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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/student-loan-consolidation-look-this-gift-horse-in-the-mouth-part-ii-2094</link>
		<comments>http://creditcards104.com/credit_card_debt/student-loan-consolidation-look-this-gift-horse-in-the-mouth-part-ii-2094#comments</comments>
		<pubDate>Thu, 24 May 2012 04:01:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[Low Rate Credit Cards]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: Student Loan Consolidation, look this gift horse in the mouth. Part II 751 Student loan consolidation is excellent &#8211; for for some people. Discover the hidden trap that could ruin your life, but remember that a clever animal can [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/the-route-out-of-debt-2092</link>
		<comments>http://creditcards104.com/credit_card_debt/the-route-out-of-debt-2092#comments</comments>
		<pubDate>Tue, 22 May 2012 23:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-route-out-of-debt-2092</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.The Route Out of Debt There is no question that having some credit cards is a great way to pay for things that is more convenient and even safer than always paying cash. And it really isn&#8217;t practical to [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-improve-a-low-credit-score-2091</link>
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		<pubDate>Tue, 22 May 2012 21:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-improve-a-low-credit-score-2091</guid>
		<description><![CDATA[Plan your finance such that it is healthy. Consider debt consolidation.How To Improve A Low Credit Score 830 Do you have a low credit score? If your credit score is below 700, you may not qualify for some of the best interest rates on credit cards, loans or mortgages. This means that just by having [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/time-to-start-using-those-0-credit-cards-2086</link>
		<comments>http://creditcards104.com/credit_cards/time-to-start-using-those-0-credit-cards-2086#comments</comments>
		<pubDate>Mon, 21 May 2012 10:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/time-to-start-using-those-0-credit-cards-2086</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Time To Start Using Those 0% Credit Cards 527 Probably the most common form of zero per cent for a credit purchase is on [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/things-to-look-out-for-before-you-take-up-a-debt-consolidation-loan-2084</link>
		<comments>http://creditcards104.com/credit_cards/things-to-look-out-for-before-you-take-up-a-debt-consolidation-loan-2084#comments</comments>
		<pubDate>Sun, 20 May 2012 05:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: Things to Look Out For Before You Take Up a Debt Consolidation Loan 372 You are in debts and have decided to start afresh with a debt consolidation loan. At this time, the last thing you need [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/student-credit-cards/the-time-to-consolidate-your-student-loans-is-now-2081</link>
		<comments>http://creditcards104.com/student-credit-cards/the-time-to-consolidate-your-student-loans-is-now-2081#comments</comments>
		<pubDate>Fri, 18 May 2012 23:12:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Student Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-time-to-consolidate-your-student-loans-is-now-2081</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: The Time To Consolidate Your Student Loans Is Now 297 I don&#8217;t know if you&#8217;re a fan of financial guru and radio show host Dave Ramsey, but [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/home-owners-avoid-complications-in-credit-repair-2079</link>
		<comments>http://creditcards104.com/credit_cards/home-owners-avoid-complications-in-credit-repair-2079#comments</comments>
		<pubDate>Fri, 18 May 2012 18:46:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Home [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/a-credit-card-company-that-you-can-trust-2069</link>
		<comments>http://creditcards104.com/credit_cards/a-credit-card-company-that-you-can-trust-2069#comments</comments>
		<pubDate>Mon, 14 May 2012 20:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/a-credit-card-company-that-you-can-trust-2069</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.A Credit Card Company That You Can Trust 441 The following article lists some simple, informative tips that will help you have [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/in-college-find-the-best-student-credit-card-2066</link>
		<comments>http://creditcards104.com/credit_cards/in-college-find-the-best-student-credit-card-2066#comments</comments>
		<pubDate>Mon, 14 May 2012 13:57:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/in-college-find-the-best-student-credit-card-2066</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comIn College? Find the Best Student Credit Card 287 Credit card [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/can-you-get-a-credit-card-if-you-have-bad-credit-2065</link>
		<comments>http://creditcards104.com/credit_cards/can-you-get-a-credit-card-if-you-have-bad-credit-2065#comments</comments>
		<pubDate>Sun, 13 May 2012 11:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/can-you-get-a-credit-card-if-you-have-bad-credit-2065</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comCan You Get A Credit Card If You Have Bad Credit? [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/how-to-find-good-balance-transfer-cards-2059</link>
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		<pubDate>Fri, 11 May 2012 22:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-find-good-balance-transfer-cards-2059</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.How To Find Good Balance Transfer Cards 508 If you have a credit card you&#8217;re [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/debt-consolidation-refinance-is-it-good-ms-and-what-works-best-for-you-2058</link>
