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	<title>poor credit | Credit Cards Debt</title>
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	<description>Manage Your Debt With Secured Credit Cards And Wealth Management</description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/taking-steps-to-repair-bad-credit-1795</link>
		<comments>http://creditcards104.com/debt_management_counseling/taking-steps-to-repair-bad-credit-1795#comments</comments>
		<pubDate>Wed, 08 Feb 2012 19:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Debt Management Counseling]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[good credit]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Taking [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/which-type-of-credit-card-to-choose-1789</link>
		<comments>http://creditcards104.com/credit_cards/which-type-of-credit-card-to-choose-1789#comments</comments>
		<pubDate>Mon, 06 Feb 2012 06:12:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[debit card]]></category>
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		<category><![CDATA[interest]]></category>
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		<category><![CDATA[poor credit]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/which-type-of-credit-card-to-choose-1789</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Which Type Of Credit Card To Choose? 596 If you are worried about getting a credit card or have a credit card and it is not working out for you, then maybe you should look at some of the [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/is-an-instant-approval-credit-card-really-instant-1768</link>
		<comments>http://creditcards104.com/credit_cards/is-an-instant-approval-credit-card-really-instant-1768#comments</comments>
		<pubDate>Mon, 30 Jan 2012 07:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Card Scams]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/is-an-instant-approval-credit-card-really-instant-1768</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Is An Instant Approval Credit Card Really Instant? 601 This article discusses the realities of instant approval credit card offers, whether or not they are truly instant. Instant Approval Credit Cards,Instant Approval Credit Card Online,Instant Approval Credit Card [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-improve-your-credit-score-even-if-you-are-not-a-financial-expert-1755</link>
		<comments>http://creditcards104.com/credit_cards/how-to-improve-your-credit-score-even-if-you-are-not-a-financial-expert-1755#comments</comments>
		<pubDate>Thu, 26 Jan 2012 02:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[credit repair]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-improve-your-credit-score-even-if-you-are-not-a-financial-expert-1755</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/how-to-use-bad-credit-debt-consolidation-uk-tips-1731</link>
		<comments>http://creditcards104.com/credit_cards/how-to-use-bad-credit-debt-consolidation-uk-tips-1731#comments</comments>
		<pubDate>Tue, 17 Jan 2012 21:38:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<category><![CDATA[bad credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-use-bad-credit-debt-consolidation-uk-tips-1731</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Title: How To Use Bad Credit Debt Consolidation UK &#8216; Tips 456 Debt consolidation is one of the sought after loans in UK. It not only solves the problem of loans but provides several benefits to ease the pressure [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/how-good-is-your-credit-why-does-it-matter-1715</link>
		<comments>http://creditcards104.com/debt_management_counseling/how-good-is-your-credit-why-does-it-matter-1715#comments</comments>
		<pubDate>Thu, 12 Jan 2012 10:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<category><![CDATA[bad credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-good-is-your-credit-why-does-it-matter-1715</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.How Good Is Your Credit? Why Does It Matter? 637 Why is [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/details-of-the-new-millennium-bank-visa-application-1695</link>
		<comments>http://creditcards104.com/credit_cards/details-of-the-new-millennium-bank-visa-application-1695#comments</comments>
		<pubDate>Thu, 05 Jan 2012 13:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/details-of-the-new-millennium-bank-visa-application-1695</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Details Of The New Millennium Bank Visa Application 342 There are several reasons why the New Millennium Bank Visa may be [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-solving-the-problem-1690</link>
		<comments>http://creditcards104.com/credit_card_debt_management/bad-credit-repair-solving-the-problem-1690#comments</comments>
		<pubDate>Wed, 04 Jan 2012 02:45:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bad-credit-repair-solving-the-problem-1690</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/poor-credit-history-which-is-best-a-credit-card-or-personal-loan-1679</link>
		<comments>http://creditcards104.com/credit_cards/poor-credit-history-which-is-best-a-credit-card-or-personal-loan-1679#comments</comments>
		<pubDate>Sat, 31 Dec 2011 02:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<category><![CDATA[bad credit]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/poor-credit-history-which-is-best-a-credit-card-or-personal-loan-1679</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comPoor Credit History &#8211; Which Is Best, A Credit Card Or [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/are-you-a-credit-card-tart-1655</link>
