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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/eliminate-credit-card-debt-reduce-debt-without-bankruptcy-2097</link>
		<comments>http://creditcards104.com/credit_card_debt/eliminate-credit-card-debt-reduce-debt-without-bankruptcy-2097#comments</comments>
		<pubDate>Thu, 24 May 2012 10:40:49 +0000</pubDate>
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				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Cards Debt]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/a-step-by-step-guide-to-consolidate-your-debt-yourself-2096</link>
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		<pubDate>Thu, 24 May 2012 08:27:49 +0000</pubDate>
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				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: A Step-by-Step Guide To Consolidate Your Debt Yourself 370 If you are in debt problems, you are not alone. Statistic has shown that in our country on an average, people have eight credit cards and an average debt of [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/free-annual-credit-report-from-all-3-reporting-agencies-2093</link>
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		<pubDate>Wed, 23 May 2012 01:48:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/free-annual-credit-report-from-all-3-reporting-agencies-2093</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Free Annual Credit Report From All 3 Reporting Agencies 485 Anyone who wishes to apply for a credit card, mortgage loan, car [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/the-route-out-of-debt-2092</link>
		<comments>http://creditcards104.com/credit_card_debt/the-route-out-of-debt-2092#comments</comments>
		<pubDate>Tue, 22 May 2012 23:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.The Route Out of Debt There is no question that having some credit cards is a great way to pay for things that is more convenient and even safer than always paying cash. And it really isn&#8217;t practical to [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-report-score-2088</link>
		<comments>http://creditcards104.com/credit_cards/credit-report-score-2088#comments</comments>
		<pubDate>Mon, 21 May 2012 14:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Credit Report Score 321 Information on free yearly credit report, online free credit report, federal credit report, consolidated credit report, credit report [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/things-to-look-out-for-before-you-take-up-a-debt-consolidation-loan-2084</link>
		<comments>http://creditcards104.com/credit_cards/things-to-look-out-for-before-you-take-up-a-debt-consolidation-loan-2084#comments</comments>
		<pubDate>Sun, 20 May 2012 05:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: Things to Look Out For Before You Take Up a Debt Consolidation Loan 372 You are in debts and have decided to start afresh with a debt consolidation loan. At this time, the last thing you need [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/student-credit-cards/the-time-to-consolidate-your-student-loans-is-now-2081</link>
		<comments>http://creditcards104.com/student-credit-cards/the-time-to-consolidate-your-student-loans-is-now-2081#comments</comments>
		<pubDate>Fri, 18 May 2012 23:12:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Student Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-time-to-consolidate-your-student-loans-is-now-2081</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: The Time To Consolidate Your Student Loans Is Now 297 I don&#8217;t know if you&#8217;re a fan of financial guru and radio show host Dave Ramsey, but [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/travel-credit-cards-2073</link>
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		<pubDate>Wed, 16 May 2012 05:28:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Travel Credit Cards 493 One of the best perks of using a credit card these days is earning airline miles that you can use for your next family vacation or business trip aboard. If you apply online for credit [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/find-a-free-credit-card-it-s-not-difficult-2070</link>
		<comments>http://creditcards104.com/credit_cards/find-a-free-credit-card-it-s-not-difficult-2070#comments</comments>
		<pubDate>Tue, 15 May 2012 22:49:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/find-a-free-credit-card-it-s-not-difficult-2070</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Find A Free Credit Card &#8216; It&#8217;s Not Difficult 515 Before we start talking about free credit cards, it is necessary [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/deciding-to-consolidate-debt-2063</link>
		<comments>http://creditcards104.com/credit_cards/deciding-to-consolidate-debt-2063#comments</comments>