		<comments>http://creditcards104.com/credit_cards/debt-consolidation-refinance-is-it-good-ms-and-what-works-best-for-you-2058#comments</comments>
		<pubDate>Fri, 11 May 2012 20:13:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/details-of-the-worldperks-visa-application-2052</link>
		<comments>http://creditcards104.com/credit_cards/details-of-the-worldperks-visa-application-2052#comments</comments>
		<pubDate>Wed, 09 May 2012 06:55:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/details-of-the-worldperks-visa-application-2052</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Details of the WorldPerks Visa Application 323 The WorldPerks Visa is the perfect visa for anyone who loves to travel and already has a [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/are-unsecured-debt-consolidation-loans-right-for-you-2047</link>
		<comments>http://creditcards104.com/debt_management_counseling/are-unsecured-debt-consolidation-loans-right-for-you-2047#comments</comments>
		<pubDate>Mon, 07 May 2012 19:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/are-unsecured-debt-consolidation-loans-right-for-you-2047</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Are Unsecured Debt Consolidation Loans Right For You? 611 When it comes right down to it, there are very few situations in which bankruptcy has to be the answer. Often times, when it comes to debt issues, [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/swimming-in-bills-a-debt-consolidation-loan-may-be-the-answer-2044</link>
		<comments>http://creditcards104.com/credit_card_debt/swimming-in-bills-a-debt-consolidation-loan-may-be-the-answer-2044#comments</comments>
		<pubDate>Sun, 06 May 2012 13:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/will-new-bankruptcy-laws-benefit-you-2043</link>
		<comments>http://creditcards104.com/secured_credit_cards/will-new-bankruptcy-laws-benefit-you-2043#comments</comments>
		<pubDate>Sun, 06 May 2012 10:58:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/will-new-bankruptcy-laws-benefit-you-2043</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: Will New Bankruptcy Laws Benefit You? 714 For businesses, relying on issuing credit, the new personal bankruptcy law is doing great, reducing personal bankruptcy claims from the thousands to double digits.(In the short run). However, lawyers working with [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/are-you-sure-you-want-a-student-loan-consolidation-2041</link>
		<comments>http://creditcards104.com/credit_cards/are-you-sure-you-want-a-student-loan-consolidation-2041#comments</comments>
		<pubDate>Sat, 05 May 2012 06:32:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/loans-for-bad-credit-2040</link>
		<comments>http://creditcards104.com/credit_cards/loans-for-bad-credit-2040#comments</comments>
		<pubDate>Sat, 05 May 2012 04:19:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/banking-with-bad-credit-2038</link>
		<comments>http://creditcards104.com/credit_cards/banking-with-bad-credit-2038#comments</comments>
		<pubDate>Fri, 04 May 2012 23:53:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Banking With Bad Credit 578 If you have bad credit, then banking and using financial products can be hard. However, there are ways that you can bank [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-card-company-tricks-2032</link>
		<comments>http://creditcards104.com/credit_cards/credit-card-company-tricks-2032#comments</comments>
		<pubDate>Wed, 02 May 2012 10:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Credit Card Company Tricks 970 Credit card companies want to know what is in your wallet. No, not which card you carry, [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/debt-consolidation-and-what-it-means-to-you-2031</link>
		<comments>http://creditcards104.com/credit_card_debt/debt-consolidation-and-what-it-means-to-you-2031#comments</comments>
		<pubDate>Wed, 02 May 2012 08:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Title: Debt consolidation and what it means to you 431 Debt is haunting millions of americans daily. What can be done to stop the collector calls? What options [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/be-smart-with-a-credit-card-and-use-it-wisely-2028</link>
		<comments>http://creditcards104.com/credit_cards/be-smart-with-a-credit-card-and-use-it-wisely-2028#comments</comments>
		<pubDate>Tue, 01 May 2012 01:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/be-smart-with-a-credit-card-and-use-it-wisely-2028</guid>
		<description><![CDATA[Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.Be Smart With A Credit Card And Use It Wisely 640 Owning a credit card is something that can be a very positive thing&#8217; as long as it is used responsibly. There are many ways for people [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/what-can-debt-reduction-companies-do-for-you-2026</link>
		<comments>http://creditcards104.com/credit_card_debt/what-can-debt-reduction-companies-do-for-you-2026#comments</comments>
		<pubDate>Mon, 30 Apr 2012 21:17:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: What can debt reduction companies do for you? 510 Getting help from debt reduction companies is one of the best ways if you cannot handle your debts. debt elimination Getting help from debt reduction companies is one of the [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/secured-debt-consolidation-loans-break-the-vicious-circle-of-debt-2023</link>
		<comments>http://creditcards104.com/credit_cards/secured-debt-consolidation-loans-break-the-vicious-circle-of-debt-2023#comments</comments>