		<comments>http://creditcards104.com/credit_cards/are-you-a-credit-card-tart-1655#comments</comments>
		<pubDate>Thu, 22 Dec 2011 21:10:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/are-you-a-credit-card-tart-1655</guid>
		<description><![CDATA[Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner.Are You A Credit Card Tart? 522 Some people use the word tart as an insult; others as a bit of [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/the-pro-s-and-con-s-of-a-home-equity-line-of-credit-1632</link>
		<comments>http://creditcards104.com/credit_cards/the-pro-s-and-con-s-of-a-home-equity-line-of-credit-1632#comments</comments>
		<pubDate>Wed, 14 Dec 2011 18:11:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[home equity]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-pro-s-and-con-s-of-a-home-equity-line-of-credit-1632</guid>
		<description><![CDATA[Do not have too many credit cards. Learn to say “NO,” to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.The Pro&#8217;s And Con&#8217;s Of A Home Equity Line Of Credit 484 Do you own the house you are living in? If you do, [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/credit-card-danger-1584</link>
		<comments>http://creditcards104.com/debt_management_counseling/credit-card-danger-1584#comments</comments>
		<pubDate>Mon, 28 Nov 2011 07:47:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-card-danger-1584</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/tips-on-establishing-a-credit-history-1558</link>
		<comments>http://creditcards104.com/credit_cards/tips-on-establishing-a-credit-history-1558#comments</comments>
		<pubDate>Sat, 19 Nov 2011 22:09:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/tips-on-establishing-a-credit-history-1558</guid>
		<description><![CDATA[Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.Tips On Establishing A Credit History 684 Whether you have no credit history or if you are in the process of re-establishing your credit, you will find the [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/two-ways-to-begin-repairing-your-credit-1544</link>
		<comments>http://creditcards104.com/debt_management_counseling/two-ways-to-begin-repairing-your-credit-1544#comments</comments>
		<pubDate>Mon, 14 Nov 2011 15:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/two-ways-to-begin-repairing-your-credit-1544</guid>
		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Two Ways To Begin Repairing Your Credit 500 Credit is a necessary tool for many people&#8217;s day-to-day lives. Good credit allows for many advantages that we sometimes [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-build-credit-with-a-major-credit-card-1509</link>
		<comments>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-build-credit-with-a-major-credit-card-1509#comments</comments>
		<pubDate>Wed, 02 Nov 2011 05:06:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/bad-credit-credit-cards-build-credit-with-a-major-credit-card-1509</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Bad Credit Credit Cards &#8216; Build Credit With A Major Credit Card 426 For the millions of consumers with bad credit and no credit, getting approved for a major credit card takes a lot of effort. Unfortunately, establishing [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-cards-rules-and-fees-2-1437</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-cards-rules-and-fees-2-1437#comments</comments>
		<pubDate>Sat, 08 Oct 2011 13:30:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-cards-rules-and-fees-2-1437</guid>
		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.CREDIT CARDS: Rules and Fees 1286 Credit cards are unsecured loans that do not require you to pledge any assets, just your signature. Most consumers are not aware of the rules and regulations imposed by the issuer of a credit [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/poor-credit-debt-consolidation-loans-helping-the-needy-1423</link>
		<comments>http://creditcards104.com/credit_cards/poor-credit-debt-consolidation-loans-helping-the-needy-1423#comments</comments>
		<pubDate>Mon, 03 Oct 2011 02:02:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/poor-credit-debt-consolidation-loans-helping-the-needy-1423</guid>
		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Title: Poor Credit Debt Consolidation Loans Helping The Needy 459 Debt consolidation loans are about [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/self-help-may-be-best-when-it-comes-to-credit-repair-1400</link>
		<comments>http://creditcards104.com/credit_cards/self-help-may-be-best-when-it-comes-to-credit-repair-1400#comments</comments>
		<pubDate>Sat, 24 Sep 2011 23:03:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Self Help May Be Best When It Comes To Credit Repair 656 Should you seek assistance from a credit card repair company or attempt to fix your credit yourself? credit, report, credit repair, credit report, repair, information, identity, reporting, [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/what-is-the-credit-repair-organizations-act-1365</link>
		<comments>http://creditcards104.com/credit_card_debt_management/what-is-the-credit-repair-organizations-act-1365#comments</comments>
		<pubDate>Mon, 12 Sep 2011 17:28:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.What Is The Credit Repair Organizations Act? 654 Do you know what your credit rights are? credit, counseling, credit counseling, credit repair, repair, organization, contract, organizations, services, state, money, consumer, bankruptcy By law, credit repair organizations must give [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/what-are-bad-credit-mortgages-1352</link>