		<pubDate>Sun, 13 May 2012 07:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: Deciding To Consolidate Debt? 638 What is the point of consolidating debt and when should you do it? What are [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-find-good-balance-transfer-cards-2059</link>
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		<pubDate>Fri, 11 May 2012 22:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-find-good-balance-transfer-cards-2059</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.How To Find Good Balance Transfer Cards 508 If you have a credit card you&#8217;re [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/improve-your-credit-score-before-buying-a-home-2057</link>
		<comments>http://creditcards104.com/credit_cards/improve-your-credit-score-before-buying-a-home-2057#comments</comments>
		<pubDate>Thu, 10 May 2012 18:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Improve Your Credit Score Before Buying a Home 1124 Before starting the home buying process, do a little homework on your credit report. home mortgage, credit report, [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-cards-for-students-the-pros-and-cons-2050</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-cards-for-students-the-pros-and-cons-2050#comments</comments>
		<pubDate>Wed, 09 May 2012 02:29:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-cards-for-students-the-pros-and-cons-2050</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Credit Cards For Students &#8216; The Pros And Cons 520 If you [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/student-credit-cards-what-you-need-to-know-before-you-sign-up-2049</link>
		<comments>http://creditcards104.com/credit_cards/student-credit-cards-what-you-need-to-know-before-you-sign-up-2049#comments</comments>
		<pubDate>Tue, 08 May 2012 00:16:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/student-credit-cards-what-you-need-to-know-before-you-sign-up-2049</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Student Credit Cards &#8212; What You Need to Know Before You Sign Up 504 This article describes some of the common perils of owning a student credit card. It also advises students on how they can avoid these traps [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/are-unsecured-debt-consolidation-loans-right-for-you-2047</link>
		<comments>http://creditcards104.com/debt_management_counseling/are-unsecured-debt-consolidation-loans-right-for-you-2047#comments</comments>
		<pubDate>Mon, 07 May 2012 19:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/are-unsecured-debt-consolidation-loans-right-for-you-2047</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Are Unsecured Debt Consolidation Loans Right For You? 611 When it comes right down to it, there are very few situations in which bankruptcy has to be the answer. Often times, when it comes to debt issues, [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/swimming-in-bills-a-debt-consolidation-loan-may-be-the-answer-2044</link>
		<comments>http://creditcards104.com/credit_card_debt/swimming-in-bills-a-debt-consolidation-loan-may-be-the-answer-2044#comments</comments>
		<pubDate>Sun, 06 May 2012 13:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/swimming-in-bills-a-debt-consolidation-loan-may-be-the-answer-2044</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/are-you-sure-you-want-a-student-loan-consolidation-2041</link>
		<comments>http://creditcards104.com/credit_cards/are-you-sure-you-want-a-student-loan-consolidation-2041#comments</comments>
		<pubDate>Sat, 05 May 2012 06:32:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/loans-for-bad-credit-2040</link>
		<comments>http://creditcards104.com/credit_cards/loans-for-bad-credit-2040#comments</comments>
		<pubDate>Sat, 05 May 2012 04:19:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/why-you-may-need-credit-card-debt-consolidation-2035</link>
		<comments>http://creditcards104.com/credit_card_debt/why-you-may-need-credit-card-debt-consolidation-2035#comments</comments>
		<pubDate>Thu, 03 May 2012 17:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Title: Why You May Need Credit Card Debt Consolidation 316 You face [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-card-company-tricks-2032</link>
		<comments>http://creditcards104.com/credit_cards/credit-card-company-tricks-2032#comments</comments>
		<pubDate>Wed, 02 May 2012 10:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Credit Card Company Tricks 970 Credit card companies want to know what is in your wallet. No, not which card you carry, [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/low-interest-rate-credit-cards-and-cost-conscious-consumers-2030</link>
		<comments>http://creditcards104.com/credit_cards/low-interest-rate-credit-cards-and-cost-conscious-consumers-2030#comments</comments>