		<pubDate>Sun, 29 Apr 2012 14:38:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Title: Secured Debt Consolidation Loans &#8216; Break the vicious circle of debt [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/free-debt-management-services-compared-2022</link>
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		<pubDate>Sun, 29 Apr 2012 12:25:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.Title: Free Debt Management Services Compared 389 Debt plagues millions of people all over the world. Debt can be a positive thing. For instance, [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/how-to-get-a-loan-with-adverse-credit-2017</link>
		<comments>http://creditcards104.com/credit_cards/how-to-get-a-loan-with-adverse-credit-2017#comments</comments>
		<pubDate>Fri, 27 Apr 2012 01:20:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/9-steps-to-get-out-of-debt-part-4-2014</link>
		<comments>http://creditcards104.com/credit_card_debt/9-steps-to-get-out-of-debt-part-4-2014#comments</comments>
		<pubDate>Thu, 26 Apr 2012 18:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/9-steps-to-get-out-of-debt-part-4-2014</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: 9 Steps To Get Out Of Debt &#8211; Part 4 811 Step 4 &#8211; Reducing Your Interest If you have read the previous articles, so far you have learned how wide spread of a problem debt is, the true [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/toss-your-credit-card-debt-and-add-real-alternatives-2011</link>
		<comments>http://creditcards104.com/credit_card_debt/toss-your-credit-card-debt-and-add-real-alternatives-2011#comments</comments>
		<pubDate>Wed, 25 Apr 2012 12:02:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Toss Your Credit Card Debt And Add Real Alternatives 536 Did you get an easy credit card in college? Or, are you someone who got one for [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-get-an-interest-free-credit-card-2008</link>
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		<pubDate>Tue, 24 Apr 2012 05:23:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.How To Get An Interest Free Credit Card 676 One method that the credit card companies have been very keen to use to attract The first thing to remember in any case is that there are two main types of [...]]]></description>
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		<link>http://creditcards104.com/credit_card_debt_management/can-credit-counseling-really-help-2007</link>
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		<pubDate>Tue, 24 Apr 2012 03:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Can Credit Counseling Really Help? 525 If you have high debt, and are in trouble, you have probably heard the term &#8216;credit counseling,&#8217; but do you understand [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/reduce-debt-how-to-prevent-bankruptcy-by-reducing-and-consolidating-your-debt-2005</link>
		<comments>http://creditcards104.com/credit_card_debt_management/reduce-debt-how-to-prevent-bankruptcy-by-reducing-and-consolidating-your-debt-2005#comments</comments>
		<pubDate>Sun, 22 Apr 2012 22:44:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: Reduce Debt &#8211; How To Prevent Bankruptcy By Reducing And Consolidating Your Debt 432 You can prevent bankruptcy by consolidating your debt with the help of a loan or debt consolidation agency to reduce your monthly payments and quickly [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-card-rebates-overview-2004</link>
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		<pubDate>Sun, 22 Apr 2012 20:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Credit Card Rebates Overview 604 This article provides and overview of rebate credit cards, including an overview of how they work and advice for finding the right [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/10-tips-to-improve-your-credit-score-2001</link>
		<comments>http://creditcards104.com/credit_card_debt_management/10-tips-to-improve-your-credit-score-2001#comments</comments>
		<pubDate>Sat, 21 Apr 2012 13:52:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/10-tips-to-improve-your-credit-score-2001</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.10 Tips To Improve Your Credit Score 456 These days most of us avail loans to buy a house, set up a business, or buy a car. Many students take loans to further their education. How soon the [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/student-credit-card-1998</link>
		<comments>http://creditcards104.com/credit_cards/student-credit-card-1998#comments</comments>
		<pubDate>Sat, 21 Apr 2012 07:13:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/student-credit-card-1998</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Student Credit Card 499 There is a ton of extra literature the high school senior receives in the mail during their twelfth grade year. There are special scholarship offers, student financing, and special college programs, not to mention the [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/5-ways-you-can-avoid-costly-credit-card-late-fees-1997</link>
		<comments>http://creditcards104.com/credit_cards/5-ways-you-can-avoid-costly-credit-card-late-fees-1997#comments</comments>
		<pubDate>Fri, 20 Apr 2012 05:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/5-ways-you-can-avoid-costly-credit-card-late-fees-1997</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.5 Ways You Can Avoid Costly Credit Card Late Fees 465 Credit card late fees are a fact of life for some consumers, but they don&#8217;t have [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/low-interest-or-0-apr-credit-cards-take-your-pick-1993</link>
		<comments>http://creditcards104.com/credit_card_debt/low-interest-or-0-apr-credit-cards-take-your-pick-1993#comments</comments>
		<pubDate>Wed, 18 Apr 2012 20:08:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-scoring-does-it-matter-1992</link>