		<comments>http://creditcards104.com/credit_cards/what-are-bad-credit-mortgages-1352#comments</comments>
		<pubDate>Thu, 08 Sep 2011 12:39:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.What Are Bad Credit Mortgages 611 The primary difference between a bad credit mortgage and [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/let-poor-credit-debt-consolidation-loan-solve-your-debt-problems-1301</link>
		<comments>http://creditcards104.com/credit_cards/let-poor-credit-debt-consolidation-loan-solve-your-debt-problems-1301#comments</comments>
		<pubDate>Sun, 21 Aug 2011 19:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Title: Let Poor Credit Debt Consolidation Loan Solve Your Debt Problems 442 Poor credit debt consolidation loan is widely used by the people of UK to eliminate the debt load. You will not believe but it is much [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/free-debt-consolidation-services-are-there-any-risks-involved-1288</link>
		<comments>http://creditcards104.com/credit_card_debt/free-debt-consolidation-services-are-there-any-risks-involved-1288#comments</comments>
		<pubDate>Wed, 17 Aug 2011 14:47:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Scams]]></category>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.Title: [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/guide-to-the-right-credit-card-1264</link>
		<comments>http://creditcards104.com/credit_cards/guide-to-the-right-credit-card-1264#comments</comments>
		<pubDate>Tue, 09 Aug 2011 09:35:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.Guide To The Right Credit Card 677 It&#8217;s everywhere you want to be. For everything else, there&#8217;s MasterCard. Don&#8217;t leave home without [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/don-t-despair-with-credit-repair-1263</link>
		<comments>http://creditcards104.com/credit_card_debt/don-t-despair-with-credit-repair-1263#comments</comments>
		<pubDate>Tue, 09 Aug 2011 07:22:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/instant-approval-credit-cards-frequently-asked-questions-1255</link>
		<comments>http://creditcards104.com/secured_credit_cards/instant-approval-credit-cards-frequently-asked-questions-1255#comments</comments>
		<pubDate>Sat, 06 Aug 2011 13:38:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.Instant Approval Credit Cards &#8211; Frequently Asked Questions 634 This article describes the most frequently asked questions surrounding instant approval credit cards. Instant Approval Credit Cards,Instant Approval Credit Card Online,Instant Approval Credit Card Instant approval credit cards online are becoming [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-how-you-can-avoid-high-fees-1226</link>
		<comments>http://creditcards104.com/secured_credit_cards/bad-credit-credit-cards-how-you-can-avoid-high-fees-1226#comments</comments>
		<pubDate>Tue, 26 Jul 2011 16:55:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-unions-the-cheaper-alternative-1212</link>
		<comments>http://creditcards104.com/credit_cards/credit-unions-the-cheaper-alternative-1212#comments</comments>
		<pubDate>Fri, 22 Jul 2011 09:53:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Credit Unions: The [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/debt_management_counseling/credit-repair-through-credit-counseling-1193</link>
		<comments>http://creditcards104.com/debt_management_counseling/credit-repair-through-credit-counseling-1193#comments</comments>
		<pubDate>Fri, 15 Jul 2011 15:46:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.Credit Repair Through Credit Counseling 522 Like many other things in life, budgeting is a [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/getting-a-credit-card-with-a-bad-credit-rating-1189</link>
		<comments>http://creditcards104.com/credit_cards/getting-a-credit-card-with-a-bad-credit-rating-1189#comments</comments>
		<pubDate>Thu, 14 Jul 2011 06:54:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/what-is-a-credit-score-1183</link>
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		<pubDate>Mon, 11 Jul 2011 17:36:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid excessively applying for credit as this may lower your credit score because of multiple inquiries.What is a Credit Score? 274 A credit score is a number that signifies your credit information. This score is used by all financial institutions or individual lenders to assess the risk involved in giving you credit. free credit score [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/check-your-footprints-1161</link>
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		<pubDate>Mon, 04 Jul 2011 16:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Check Your Footprints 619 Rule Britannia, Britannia rules the &#8221;.. credit cards? Would you be surprised to hear that we lead the world the number of credit cards in circulation? There are around 74 million credit cards out there [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/a-credit-free-card-what-is-a-prepaid-credit-card-1152</link>
		<comments>http://creditcards104.com/credit_cards/a-credit-free-card-what-is-a-prepaid-credit-card-1152#comments</comments>
		<pubDate>Fri, 01 Jul 2011 20:53:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.A Credit-Free Card: What Is A Prepaid Credit Card? 424 In this high-tech era of computers and machines, the purchasing power of people is mostly based on credit. Nowadays, credit cards are almost indispensable in almost any business [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/credit-card-debt-consolidation-loans-dig-you-out-of-the-payment-grave-1142</link>