		<pubDate>Wed, 02 May 2012 06:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/low-interest-rate-credit-cards-and-cost-conscious-consumers-2030</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comLow Interest Rate Credit Cards and Cost Conscious Consumers 472 This [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/secured-debt-consolidation-loans-break-the-vicious-circle-of-debt-2023</link>
		<comments>http://creditcards104.com/credit_cards/secured-debt-consolidation-loans-break-the-vicious-circle-of-debt-2023#comments</comments>
		<pubDate>Sun, 29 Apr 2012 14:38:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Title: Secured Debt Consolidation Loans &#8216; Break the vicious circle of debt [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-do-you-feel-frustrated-2021</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-do-you-feel-frustrated-2021#comments</comments>
		<pubDate>Sat, 28 Apr 2012 10:12:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Credit Card Debt &#8211; Do You Feel Frustrated 830 If you&#8217;re one [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-cancel-a-credit-card-2018</link>
		<comments>http://creditcards104.com/credit_cards/how-to-cancel-a-credit-card-2018#comments</comments>
		<pubDate>Sat, 28 Apr 2012 03:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.How To Cancel A Credit Card 581 If you are fed up with one of your credit cards or simply don&#8217;t use it, then perhaps is the right time to cancel that card. However, cancelling a card [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/9-steps-to-get-out-of-debt-part-4-2014</link>
		<comments>http://creditcards104.com/credit_card_debt/9-steps-to-get-out-of-debt-part-4-2014#comments</comments>
		<pubDate>Thu, 26 Apr 2012 18:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/9-steps-to-get-out-of-debt-part-4-2014</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: 9 Steps To Get Out Of Debt &#8211; Part 4 811 Step 4 &#8211; Reducing Your Interest If you have read the previous articles, so far you have learned how wide spread of a problem debt is, the true [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-card-rebates-overview-2004</link>
		<comments>http://creditcards104.com/credit_cards/credit-card-rebates-overview-2004#comments</comments>
		<pubDate>Sun, 22 Apr 2012 20:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Credit Card Rebates Overview 604 This article provides and overview of rebate credit cards, including an overview of how they work and advice for finding the right [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/7-faqs-when-you-apply-for-a-credit-card-1999</link>
		<comments>http://creditcards104.com/credit_cards/7-faqs-when-you-apply-for-a-credit-card-1999#comments</comments>
		<pubDate>Sat, 21 Apr 2012 09:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/7-faqs-when-you-apply-for-a-credit-card-1999</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.7 FAQs When You Apply for a Credit Card 541 There are [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/low-interest-or-0-apr-credit-cards-take-your-pick-1993</link>
		<comments>http://creditcards104.com/credit_card_debt/low-interest-or-0-apr-credit-cards-take-your-pick-1993#comments</comments>
		<pubDate>Wed, 18 Apr 2012 20:08:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-scoring-does-it-matter-1992</link>
		<comments>http://creditcards104.com/credit_cards/credit-scoring-does-it-matter-1992#comments</comments>
		<pubDate>Wed, 18 Apr 2012 17:55:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Credit Scoring &#8211; Does it Matter? 597 Borrowers with good credit history may be rated [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/finding-the-best-low-interest-credit-cards-1985</link>
		<comments>http://creditcards104.com/credit_cards/finding-the-best-low-interest-credit-cards-1985#comments</comments>
		<pubDate>Mon, 16 Apr 2012 02:24:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Finding [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/balance-transfer-credit-card-offers-gaining-momentum-1970</link>
		<comments>http://creditcards104.com/credit_cards/balance-transfer-credit-card-offers-gaining-momentum-1970#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Balance Transfer Credit Card Offers Gaining Momentum 751 This article describes how consumers can research and find out about balance transfer [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/paying-off-your-credit-card-balances-running-the-numbers-1968</link>
		<comments>http://creditcards104.com/credit_card_debt/paying-off-your-credit-card-balances-running-the-numbers-1968#comments</comments>