		<comments>http://creditcards104.com/credit_cards/credit-scoring-does-it-matter-1992#comments</comments>
		<pubDate>Wed, 18 Apr 2012 17:55:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Credit Scoring &#8211; Does it Matter? 597 Borrowers with good credit history may be rated [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/five-keys-to-overcoming-bad-debt-management-1987</link>
		<comments>http://creditcards104.com/credit_card_debt_management/five-keys-to-overcoming-bad-debt-management-1987#comments</comments>
		<pubDate>Tue, 17 Apr 2012 06:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Title: Five Keys to Overcoming Bad Debt Management 1132 Bad debt management is at an all time high. More people are having more financial problems than ever before. Bankruptcy is at an all time high. Financial stress is tearing families [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-consolidation-and-the-middle-class-trap-1986</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-consolidation-and-the-middle-class-trap-1986#comments</comments>
		<pubDate>Tue, 17 Apr 2012 04:37:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-card-debt-consolidation-and-the-middle-class-trap-1986</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Credit Card Debt Consolidation And The Middle Class Trap. 533 Credit card debt consolidation is something many of us will have [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/finding-the-best-low-interest-credit-cards-1985</link>
		<comments>http://creditcards104.com/credit_cards/finding-the-best-low-interest-credit-cards-1985#comments</comments>
		<pubDate>Mon, 16 Apr 2012 02:24:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Finding [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/debt-consolidation-vs-credit-counseling-exploring-debt-reduction-options-1983</link>
		<comments>http://creditcards104.com/debt_management_counseling/debt-consolidation-vs-credit-counseling-exploring-debt-reduction-options-1983#comments</comments>
		<pubDate>Sun, 15 Apr 2012 21:58:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: Debt Consolidation Vs Credit Counseling &#8211; Exploring Debt Reduction Options 385 With so many debt reduction options available to you, [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/4-features-to-look-for-in-an-airline-credit-card-1980</link>
		<comments>http://creditcards104.com/credit_cards/4-features-to-look-for-in-an-airline-credit-card-1980#comments</comments>
		<pubDate>Sat, 14 Apr 2012 15:19:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/4-features-to-look-for-in-an-airline-credit-card-1980</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.4 Features to Look for in an Airline Credit Card 514 This [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/student-credit-cards-a-lesson-in-money-management-1969</link>
		<comments>http://creditcards104.com/credit_cards/student-credit-cards-a-lesson-in-money-management-1969#comments</comments>
		<pubDate>Tue, 10 Apr 2012 10:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comStudent Credit Cards &#8211; A Lesson In Money Management 497 Student [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/when-do-you-need-a-debt-consolidation-loan-1964</link>
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		<pubDate>Sun, 08 Apr 2012 23:25:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Title: When Do You Need a Debt Consolidation Loan? 442 If your monthly debt payments to credit cards and banks and [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/time-to-consider-your-home-equity-line-of-credit-1954</link>
		<comments>http://creditcards104.com/credit_cards/time-to-consider-your-home-equity-line-of-credit-1954#comments</comments>
		<pubDate>Thu, 05 Apr 2012 01:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Time to Consider Your Home Equity Line of Credit? 475 Interest rates are rising, and that will increase the payments on your home equity line of credit. Is it time to consider exchanging that useful financial tool for [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/a-good-credit-report-the-key-to-cheap-finance-1952</link>
		<comments>http://creditcards104.com/credit_cards/a-good-credit-report-the-key-to-cheap-finance-1952#comments</comments>
		<pubDate>Wed, 04 Apr 2012 20:49:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.A Good Credit Report &#8216; The Key To Cheap Finance 443 Is your credit report important? [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/why-do-we-need-credit-card-debt-consolidation-1951</link>
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		<pubDate>Tue, 03 Apr 2012 18:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Why Do We Need Credit Card Debt Consolidation 421 Credit card debts can be most difficult to get rid off. It is often advisable to take [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/do-you-need-a-company-to-consolidate-your-debt-1946</link>
		<comments>http://creditcards104.com/credit_cards/do-you-need-a-company-to-consolidate-your-debt-1946#comments</comments>
		<pubDate>Mon, 02 Apr 2012 07:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Do You Need A Company To Consolidate Your Debt? 519 Once you&#8217;ve made the decision to take action to reduce your personal debt, the next step [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/why-should-i-consider-debt-relief-1944</link>
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		<pubDate>Mon, 02 Apr 2012 03:05:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>interest rates | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/getting-your-credit-card-reward-1939</link>
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		<pubDate>Fri, 30 Mar 2012 16:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Getting Your Credit [...]]]></description>
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