		<comments>http://creditcards104.com/credit_card_debt/credit-card-debt-consolidation-loans-dig-you-out-of-the-payment-grave-1142#comments</comments>
		<pubDate>Mon, 27 Jun 2011 22:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-card-debt-consolidation-loans-dig-you-out-of-the-payment-grave-1142</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/avoiding-credit-card-scams-1082</link>
		<comments>http://creditcards104.com/credit_cards/avoiding-credit-card-scams-1082#comments</comments>
		<pubDate>Tue, 07 Jun 2011 09:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/avoiding-credit-card-scams-1082</guid>
		<description><![CDATA[Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.Avoiding Credit Card Scams 547 Although many credit card companies are perfectly honest, there are also many dishonest ones who want to rip you off. If you are unaware of the ways in which you can be conned [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/the-true-cost-of-bad-credit-1078</link>
		<comments>http://creditcards104.com/credit_card_debt_management/the-true-cost-of-bad-credit-1078#comments</comments>
		<pubDate>Mon, 06 Jun 2011 00:51:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-true-cost-of-bad-credit-1078</guid>
		<description><![CDATA[If possible, pay your bill in full every month. This will help to save you money in finance charges, especially credit cards with high interest rates, and will make your credit reports even stronger.The True Cost of Bad Credit 562 Bad credit can cost you much more than you think. Bad credit, bad credit mortgages, [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/how-to-spot-credit-repair-scams-and-correct-your-credit-history-yourself-1008</link>
		<comments>http://creditcards104.com/credit_card_debt/how-to-spot-credit-repair-scams-and-correct-your-credit-history-yourself-1008#comments</comments>
		<pubDate>Fri, 13 May 2011 15:54:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/how-to-spot-credit-repair-scams-and-correct-your-credit-history-yourself-1008</guid>
		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/secured_credit_cards/obtaining-a-credit-card-with-a-less-than-perfect-credit-history-1005</link>
		<comments>http://creditcards104.com/secured_credit_cards/obtaining-a-credit-card-with-a-less-than-perfect-credit-history-1005#comments</comments>
		<pubDate>Thu, 12 May 2011 09:15:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/obtaining-a-credit-card-with-a-less-than-perfect-credit-history-1005</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/how-a-bad-credit-report-affects-your-life-992</link>
		<comments>http://creditcards104.com/credit_card_debt/how-a-bad-credit-report-affects-your-life-992#comments</comments>
		<pubDate>Sun, 08 May 2011 04:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you have recently filed for bankruptcy, start rebuilding your credit with either a secured credit card or one that is known to be bankruptcy-friendly. The latter often requires higher interest be paid, but your credit score will begin to rise after three months of a steady payment history is listed in your credit reports.How [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/student-credit-card-or-prepaid-debit-which-one-is-best-977</link>
		<comments>http://creditcards104.com/credit_cards/student-credit-card-or-prepaid-debit-which-one-is-best-977#comments</comments>
		<pubDate>Mon, 02 May 2011 16:58:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/student-credit-card-or-prepaid-debit-which-one-is-best-977</guid>
		<description><![CDATA[Avoid carrying a balance of more than 50% of your total credit limit on any credit card.Student Credit Card or Prepaid Debit &#8211; Which One is Best? 699 This article compares and contrasts the use of a student credit card against a prepaid debit card. Student Credit Cards,Credit Cards for College Students,Student Credit Card Student [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt/the-truth-about-10-credit-score-myths-954</link>
		<comments>http://creditcards104.com/credit_card_debt/the-truth-about-10-credit-score-myths-954#comments</comments>
		<pubDate>Sun, 24 Apr 2011 13:59:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/the-truth-about-10-credit-score-myths-954</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comThe Truth About 10 Credit Score Myths 1321 Credit scores are [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/debt-consolidation-loans-are-available-for-bad-credit-borrowers-908</link>
		<comments>http://creditcards104.com/credit_cards/debt-consolidation-loans-are-available-for-bad-credit-borrowers-908#comments</comments>
		<pubDate>Sat, 09 Apr 2011 08:01:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Title: Debt Consolidation Loans are Available for Bad Credit Borrowers 482 Borrowers with bad credit score can avail debt consolidation loans. These loans are available in two [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/increase-your-credit-through-credit-cards-895</link>
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		<pubDate>Mon, 04 Apr 2011 03:12:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If your credit cards have excessively high credit limits that you never plan to use, call the creditor and ask that they reduce your credit limit to an amount that you are comfortable with. This will not only reduce the temptation of overspending, but will also prevent potential lenders from seeing that you have a [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-repair-how-to-deal-with-a-credit-bureau-890</link>