		<pubDate>Tue, 10 Apr 2012 08:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/paying-off-your-credit-card-balances-running-the-numbers-1968</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Paying Off Your Credit Card Balances: Running The Numbers 332 Tap the power of Microsoft Excel to figure out how and when [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/cheap-credit-cards-are-they-a-myth-1966</link>
		<comments>http://creditcards104.com/credit_cards/cheap-credit-cards-are-they-a-myth-1966#comments</comments>
		<pubDate>Mon, 09 Apr 2012 03:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/cheap-credit-cards-are-they-a-myth-1966</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comCheap Credit Cards &#8211; Are They a Myth? 664 This article [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/when-do-you-need-a-debt-consolidation-loan-1964</link>
		<comments>http://creditcards104.com/credit_cards/when-do-you-need-a-debt-consolidation-loan-1964#comments</comments>
		<pubDate>Sun, 08 Apr 2012 23:25:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/when-do-you-need-a-debt-consolidation-loan-1964</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: When Do You Need a Debt Consolidation Loan? 442 If your monthly debt payments to credit cards and banks and [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/the-pros-and-cons-of-credit-card-debt-settlement-1957</link>
		<comments>http://creditcards104.com/credit_card_debt/the-pros-and-cons-of-credit-card-debt-settlement-1957#comments</comments>
		<pubDate>Fri, 06 Apr 2012 07:54:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-pros-and-cons-of-credit-card-debt-settlement-1957</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.The Pros And Cons Of Credit Card Debt Settlement 974 Are you [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/the-best-balance-transfer-credit-cards-get-yours-now-1948</link>
		<comments>http://creditcards104.com/credit_cards/the-best-balance-transfer-credit-cards-get-yours-now-1948#comments</comments>
		<pubDate>Tue, 03 Apr 2012 11:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-best-balance-transfer-credit-cards-get-yours-now-1948</guid>
		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.The [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/why-should-i-consider-debt-relief-1944</link>
		<comments>http://creditcards104.com/credit_card_debt_management/why-should-i-consider-debt-relief-1944#comments</comments>
		<pubDate>Mon, 02 Apr 2012 03:05:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/why-should-i-consider-debt-relief-1944</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/choosing-and-using-credit-cards-1943</link>
		<comments>http://creditcards104.com/credit_card_debt/choosing-and-using-credit-cards-1943#comments</comments>
		<pubDate>Sun, 01 Apr 2012 00:52:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/choosing-and-using-credit-cards-1943</guid>
		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Choosing and Using Credit Cards 861 Credit cards sure are convenient! But they can also be dangerous. Use these CPA tips to pick the right card based on your usage&#8211;and not get into trouble. credit cards, financial [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/compare-cash-back-credit-cards-before-you-decide-1938</link>
		<comments>http://creditcards104.com/credit_cards/compare-cash-back-credit-cards-before-you-decide-1938#comments</comments>
		<pubDate>Fri, 30 Mar 2012 13:47:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/compare-cash-back-credit-cards-before-you-decide-1938</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/low-interest-credit-cards-the-who-what-why-where-and-how-1937</link>
		<comments>http://creditcards104.com/credit_cards/low-interest-credit-cards-the-who-what-why-where-and-how-1937#comments</comments>
		<pubDate>Fri, 30 Mar 2012 11:34:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/low-interest-credit-cards-the-who-what-why-where-and-how-1937</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Low Interest Credit Cards &#8211; The Who, What, Why, Where and How 551 This article offers a glimpse at low interest credit cards and what is required to [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/consolidate-debt-with-home-equity-as-security-1936</link>
		<comments>http://creditcards104.com/credit_card_debt/consolidate-debt-with-home-equity-as-security-1936#comments</comments>
		<pubDate>Fri, 30 Mar 2012 09:21:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/consolidate-debt-with-home-equity-as-security-1936</guid>
		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Title: Consolidate Debt [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/taking-on-credit-card-debt-1932</link>
		<comments>http://creditcards104.com/credit_card_debt/taking-on-credit-card-debt-1932#comments</comments>
