/credit-cards-for-college-students-sensible-use-2036#comments</comments>
		<pubDate>Thu, 03 May 2012 19:27:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-cards-for-college-students-sensible-use-2036</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Credit Cards For College Students &#8216; Sensible Use 548 Using a student credit card sensibly can mean the difference between having a viable and useful line of credit or a crippling debt. This article looks at the sensible use of [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/why-you-may-need-credit-card-debt-consolidation-2035</link>
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		<pubDate>Thu, 03 May 2012 17:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Title: Why You May Need Credit Card Debt Consolidation 316 You face [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/debt-settlement-agencies-2034</link>
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		<pubDate>Thu, 03 May 2012 15:01:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Debt Settlement Agencies 330 According to a Federal Reserve Study more than 43% of all Americans spend more than they earn. That&#8217;s quite a large number of people. However this means that 1 out of every 100 families [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-card-company-tricks-2032</link>
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		<pubDate>Wed, 02 May 2012 10:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Credit Card Company Tricks 970 Credit card companies want to know what is in your wallet. No, not which card you carry, [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-and-what-it-means-to-you-2031</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-and-what-it-means-to-you-2031#comments</comments>
		<pubDate>Wed, 02 May 2012 08:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: Debt consolidation and what it means to you 431 Debt is haunting millions of americans daily. What can be done to stop the collector calls? What options [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt_management/the-debt-free-living-recipes-2027</link>
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		<pubDate>Mon, 30 Apr 2012 23:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: The Debt Free Living Recipes 411 Living debt free is a feeling that&#8217;s hard to explain. It&#8217;s a feeling that&#8217;s alien to most consumers today. But once you&#8217;ve had a taste of living without debt, and without the stress [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/what-can-debt-reduction-companies-do-for-you-2026</link>
		<comments>http://creditcards104.com/credit_card_debt/what-can-debt-reduction-companies-do-for-you-2026#comments</comments>
		<pubDate>Mon, 30 Apr 2012 21:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: What can debt reduction companies do for you? 510 Getting help from debt reduction companies is one of the best ways if you cannot handle your debts. debt elimination Getting help from debt reduction companies is one of the [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/debt-management-program-the-easy-way-out-of-debts-2024</link>
		<comments>http://creditcards104.com/credit_card_debt_management/debt-management-program-the-easy-way-out-of-debts-2024#comments</comments>
		<pubDate>Sun, 29 Apr 2012 16:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Debt Management Program &#8216; The Easy Way Out Of Debts! [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/secured-debt-consolidation-loans-break-the-vicious-circle-of-debt-2023</link>
		<comments>http://creditcards104.com/credit_cards/secured-debt-consolidation-loans-break-the-vicious-circle-of-debt-2023#comments</comments>
		<pubDate>Sun, 29 Apr 2012 14:38:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Title: Secured Debt Consolidation Loans &#8216; Break the vicious circle of debt [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/free-debt-management-services-compared-2022</link>
		<comments>http://creditcards104.com/credit_card_debt_management/free-debt-management-services-compared-2022#comments</comments>
		<pubDate>Sun, 29 Apr 2012 12:25:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Free Debt Management Services Compared 389 Debt plagues millions of people all over the world. Debt can be a positive thing. For instance, [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-do-you-feel-frustrated-2021</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-do-you-feel-frustrated-2021#comments</comments>
		<pubDate>Sat, 28 Apr 2012 10:12:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Credit Card Debt &#8211; Do You Feel Frustrated 830 If you&#8217;re one [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/consolidation-loan-a-good-way-to-clear-your-debts-2020</link>
		<comments>http://creditcards104.com/credit_cards/consolidation-loan-a-good-way-to-clear-your-debts-2020#comments</comments>
		<pubDate>Sat, 28 Apr 2012 07:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Title: Consolidation Loan &#8211; A Good Way To Clear Your Debts 468 Being bogged down with a large number of high interest debts can become very depressing, and in many cases can be financially crippling leaving you [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/personal-debt-consolidation-loans-2019</link>
