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Advance Fee Credit Cards Some companies promise to get you a credit card no matter how bad your credit is. Hereís what can happen if you pay them the $200 or more they usually ask for: You receive a credit card thatís only good for over-priced merchandise from their catalog. You get applications for secured credit cards. A secured credit card offer requires you to deposit $500 in a bank account to receive a credit card with a $500 limit. You receive nothing at all. Secured credit cards from a legitimate bank or credit union can help you re-establish credit. Many banks and credit unions will give you a secured credit card with no upfront fees… Read More

1.  Safeguard your credit cards and credit card account numbers.  Never give your credit card number to anyone who is soliciting you.  If you have contacted a reputable company, and wish to use your card to pay for goods or services, you may need to give them your card number by mail or phone.  Companies or individuals soliciting you may not be what or who they claim to be, and we strongly recommend you do not give them your card numbers. 2.  Safeguard your checks and checking account numbers.   Never give your checking account number to anyone except in a bonafide financial transaction such as a loan application.  Never give your checking… Read More