		<comments>http://creditcards104.com/credit_cards/credit-repair-how-to-deal-with-a-credit-bureau-890#comments</comments>
		<pubDate>Sat, 02 Apr 2011 16:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Credit Repair &#8211; How To Deal With A Credit Bureau 533 Having good credit is an essential tool in today&#8217;s economy &#8211; it allows you to have [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/be-cautious-when-considering-a-credit-repair-company-869</link>
		<comments>http://creditcards104.com/credit_cards/be-cautious-when-considering-a-credit-repair-company-869#comments</comments>
		<pubDate>Sat, 26 Mar 2011 17:34:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Scams]]></category>
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		<description><![CDATA[If you notice any incorrect information on your credit reports, dispute it in writing with the credit bureau immediately. You may also find it helpful to contact the creditor directly, notify them of the incorrect information and ask that they correct it with the credit bureau and on each of your credit reports.Be Cautious When [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/california-bad-credit-mortgage-loans-how-credit-ratings-affects-approval-828</link>
		<comments>http://creditcards104.com/credit_cards/california-bad-credit-mortgage-loans-how-credit-ratings-affects-approval-828#comments</comments>
		<pubDate>Sat, 12 Mar 2011 22:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/california-bad-credit-mortgage-loans-how-credit-ratings-affects-approval-828</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comCalifornia Bad Credit Mortgage Loans &#8216; How Credit Ratings Affects Approval [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/credit-tips-801</link>
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		<pubDate>Thu, 03 Mar 2011 10:50:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.Credit Tips 605 In this article, I am going to talk about some quick and simple facts that might help you maintain a better credit identity. With [...]]]></description>
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		<link>http://creditcards104.com/credit_cards/credit-repair-for-yourself-792</link>
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		<pubDate>Mon, 28 Feb 2011 14:53:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/credit-repair-for-yourself-792</guid>
		<description><![CDATA[Pay your bills on time. A consistent history of timely payments will greatly improve your credit profile and will, therefore, make you more desirable to lenders. In many cases, a strong payment history in your credit reports will also result in better interest rates.Credit Repair For Yourself 528 There are thousands of websites offering their [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_card_debt_management/don-t-let-your-debts-spiral-out-of-control-772</link>
		<comments>http://creditcards104.com/credit_card_debt_management/don-t-let-your-debts-spiral-out-of-control-772#comments</comments>
		<pubDate>Mon, 21 Feb 2011 18:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Management]]></category>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/don-t-let-your-debts-spiral-out-of-control-772</guid>
		<description><![CDATA[Use your credit cards for necessities only and avoid spending more than you could repay within six months.Title: Don&#8217;t Let Your Debts Spiral Out Of Control 609 Debt problems can seem overwhelming and impossible to confront, but it&#8217;s only by acting positively that we can start to solve them. Find out how you can fight [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/avail-debt-consolidation-loans-to-recover-your-bad-credit-score-769</link>
		<comments>http://creditcards104.com/credit_cards/avail-debt-consolidation-loans-to-recover-your-bad-credit-score-769#comments</comments>
		<pubDate>Sun, 20 Feb 2011 11:54:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/avail-debt-consolidation-loans-to-recover-your-bad-credit-score-769</guid>
		<description><![CDATA[The best way to improve your credit reports is to review the information filed with each of the three major credit bureaus every six months. These include TransUnion, Experian and Equifax. A free copy of credit reports can be obtained every 12 months at AnnualCreditReport.comTitle: Avail Debt Consolidation Loans To Recover Your Bad Credit Score [...]]]></description>
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		<title>poor credit | Credit Cards Debt</title>
		<link>http://creditcards104.com/credit_cards/fico-soon-to-ignore-credit-of-authorized-users-768</link>
		<comments>http://creditcards104.com/credit_cards/fico-soon-to-ignore-credit-of-authorized-users-768#comments</comments>
		<pubDate>Sun, 20 Feb 2011 09:41:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply for a credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[good credit]]></category>
		<category><![CDATA[poor credit]]></category>

		<guid isPermaLink="false">http://creditcards104.com/credit_card_debt/fico-soon-to-ignore-credit-of-authorized-users-768</guid>
		<description><![CDATA[If you have old accounts that are listed as being open, but are actually closed, call the creditor and send a letter to the credit bureau. Often times, creditors simply never report an account as being closed with the credit bureaus. If you have a lot of available credit on your report, potential lenders may [...]]]></description>
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