		<comments>http://creditcards104.com/credit_cards/personal-debt-consolidation-loans-2019#comments</comments>
		<pubDate>Sat, 28 Apr 2012 05:46:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Personal Debt Consolidation Loans 421 Personal debt consolidation loans can be a big help to a lot of people. The fact is debt is at an all time high in this country as people are trying to [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-cancel-a-credit-card-2018</link>
		<comments>http://creditcards104.com/credit_cards/how-to-cancel-a-credit-card-2018#comments</comments>
		<pubDate>Sat, 28 Apr 2012 03:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.How To Cancel A Credit Card 581 If you are fed up with one of your credit cards or simply don&#8217;t use it, then perhaps is the right time to cancel that card. However, cancelling a card [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/9-steps-to-get-out-of-debt-part-4-2014</link>
		<comments>http://creditcards104.com/credit_card_debt/9-steps-to-get-out-of-debt-part-4-2014#comments</comments>
		<pubDate>Thu, 26 Apr 2012 18:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/9-steps-to-get-out-of-debt-part-4-2014</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: 9 Steps To Get Out Of Debt &#8211; Part 4 811 Step 4 &#8211; Reducing Your Interest If you have read the previous articles, so far you have learned how wide spread of a problem debt is, the true [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/get-out-of-credit-card-debt-2-2010</link>
		<comments>http://creditcards104.com/credit_card_debt/get-out-of-credit-card-debt-2-2010#comments</comments>
		<pubDate>Wed, 25 Apr 2012 09:49:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Get out of credit card debt Can I get out of credit card debt? Yes, [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-insurance-is-it-right-for-you-2009</link>
		<comments>http://creditcards104.com/credit_cards/credit-insurance-is-it-right-for-you-2009#comments</comments>
		<pubDate>Tue, 24 Apr 2012 07:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/can-credit-counseling-really-help-2007</link>
		<comments>http://creditcards104.com/credit_card_debt_management/can-credit-counseling-really-help-2007#comments</comments>
		<pubDate>Tue, 24 Apr 2012 03:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Can Credit Counseling Really Help? 525 If you have high debt, and are in trouble, you have probably heard the term &#8216;credit counseling,&#8217; but do you understand [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/reduce-debt-how-to-prevent-bankruptcy-by-reducing-and-consolidating-your-debt-2005</link>
		<comments>http://creditcards104.com/credit_card_debt_management/reduce-debt-how-to-prevent-bankruptcy-by-reducing-and-consolidating-your-debt-2005#comments</comments>
		<pubDate>Sun, 22 Apr 2012 22:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: Reduce Debt &#8211; How To Prevent Bankruptcy By Reducing And Consolidating Your Debt 432 You can prevent bankruptcy by consolidating your debt with the help of a loan or debt consolidation agency to reduce your monthly payments and quickly [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-reduction-2002</link>
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		<pubDate>Sun, 22 Apr 2012 16:05:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/debt-reduction-2002</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/5-ways-you-can-avoid-costly-credit-card-late-fees-1997</link>
		<comments>http://creditcards104.com/credit_cards/5-ways-you-can-avoid-costly-credit-card-late-fees-1997#comments</comments>
		<pubDate>Fri, 20 Apr 2012 05:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.5 Ways You Can Avoid Costly Credit Card Late Fees 465 Credit card late fees are a fact of life for some consumers, but they don&#8217;t have [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/credit-card-advantages-and-disadvantages-1996</link>
		<comments>http://creditcards104.com/secured_credit_cards/credit-card-advantages-and-disadvantages-1996#comments</comments>
		<pubDate>Fri, 20 Apr 2012 02:47:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Credit card &#8211; Advantages and disadvantages 659 A credit card can be an asset to your lifestyle, but if not handled carefully it can become a liability, especially if you find it so convenient and easy to use [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/disadvantages-of-prepaid-credit-cards-1995</link>
		<comments>http://creditcards104.com/credit_card_debt/disadvantages-of-prepaid-credit-cards-1995#comments</comments>
		<pubDate>Fri, 20 Apr 2012 00:34:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/disadvantages-of-prepaid-credit-cards-1995</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Disadvantages of prepaid credit cards 336 You may be using prepaid credit cards very often [...]]]></description>
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		<title>debt | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-what-is-it-all-about-1989</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-what-is-it-all-about-1989#comments</comments>
		<pubDate>Tue, 17 Apr 2012 11:16:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Debt Consolidation &#8216; What is it all about?? 269 Debt [...]]]></description>
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