		<pubDate>Thu, 29 Mar 2012 00:29:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/taking-on-credit-card-debt-1932</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Taking on Credit Card Debt Credit card debt is the kind of thing that can go from a convenience to a cruel taskmaster in a short time. Very [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/the-anz-frequent-flyer-credit-card-is-a-travel-card-that-makes-for-cheaper-and-more-effective-travel-1927</link>
		<comments>http://creditcards104.com/credit_cards/the-anz-frequent-flyer-credit-card-is-a-travel-card-that-makes-for-cheaper-and-more-effective-travel-1927#comments</comments>
		<pubDate>Mon, 26 Mar 2012 13:24:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-anz-frequent-flyer-credit-card-is-a-travel-card-that-makes-for-cheaper-and-more-effective-travel-1927</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.The ANZ Frequent Flyer Credit Card Is A Travel Card That Makes For Cheaper And More Effective Travel 445 There are several credit cards in Australia that offer travel rewards that exceed just the basics. Many credit cards [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-card-cheques-branded-a-rip-off-by-financial-protection-agencies-1921</link>
		<comments>http://creditcards104.com/credit_cards/credit-card-cheques-branded-a-rip-off-by-financial-protection-agencies-1921#comments</comments>
		<pubDate>Sun, 25 Mar 2012 00:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-card-cheques-branded-a-rip-off-by-financial-protection-agencies-1921</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Credit Card Cheques Branded A &#8216;Rip-Off&#8217; By Financial Protection Agencies. 628 The [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/consolidating-credit-cards-how-to-effectively-use-balance-transfers-1919</link>
		<comments>http://creditcards104.com/credit_card_debt/consolidating-credit-cards-how-to-effectively-use-balance-transfers-1919#comments</comments>
		<pubDate>Fri, 23 Mar 2012 19:40:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/consolidating-credit-cards-how-to-effectively-use-balance-transfers-1919</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Consolidating Credit Cards: How To Effectively Use Balance Transfers 534 The practice of transferring the balance of one credit card with a high interest rate to another [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/the-jail-cell-of-credit-card-debt-1918</link>
		<comments>http://creditcards104.com/credit_card_debt/the-jail-cell-of-credit-card-debt-1918#comments</comments>
		<pubDate>Fri, 23 Mar 2012 17:27:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Scams]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-jail-cell-of-credit-card-debt-1918</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.The Jail Cell of Credit Card Debt There is a thing as what the experts call &#8216;the problem solving process&#8217;. This is a systematic method for solving problems that you always use to go from the starting point where the problem is to the ending [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/what-are-debt-consolidation-benefits-1917</link>
		<comments>http://creditcards104.com/credit_cards/what-are-debt-consolidation-benefits-1917#comments</comments>
		<pubDate>Fri, 23 Mar 2012 15:14:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/what-are-debt-consolidation-benefits-1917</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: What Are Debt Consolidation Benefits? 589 Different monthly due of each credit card and loan may make you hard to manage your payment. This may cause late [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/the-basics-of-debt-consolidation-1906</link>
		<comments>http://creditcards104.com/credit_card_debt/the-basics-of-debt-consolidation-1906#comments</comments>
		<pubDate>Mon, 19 Mar 2012 14:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Title: The Basics of Debt Consolidation 431 Accumulating debt is very easy [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/5-things-you-should-know-about-0-apr-credit-card-offers-1903</link>
		<comments>http://creditcards104.com/credit_cards/5-things-you-should-know-about-0-apr-credit-card-offers-1903#comments</comments>
		<pubDate>Sun, 18 Mar 2012 08:12:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.5 Things You [...]]]></description>
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		<title>interest rate | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/eliminate-your-debt-through-debt-consolidation-1900</link>
		<comments>http://creditcards104.com/credit_cards/eliminate-your-debt-through-debt-consolidation-1900#comments</comments>
		<pubDate>Sun, 18 Mar 2012 01:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Title: Eliminate Your [...]]]></description>
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